Sentences with phrase «same information on their credit reports»

Not exact matches

Although the bureaus are all reporting on your business credit history, they don't all evaluate your business» information the same way.

Whether the theft of your identity results in higher balances on existing accounts, the opening of new accounts, late payments or an increase in inquiries, the end result is the same — your credit score will be affected until the fraudulent credit information is removed from your credit report.

Generally, these credit repair services use the same tactics to try to raise your credit score, including filing the paperwork to fix errors on your credit report, convince your lenders to remove derogatory items from your credit report or use the law to force credit bureaus to remove derogatory information.

The information that one credit bureau has collected about you in a credit report may not be exactly the same as what's on file with another.

While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or inaccurate data (social security numbers, addresses, etc.) cause one person's credit information to appear on someone else's credit report.

If the information listed on your credit report is favorable, then you know your current credit practices are good and you should proceed in the same manner.

Creditors, collection agencies, and bureaus do not handle the same information, and have different effects on a consumer's credit report.

The information on all of these credit reports are not all the same and will vary as each provider has a different range of credit scores that it displays as a minimum and maximum.

Although the bureaus are all reporting on your business credit history, they don't all evaluate your business» information the same way.

When joining the websites loyalty programs, it's extremely important that the information you enter is the same as it's displayed on your credit report.

The solution for Crown's consumers is the same as for any consumer who finds information on their credit reports that's inaccurate or can't be confirmed: Federal law says that, when consumers dispute information on a credit report, the credit reporting agencies must investigate it.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Father and son with the same name will often get their information reported on each other's credit reports.

Although hundreds of credit scores are commercially available, the good news is that every one of those scores is based on the same information — the data contained in your credit reports.

While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or inaccurate data (social security numbers, addresses, etc.) cause one person's information to appear on someone else's credit report.

However, contrary to reports calling the FTC's action an official endorsement, a recent blog on the FTC web site, «The Fair Credit Reporting Act & Social Media: What Businesses Should Know,» indicates that Internet background checks using social media information simply must follow the same FCRA rules that apply to the more traditional information — employment and salary history, criminal records, and credit reports — that FCRA compliant background screening firms and employers have used in theCredit Reporting Act & Social Media: What Businesses Should Know,» indicates that Internet background checks using social media information simply must follow the same FCRA rules that apply to the more traditional information — employment and salary history, criminal records, and credit reports — that FCRA compliant background screening firms and employers have used in thecredit reports — that FCRA compliant background screening firms and employers have used in the past.

However, contrary to reports calling the FTC's action an official endorsement, a June 2011 blog on the FTC website, «The Fair Credit Reporting Act & Social Media: What Businesses Should Know,» indicated that Internet background checks using social media information simply must follow the same FCRA rules that apply to the more traditional information — employment and salary history, criminal records, and credit reports — that FCRA compliant background screening firms and employers have used in theCredit Reporting Act & Social Media: What Businesses Should Know,» indicated that Internet background checks using social media information simply must follow the same FCRA rules that apply to the more traditional information — employment and salary history, criminal records, and credit reports — that FCRA compliant background screening firms and employers have used in thecredit reports — that FCRA compliant background screening firms and employers have used in the past.