Sentences with phrase «savings effort by»

There's a temptation to think that we can compensate for a weak savings effort by shooting for higher investment returns.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

L. 109 — 173) calls for the FDIC to conduct ongoing surveys, «on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution [«unbanked»] into the conventional finance system.»

The Chicago - style monetary plan described efforts to privatize industry, reign in government spending to lower inflation, and to create a more active stock market financed by labor's own forced savings in order to increase stock prices.

It is customary to give one - tenth of the product of the land if it is watered by rain and one - twentieth if it is irrigated by human effort; two and one - half per cent of savings is suggested, with equal proportions of the increase in cattle or in trade in goods.

Their time, efforts being inslaved by other powerful and rich ones to make them richer while they always remain in debt to the system and the rising cost of living, jobless above all being ripped from savings by fragile financial org's??

After the parents spent their entire savings and remortgaged there house in repeated efforts to save their daughter from the evils of drugs, which lead to many other horrible life styles, including prostitution, she was finally murdered by her supplier / pimp.

Like the Medicaid Anti-Fraud Task Force, this companion effort is partially funded by New York State with no cost to local taxpayers, and has already resulted in savings for residents.

«As the payment industry expands, efforts by fintechs should be directed at innovative financial products that provide efficiency gains and cost savings compared with the traditional payment methods.

It suggested average savings of up to 7 % a year may be required in the acute sector over the next five years, compared with the 4 % called for by the Department of Health as part of efforts to slash # 20bn from running costs.

The squad was able to cover their 2016 shortfall by applying $ 45,000 from savings and making cost - cutting efforts.

The publication made by Uncut at conference last year, identifying an additional # 34bn of public sector savings that might be made and reallocated to Labour priorities, remains one of the most substantive efforts made to explain how Labour might make the sums add up.

Efforts to advance a bill that would fix the funding mechanism for Nevada's Education Savings Account program are not being warmly received by Democrats in the state Senate.

By creating a clear spreadsheet contrasting current and traditional efforts when compared to the cost savings of implementing an eLearning program, the difference is obvious.

That idea is consistent with the «mortgage first» strategy advocated by Malcolm Hamilton, in which you first focus your efforts on paying off your home as quickly as possible, then build your retirement savings later in a concentrated period.

UPromise is a savings and reward program offered by Sallie Mae that can help families accumulate college savings without much effort.

Employees who are automatically enrolled in retirement plans are unlikely to go to the same trouble to manage their savings as those who make the effort to enroll on their own, according to research by Dartmouth College management professor Punam Keller.

In fact, by expanding your savings effort to a workplace plan such as a 401 (k), where annual contribution limits are a lot higher ($ 18,000 this year, plus a $ 6,000 catch - up for people 50 and up), you can build a bigger balance much more quickly, and roll that money into an IRA later on.

Each year management inevitably promises things can only get better (due to their hard - working efforts, of course), but nothing ever materializes — savings always seem to end up absorbed by another set - back.

As for 403 (b) and 457 plans, employer - sponsored retirement plans offered by tax - exempt organizations such as charities, public schools, and universities may be under siege in an effort by the current administration to simplify retirement savings options.

The serious deficiencies highlighted by these results suggest that well - designed efforts to improve the public's understanding of energy use and savings could pay large dividends.

«Had we listened to the current media buzz touting transportation as the largest factor in energy consumption, we might have greatly misplaced our efforts by making strides to geographically shorten our supply chain — which would have massively impacted our business financially, logistically and perhaps even effected product quality — and we would only have reduced our energy savings by 1 percent.

Whether these costs are paid by homeowners or utilities or government, this means there have been no net savings from the past efforts studied, only costs.

Smart meters are a vital part of modernising the UK's ageing grid infrastructure, an effort that could unlock savings of up to # 40bn by 2050.

Many of these efforts will be carried out by the investor - owned utilities and the publicly owned utilities, both of which are governed by legislative and regulatory mandates to identify and develop energy efficiency potential and to set annual savings goals.

The amendments to Rules 3, 7, 10, and 12 are part of the Supreme Court's effort to obtain cost savings in the operations of the clerk's offices in all courts by reducing mailing costs and clerk time.

Also, D.C. partner Thomas Buchanan closed out a 15 - year effort on Meritor Savings v. U.S., a $ 276 million win for the Meritor shareholders represented by Winston.

The potential savings provided by individual companies are numerous, but motorists must make the effort to compare the many different options.

One commercial for Gerber Life, the life insurance company owned by the baby food company, has parents sitting around a coffee table and talking about their college savings efforts.

Home visiting for the purpose of support and observation of newborns with low birth weight who are sent home early has been shown to be cost - effective by saving significant costs for the health insurer while improving overall health status.38 Unfortunately, the savings from home - visiting efforts often accrue at some point in the future to entities other than the payer of the initial program.

Both the Data Dictionary and Web API were developed by the Real Estate Standards Organization (RESO) in an effort to create consistency, cost savings and efficiency in the industry.

Mercy is expanding energy management efforts at its hospitals by using eSight energy management software to streamline energy data collection and monitor gas, electric and water usage to target areas for savings.