Sentences with phrase «same type of credit»

If you generally make the same type of credit card payment every month, paying either the minimum due, the complete balance or a certain amount of money, it might be useful to set up recurring bill payments.

Not exact matches

You also get the same value applied regardless of the type of merchant or transaction (with the Venture ® card, you get 2 % cash back on travel statement credit redemptions, but only 1 % cash back on other types of purchases).

Your credit score will also go down if you apply for the same type of loan, but for different amounts.

The basic requirements for a credit card approval are same for all the types of credit cards.

Europe is seeing the same type of growth in the use of debit cards, credit cards, and smartphones as discussed above and payment volumes are expected to reach $ 3.73 trillion by 2016.

In these situations, you should use your credit card to make the payment to avoid any type of negative repercussions, but make sure you pay your monthly credit card statement at the same time.

This is the same type of work - around Florida uses to divert dollars to Step Up for Students Corporate Tax Credit vouchers.

We matched 8,095 dual credit participants to an equal number of nonparticipants within the same high school at the point of postsecondary enrollment using propensity scores calculated through a two - level hierarchical generalized linear model with college type as a post treatment adjustment.

The same system applies for getting a trade - in value for your current vehicle, applying for credit and approval, as well as any type of maintenance including oil changes.

Unlike many lenders, Equity Prime is not limited to working with only one type of borrower, which means that people of all financial and credit profiles receive the same impressive cost - saving benefits.

Many consumers mistakenly assume that debt management and credit counseling are the same type of financial service.

Despite the same student debt levels, lenders all have different criteria, so you might be an ideal candidate for Lender A, but Lender B has had a bad experience with your type of credit history.

You also get the same value applied regardless of the type of merchant or transaction (with the Venture ® card, you get 2 % cash back on travel statement credit redemptions, but only 1 % cash back on other types of purchases).

This type of repayment schedule is the same as what you would find with a conventional bank or SBA loan or line of credit.

All three gather the same type of information about consumers» credit histories and payment practices.

Paying down the balances on other types of accounts will not have the same positive credit score impact as paying down a credit card.

As it is not directly affiliated with the airline, the Chase Sapphire Preferred simply can not give its users the same type of loyalty benefits (outside of earning miles) that the Southwest credit cards do.

The same 10 % rate applies on average to other types of consumer delinquent debt, such as mortgages and credit cards.

One quirk of hard inquiries: If you have several of the same type within a short period of time, usually a week or two, they will only count on your credit report as one inquiry, and will only impact your credit once.

Pritchard pointed to mortgage inquiries from credit unions and finance companies as particularly prone to misclassification because other types of loans are originated out of the same offices.

Each credit - reporting agency has their own version of a credit report, but they all contain the same type of information:

So, if married, you need multiple accounts of the same type anyway if your spouse is to build up credit, control their own money, etc., so why not diversify?

Credit reporting agencies like to see that you have the ability and responsibility to handle multiple accounts at the same time, as well as different types of loans.

As for what goes into the credit score, it's essentially the same in both countries: payment history, amount owed, length of credit history, new credit applications, and types of credit used.

It's important to note that not all PtP accounts work in the same manner, but for the purposes of this article, we will explain the most common type and its yearly interest crediting method.

The U.S. Treasury Notes, paying say 2 % -3 %, do not carry any credit risk; but, they are replete with several other types of risk, e.g., inflation risk and capital deprecation risk, while at the same time there are no prospects for capital appreciation.

These same companies operate in Canada and my friends up their have NOT been subject to this nonsense — because of the consumer & credit protections OUTLAW this type of conduct.

Remember, always provide each prospective lender with exactly the same information: price of the house, down payment, length of term, type of mortgage (s) you are considering, and your credit score.

The methods for collecting private student loans are generally the same as any other type of consumer debt (like credit card debt, medical debt, etc.).

A FICO score is a specific type of credit score administered by the Fair Issac Corporation that considers the same factors as many of the major credit bureaus, in addition to a potential borrower's credit report to arrive at a numerical evaluation of their «creditworthiness» or likelihood they they'll be a low - risk borrower for the lender to take on.

If the consumer group has its way, we could eventually have free access to the same credit scores lenders use when considering us for car loans, mortgages and other types of financing.

Regardless of what type of credit card interests you, the card works in the same basic way.

Although multiple hard inquiries can lower your credit score, FICO considers multiple hard credit inquiries for the same type of financial product over a typical shopping period (less than 30 days) as «rate shopping» and only counts them as a single inquiry against your FICO score.

That is why two students applying for student credit card may be offered the same type of card but with different APR..

In these situations, you should use your credit card to make the payment to avoid any type of negative repercussions, but make sure you pay your monthly credit card statement at the same time.

Shopping around for a car loan the same way you would with any other type of loan is an important step in getting great rates and terms, regardless of your credit or the type of vehicle you purchase.

The same is true of rates for other types of borrowing like auto or personal loans, particularly if the consumer has had past credit issues and is not a prime borrower.

Disparities between these types of credit couldn't be greater but because they are both approved based on loan to value ratio, people think they are the same.

Today's independent lenders use different criteria than a traditional bank or credit union to evaluate how likely a person is to repay a loan, yet they may not have the same type of staffing as a traditional lender.

Like mortgages and auto loans, student loans are installment loans, and they're factored into a borrower's credit score in just the same way as these other types of debt.

The CFPB accused Experian of saying its scores provided the same type of information that lenders use to assess credit.

First, it is important to understand that both the FICO and VantageScore methods draw from the same consumer information: payment history, credit usage, recent inquiries, length of credit, and type of credit.

Financial institutions (including banks and credit unions) may vary in the type and number of services they provide clients, however huge numbers of their «core» services are the same.

And a consumer, it's understandable to want to see the same information that lenders see when checking your credit.However, there are different types of credit scores -LSB-...]

With older credit scoring models, lenders treat collections accounts all the same, regardless of whether they are paid or unpaid and regardless of what type of debt it is.

Home based small businesses don't normally have access the same type of retirement accounts as large organizations such as 401 (k) s or 403 (b) s. Of course any individual can invest in an Individual Retirement Account provided by their bank or credit union but other options are available which should be considered for a small businesses planning for retiremenof retirement accounts as large organizations such as 401 (k) s or 403 (b) s. Of course any individual can invest in an Individual Retirement Account provided by their bank or credit union but other options are available which should be considered for a small businesses planning for retiremenOf course any individual can invest in an Individual Retirement Account provided by their bank or credit union but other options are available which should be considered for a small businesses planning for retirement.

Industry - specific FICO ® Scores are grounded in the same algorithm as base FICO ® Scores, but are tweaked to provide lenders a further - refined credit risk assessment tailored to the type of credit the consumer is seeking.

While both models maintain five categories of credit score types and cover the same number range, each divides them differently.

I have 2 of these cards: US Bank allows you to apply for and carry as many of the same card type as your credit history allows you to be approved for.

He recommends that a company's employee handbook spell out what types of purchases an employee can make on a card, and that the controller receive a copy of the employee's credit card statement at the same time the employee gets it.