Sentences with phrase «savings for your financial future»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

While «opting in» requires making a choice that will put more of the responsibility for long - term savings on the members» shoulders, «it starts to cause them to learn how to contribute to their future, their own retirement,» said John Bird, senior vice president of military affairs at USAA, a financial services firm that works with about 12 million current and former members of the U.S. military and their families.

Investing is an important building block for a sound financial future — and it can help you get higher returns on your money than you'd get from a savings account or certificate of deposit.

Planning for the future — but still not confident Despite using various financial tools for retirement savings such as RRSPs (45 per cent), cash savings (43 per cent), or TFSAs (39 per cent), 45 per cent of Canadians are still not confident that they will have enough money in retirement to afford the lifestyle they want.

«Only about one - third of Americans are living within their means and think they are prepared for the long - term financial future,» said Stephen Brobeck, executive director of the Consumer Federation of America, which commissioned the survey along with the American Savings Education Council (ASEC) and the Employee Benefit Research Institute (EBRI).

«The MoD is in the difficult position of needing to maximise financial savings by cutting headcount before it has detailed plans for how it will operate in the future,» Amyas Morse, head of the National Audit Office, said.

Capital One also ensured that its program's participants received the proper resources to enable effective saving for future financial responsibilities, including college savings.

Apart from the financial savings to be made and income from the current government incentives, Cella felt it was important for the benefit of future generations to preserve the stocks of fossil fuels for as long as possible.

Craft a plan that balances saving and debt reduction, builds emergency savings and deploys your money as effectively as possible, and you can create a more secure financial future for your family.

Whatever your future plans and financial goals, Haverhill Bank has the savings product that will make your money work for you.

More specific goals include becoming debt - free, savings more money, improving personal relationships, and building a secure financial future for their family.

Boost your savings today and prepare for a better financial future with a Share Certificate.

Ultimately, giving up that third cup of coffee each day in order to increase your monthly savings by $ 100 SGD, or booking a 4 - star hotel instead of that luxurious 5 - stars for $ 300 SGD per night less may seem like a tough sacrifice in the moment, but ultimately, you are optimising your financial lifestyle and taking control of your future.

In order to be prepared for a bright financial future in the New Year, it's important to set your budget, contribute to your savings, and pay down any high interest debt.

A 401 (k) plan can become the cornerstone of your personal retirement savings program, providing the foundation for your future financial security.

While OpenInvest (or indeed any financial advisor) could never promise a guaranteed steady rate of return, the alternative option of leaving your money idling in a low - interest savings (or a no - interest checking) account may do less for your financial future.

In addition, consider deciding on only allowing yourself to spend some given percentage of any pay rises you receive (say for example, 60 % of any raise goes into increasing your savings, which still leaves you with a 40 % raise plus a larger financial cushion in the future).

This collaborative project aims to take financial education to over 18,000 primary school children, catalysing a movement to build a national savings culture for the future.

Therefore, with the proper financial education and tools, you can repair your credit and access funds for the important purchases in life, like a home or car, and plan for the future with retirement savings.

These financial plans will not only provide for your future but also incorporate other benefits that may include the tax - deferred growth on your savings, prompt tax deduction and for most cases, a matching input and contribution from the corporation that you work for.

The decision to open a savings account that is separate from your retirement accounts and checking accounts marks a great starting point for a better financial future.

The whole name of the game of retirement savings is that over 30 or 40 or 50 years you convert your human capital — your future earning potential — into financial capital for the day when you can no longer physically work or you can no longer find employees or clients.

Long - term savings goals should be set to keep the family financial secure now and for the future.

Wealthfront's team of PhDs have handled the calculations on the back end for you so that you can get a visual idea of how increasing your savings, decreasing your spending or changing your retirement age can impact your financial future.

Designed to support your financial counseling and education needs, the Investing Essentials presentations cover goal setting, savings, stocks, mutual funds, annuities, insurance, real estate, hard assets & collectibles, frauds and scams and panning for your future.

This savings strategy helps you prepare for the worst so that you can maintain financial stability and set yourself up for future financial success.

Bottom line, many people by pulling back the reins, working hard to correct credit problems that have popped up over the last couple years are positioning themselves for an improved financial future by building up the savings reserves, paying down debt, and responsibly getting some credit repair done when needed.

Savings and CDs help you to save the money that you aren't spending and prepare for your family's long - term financial future.

Set realistic goals, consider all possible monetary resources, close your savings gap, play a smart game of catch - up, zero in on your retirement income, juggle your expenditures wisely, and calculate how much you'll need for retirement, in order to prepare for a safe financial future, no matter how close or how far away it is.

We have guides on creating and following a budget, smart savings plans and comprehensive investment research that will get you back on track for your future financial goals.

For purposes of this notice our affiliates include companies with the E * TRADE name including E * TRADE Securities LLC, E * TRADE Capital Management, LLC, E * TRADE Futures LLC, E * TRADE Insurance Services, Inc., E * TRADE Financial Corporate Services, Inc., E * TRADE Bank, and E * TRADE Savings Bank.

Some of the financial rewards of a career at Franklin Templeton Investments include competitive base pay, bonuses, and stock and savings programs to help our employees plan for the future.

Retirement savings are your sole tool for future financial security.

It covers time - tested investment principles that can help women grow and monitor their savings in preparation for a more secure financial future.

Investing in one's retirement savings is essential for a stable financial life in the future.

Getting a great interest rate for your savings account can have a substantial impact on your financial future.

Our products and options for college savings can help you reach your college savings goals faster and help protect your family's financial well - being in the future.

Best Retirement Funds Saving Tips: Building Your Future Today Investing in one's retirement savings is essential for a stable financial life in the fFuture Today Investing in one's retirement savings is essential for a stable financial life in the futurefuture.

Investing is an important building block for a sound financial future — and it can help you get higher returns on your money than you'd get from a savings account or certificate of deposit.

Think of taking each of those bills and, rather than sending that money off in the mail, putting it towards your savings for the future, travel, or whatever else you would enjoy doing with financial freedom.

Without adequate compensation, you could end up paying for expensive medical bills out of your personal savings or your retirement fund, damaging your future financial security.

The cash value can be a convenient financial cushion for you as with it you can create your savings plan for the future.

Often viewed as forced savings plan, a Return of Premium policy provides an excellent way to save money for the future AND obtain the life insurance protection you need to care for your family's financial future.

In addition, insurance savings are usually sheltered from federal financial aid analysis formulas, and the policy can secure permanent insurance for the child regardless of future health insurability issues.

Future Generali Life Insurance provides a complete range of simplified solutions for the financial security of customers and enterprises, including savings, family protection, unit linked policies, as well as group products.

Like a diet or fitness regimen, starting a dedicated savings effort places saving money in the forefront, not the background, builds financial discipline, and prepares you for future financial needs that may arise.

Knowing your significant other's spending and savings habits can make all the difference between reaching future financial goals (like buying a house, having a family or planning for retirement), or going broke.

The company has 72 branches, 2707 employees and provides a diversity of life insurance solutions for both individuals and groups taking care of the various financial needs such as retirement planning, savings and wealth creation and securing the child's future.

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