Sentences with phrase «same scoring model»

However, because the data each credit bureau collects varies, there may be significant differences between agencies» scores even if they are using the same scoring model.

While that IS a credit score, that is NOT the same scoring model mortgage companies use.

The Advantage score you get when you look at your score, or from your credit card statement simply is NOT the same scoring model lenders use.

(This is beside the point that Fico customizes the same scoring model for each of the credit bureaus, for some odd reason).

One of the reasons the credit scores change between bureaus is because they do not all use the exact same scoring model.

Although they may use the same scoring model, each of the credit bureaus may apply a different weighting to the factors, and they may use different sets of data to compile your reports.

When trying to monitor your credit rebuilding progress, it's important to be accessing your scores from the same source or at least be sure you're seeing the same scoring models and versions of those models.

Not exact matches

A typical Geekbench distribution should show one big peak — that's the score an iPhone model should get when it's running at full strength, and iPhones of the same model should get about the same score.

When you think about your score, know that you're never going to be able to increase your credit score to be the same for all models.

In addition, business credit scoring models are generally looking at the breadth and depth of the firm's experience with credit though they may not look at it exactly the same way personal scores do.

As such, the ETF and stock picks in the model trading accounts of our Wagner Daily swing trading newsletter scored a solid combined gain of 4.8 % during that same two - month period (an outperformance of the main stock market indexes by more than 11 % for the months of April and May).

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

In some cases, the same voice - command system (like Chevy MyLink) got different distraction scores in different models — something the researchers speculate is due to varying amounts of road noise and use of different in - vehicle microphones.

Because imperfections might not score them a modelling contract with Armani, but does give a man character, the same goes for you.

Unlike the Naruto: Ultimate Ninja Storm series which is more and more a mess of technical, balance and gameplay issues these days, Brave Soldiers delivers what is a nice, franchise - based fighting game, at first, i was expecting a simple fighting game with some button mashing, however, the game proved me wrong and i fell in love, the combo system, while easy, is a lot more deep than the one in the Naruto games, with all of the characters having two special attacks, two «burst attacks», a knock - away and a launcher respectively, a throw and an ultimate attack (called a «Big Bang Attack»), every character also has an universal dodge - action that sends them behind their enemies while spending one cosmo bar, making bar management that much precious and shielding you from a half - a-hour combo, unlike in the NUNS series, the fighting and the characters are nicely balanced, with every character being fun to play and viable at the same time, the game runs smoothly without frame - rate issues and the cell - shaded graphics, character models, arenas and effects alike are nice to the eye, battles are divided into rounds, with all the tiny nice stuff like character introductions and outros being intact (fun fact: the characters will even comment on their score after the battle), the game also features an awakening system, called the «Seventh Sense» awakening, unlike the NUNS awakening system which became severely unbalanced in the later game, every character simply gains a damage / defense boost, with the conditions being the same for all characters, eliminating situations when one character can use awakening at almost any point in the battle, or one awakening being drastically stronger than the other, the game has a story mode with three story arcs used to unlock characters, a collection mode, tournament modes, a survival mode, a series of special versus modes and online battle modes.

According to the models comparing high - scoring F schools with low - scoring D schools, to achieve the same 5 - point gain in math that the threat of vouchers accomplished, Florida schools would need to increase per - pupil spending by $ 3,484 at previously failing schools.

This includes evidence from four separate studies that have directly tested whether VAMs measure correlation or causation... All four of these studies reach the same conclusion: VAMs that control for students» lagged test scores primarily capture teachers» causal effects rather than correlations due to other factors not captured in the model.

It's called the «VAM» — for value - added model — and each teacher receives a score that is generated by comparing the scores of his or her students with students across the state of Florida, who take the same test and have similar characteristics.

This article is primarily about (1) the extent to which the data generated by «high - quality observation systems» can inform principals» human capital decisions (e.g., teacher hiring, contract renewal, assignment to classrooms, professional development), and (2) the extent to which principals are relying less on test scores derived via value - added models (VAMs), when making the same decisions, and why.

We matched 8,095 dual credit participants to an equal number of nonparticipants within the same high school at the point of postsecondary enrollment using propensity scores calculated through a two - level hierarchical generalized linear model with college type as a post treatment adjustment.

Meanwhile, the Ford Five Hundred, a sedan that will be built alongside Freestyle in Chicago for the»05 model year, scored high in those same clinics and will keep the name.

The 2005 - 2008 models scored five stars for the driver and four stars for the front passenger in the same tests.

Onyx has just announced the Boox e-Music Score and it has the same specs as the MAX2, except this model has 128 GB of storage space and a white housing instead of black.

Cinebench scores were similar, with the VivoTab Smart scoring 0.46 points, ahead of the Acer Iconia (0.30 points) but slightly behind the HP Envy X2 (0.55 points) in spite of the fact all three utilize the same model of processor.

The latest iteration of VantageScore uses the same scale as FICO, so it's possible to have an 850 with one model and a lesser score with the other.

PRO TIP: Understand that any «free» or credit report YOU can obtain anywhere yourself DOES NOT provide you with the same credit scoring model used by most lenders.

Trans Union and Equifax also have unique consumer credit scoring models which are largely based on the same set of criteria.

Unlike other credit scores, the Vantage Score model applies the same algorithm to each of the three credit reporting agencies data.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties or by CIBC in certain instances to access your creditworthiness.

However, these same credit scoring models are also designed to focus heavily on what's called your credit utilization ratio.

While every credit score is generally calculated by the same factors listed above, not all credit scoring models weigh that information the same, and different models have different scoring ranges.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties or by CIBC in certain instances to assess your creditworthiness.

In fact the shopping window rumor really took off when the FICO's Nexgen scoring model was created in 1997, which allowed someone 45 days to shop within the same industry.

Number one is because if you pulled your credit for a credit card, then the Fico score used will not be the same Fico model used for mortgages, etc..

Equifax generates the same FICO scores and VantageScores offered by the other bureaus, and the range for current scoring models is 300 - 850.

The confusing comes because there are many DIFFERENT scoring models out there, including multiple different ones from the same credit bureau.

After the resolution of a lawsuit in which VantageScore won the right to use the same number range as FICO, both models are now based on a spectrum of 300 - 850, with higher scores being better.

As you're undoubtedly aware, there are many credit scoring makes and models available to consumers, and they don't all evaluate your credit in the same ways or even use the same scoring ranges.

And while their scoring model is the same across all three credit bureaus, your scores are not likely to be the same — because your credit reports will likely be different.

The reason you will most likely see a credit score increase is because credit scoring models, like FICO and VantageScore, do not treat installment debt the same way they treat revolving debt.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties to assess your creditworthiness.

Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.

However, the current VantageScore 3.0 model uses the same credit score range of 300 to 850 used by the traditional FICO ® Sscore range of 300 to 850 used by the traditional FICO ® ScoreScore.

Some elements of FICO Score 8 are the same as older FICO models.

With older credit scoring models, lenders treat collections accounts all the same, regardless of whether they are paid or unpaid and regardless of what type of debt it is.

When you think about your score, know that you're never going to be able to increase your credit score to be the same for all models.

While both FICO and VantageScore use the same factors, for the purpose of this article, the information below is based on the FICO scoring model.

While both FICO Scores and VantageScore 3.0 take the same overall factors into account - there are key differences between the two scoring models.

While both models maintain five categories of credit score types and cover the same number range, each divides them differently.

A credit reporting agency doesn't know whether you're replying for a balance transfer offer or attempting to increase your overall credit, so scoring models interpret both actions the same way.