Not exact matches
At some point during the early Upanishadic period the objective and subjective quests for unity tended to draw together Often both
types of inquiry are presented in the
same passage or narrative (Chan.
One quirk
of hard
inquiries: If you have several
of the
same type within a short period
of time, usually a week or two, they will only count on your credit report as one
inquiry, and will only impact your credit once.
Pritchard pointed to mortgage
inquiries from credit unions and finance companies as particularly prone to misclassification because other
types of loans are originated out
of the
same offices.
Besides, when you're getting a mortgage or auto loan, there's a period
of time where you can have all the
inquiries you want that are related to the
same type of loan, because it's assumed that people will shop around.
That said, multiple
inquiries for the
same type of loan from several financial institutions in a short period don't have the
same negative impact as multiple
inquiries for different
types of loans.
Another significant rule for mortgage and car loan inquires is that all inquires
of the
same type within a 45 day period are grouped together and counted as one
inquiry.
For this reason, they treat hard
inquiries for the
same type of transaction as a single transaction if the space between the
inquiries are very short.
Although multiple hard
inquiries can lower your credit score, FICO considers multiple hard credit
inquiries for the
same type of financial product over a typical shopping period (less than 30 days) as «rate shopping» and only counts them as a single
inquiry against your FICO score.
Multiple
inquiries for the
same type of loan within a short period are typically treated as one, but it's smart to check your report afterward to confirm this is the case.
First, it is important to understand that both the FICO and VantageScore methods draw from the
same consumer information: payment history, credit usage, recent
inquiries, length
of credit, and
type of credit.
Multiple
inquiries for the
same type of loan within a short period are typically treated as one, but it's smart to check your report afterward to confirm this is the case.
Besides, when you're getting a mortgage or auto loan, there's a period
of time where you can have all the
inquiries you want that are related to the
same type of loan, because it's assumed that people will shop around.
During a shopping window all
inquiries of the
same type are counted as one
inquiry.
Multiple
inquiries from the
same type of lender are scored as a single
inquiry if received within a short period
of time.