This is the single reason
the same credit reports may result in substantially different credit scores.
Our mortgage brokers also have access to
these same credit reports and we can provide it to you for free.
It is important to note that a consumer proposal results in
the same credit report rating that you would receive in a debt management plan.
What is not required however, is that
these same credit reporting agencies provide free FICO scores at the same time.
This is true for requiring
the same credit report for each prospective tenant.
There are many different credit scoring models that can give a different assessment of your credit rating and relative risk (risk of default) for
the same credit report.
Tenants who are applying for more than one rental will be understandably dismayed at the prospect of paying each landlord to pull
the same credit report.