Sentences with phrase «savings plan through»

If you open your 529 savings plan through a broker, you'll pay for their expertise with added fees.

An employer - sponsored retirement savings plan through which employees divert part of their salary to a tax - deferred investment account.

Broker - sold college savings plans: Investors buy an interest in a college savings plan through an investment adviser, brokerage firm, or bank, generally paying a sales load or fee.

If you open your 529 savings plan through a broker, you'll pay for their expertise with added fees.

You can help them get there with a 529 college savings plan through your company.

If you're fortunate enough to be offered a retirement savings plan through your employer, you definitely have an advantage over those who don't.

«As soon as they see they have an option, like a retirement savings plan through work, they take it,» Garrett says.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The company, however, won cost savings through changes in healthcare plans and limits on post-retirement health benefits.

But 401 (k) plans also have a flexible design that may allow you to tap retirement savings through plan loans — for example, when you need to pay for college or want to buy a home.

Pierlot wrote a paper for the CD Howe Institute in 2011 showing that a person with a salary of $ 75,000 at the end of a 35 - year career would accumulate more than $ 1.4 million in savings through a defined - benefit plan (wherein the pensioner is paid a set income based on past earnings and years of service, mostly confined to the public sector these days) compared to $ 674,711 for someone with no pension but a maxed - out Registered Retirement Savingsavings through a defined - benefit plan (wherein the pensioner is paid a set income based on past earnings and years of service, mostly confined to the public sector these days) compared to $ 674,711 for someone with no pension but a maxed - out Registered Retirement Savings Pplan (wherein the pensioner is paid a set income based on past earnings and years of service, mostly confined to the public sector these days) compared to $ 674,711 for someone with no pension but a maxed - out Registered Retirement SavingsSavings PlanPlan.

«They need to encourage productivity and growth through measures such as broad - based reductions in personal taxes and increased contribution limits for registered plans to encourage savings.»

We improved accessibility through the Enabling Accessibility Fund, provided new investments for people with disabilities to join and contribute to the workforce, and helped improve access to financial independence through programs such as the Registered Disabilities Savings Plan (RDSP).

Add up the balances in your 401 (k) s, IRAs, 529 college savings plan, emergency reserves and estimated Social Security survivor benefits, as well as any existing life insurance policies (perhaps through your employer).

A small business owner, for instance, would not be able to create a pension plan through Wealthfront, or start an educational savings plan.

While there are programs like Social Security to help ease the financial burden, most workers have to depend on savings, 401k's and the dwindling number of pension plans that some companies offer, to see them through their after - work years.

Two kids College Education all paid for through decades of 529 Plan Savings... Living expense avg ~ 5K / month.

Parents can link an outside 529 college - savings account or open one through Wealthfront, which is one of the few robo - advisors to manage 529 college savings plans.

401k Details: According to T - Mobile, «The 401 (k) savings plan is offered through Fidelity and allows you to save for your future.

These costs can be grouped into three major categories: administrative costs for bookkeeping and informing participants of account balances and plan features; investment management costs for investing participants» savings; and marketing costs for media advertising of the plan's virtues.22 However, unknown to most retirement savers, 23 participants actually pay all or the vast majority of these costs24 through fees charged as a percentage of their account balance and paid out of their investment returns.

Christopher M. Sulyma filed a lawsuit on behalf of two proposed classes of participants in the Intel 401 (k) Savings Plan and the Intel Retirement Contribution Plan, claiming that the defendants breached their fiduciary duties by investing a significant portion of the plans» assets in risky and high - cost hedge fund and private equity investments through custom - built target - date funds.

The bottom line: Medical DeviceCo needed to cut costs faster and deeper than planned without jeopardizing quality, with the goal of using savings to fund growth opportunities in emerging markets and through acquisitions.

Q: My children are now through with college, and we still have some money in their 529 college - savings plans.

Affordplan, a Delhi - based fintech startup that makes healthcare services accessible through planned savings for non-emergency...

Industry trade groups like ICI have taken issue with the DOL's plan to boost workers» access to retirement plans through state - run programs, arguing that such plans will spur a «confusing, state - by - state patchwork of savings programs» that could lack strict federal controls.

Some plans, such as the Education Savings Bond Program (U.S. savings bond), phase out tax benefits through income - eligibility requirSavings Bond Program (U.S. savings bond), phase out tax benefits through income - eligibility requirsavings bond), phase out tax benefits through income - eligibility requirements.

Darin Kingston of d.light, whose profitable solar - powered LED lanterns simultaneously address poverty, education, air pollution / toxic fumes / health risks, energy savings, carbon footprint, and more Janine Benyus, biomimicry pioneer who finds models in the natural world for everything from extracting water from fog (as a desert beetle does) to construction materials (spider silk) to designing flood - resistant buildings by studying anthills in India's monsoon climate, and shows what's possible when you invite the planet to join your design thinking team Dean Cycon, whose coffee company has not only exclusively sold organic fairly traded gourmet coffee and cocoa beans since its founding in 1993, but has funded dozens of village - led community development projects in the lands where he sources his beans John Kremer, whose concept of exponential growth through «biological marketing,» just as a single kernel of corn grows into a plant bearing thousands of new kernels, could completely change your business strategy Amory Lovins of the Rocky Mountain Institute, who built a near - net - zero - energy luxury home back in 1983, and has developed a scientific, economically viable plan to get the entire economy off oil, coal, and nuclear and onto renewables — while keeping and even improving our high standard of living

If you have a health savings account or a flexible spending plan through your employer, total the amount of expenses filed during the previous year and compare them to the total amount you contributed: Make sure you aren't contributing more than you are being reimbursed, because these are «use it or lose it plans.»

Qualified ABLE programs offered by other states may provide their residents or taxpayers with state tax benefits that are not available through the Attainable Savings Plan.

Now's your time to think through the world of possibilities, because the sooner you start planning — and saving — the better able you are to reach your retirement money and savings goal.

Taxes eat away at savings, so it's important to save in a way that offers a tax advantage, either initially through a 401 (k) plan or Traditional IRA or on the distribution side through a Roth - type account.

«Some organizations are looking at their group RRSP plans or registered pension plans to see if they need to make up for the increased costs through capturing savings in another area.»

The savings created by the Liberal plan would allow the Balancing Pool to pay off the PPA liability as part of its normal operations, without incurring added expense to consumers through interest payments.

Putnam 529 for America is sponsored by the State of Nevada, acting through the Trustees of the College Savings Plans of Nevada and the Nevada College Savings Trust Fund.

The bulk of your retirement savings should be done through your retirement plan at work, which might be a 401k, a 403b or a 457 plan, or some type of employer - sponsored IRA.

A 401 (k) is a retirement savings plan offered through an employer (or nonprofit) that allows a worker to invest money now, and defer paying income taxes on the saved money (and earnings) until withdrawal, at retirement.

Learn more about the how to get free design assistance and save money while planning, building or expanding your energy efficient winery through Pacific Gas & Electric's Savings by Design program and find out more about PG&E rebates and incentive programs at PG&E Agriculture and Food Money - Back Solutions.

If you're planning to do some shopping this weekend, use this coupon for extra savings on sale and clearance items as the coupon is good through Monday, 5/28.

We're working through our early retirement plan right now... I think we want to see how much the savings from that plan will be before we decide how many layoffs, or if we need to do layoffs, or the timing of layoffs.»

The budget is slightly lower than the $ 82.2 billion de Blasio projected in his April executive plan, thanks in part to $ 440 million more in savings identified by city agencies, as well as healthcare savings the city secured with the city's uniformed workforce through new union contracts.

Also at 1 p.m., Suffolk County Executive Steve Bellone will be joined by Deputy County Executive Jon Kaiman to reveal SuffolkSHARE — a ten - point plan that would deliver taxpayer savings and produce greater efficiencies among local governments through new inter-municipal coordination, H. Lee Dennison Building, Plaza Level, 100 Veterans Memorial Highway, Hauppauge, Long Island.

«Whether that effort will actually produce plans that people will then vote on that will then actually save money, there might be some more simple and direct ways to achieve savings rather than put counties through that effort,» said Comptroller Tom DiNapoli, D - New York.

«Whether that effort will actually produce plans that people will then vote on that will then actually save money, there might be some more simple and direct ways to achieve savings rather than put counties through that effort,» said Comptroller Tom DiNapoli.

Leading the way through radical reforms to savings and retirement Insight into the Freedom and Choice reforms Action Plan to Government to address advice issues Work on standardising pension product language

Like ours, it keeps the rainy day fund intact and provides savings through a state employee retirement plan.

The pledge unanimously passed and signed by the Town Board at its April 11 meeting went on to ask «the New York State Legislature to commit to these same clean energy goals, which would represent a 20 percent increase over the current New York State Energy Plan targets» and to urge «Governor Cuomo to adopt a statewide minimum energy efficiency target of three percent per year of annual energy savings for New York's utilities as part of his comprehensive energy efficiency program, to be announced on Earth Day 2018, and further urges that this program be implemented through a centralized planning process rather than in separate utility rate cases.»

The Senate Republican plan also relies heavily on labor savings, increasing the amounts proposed in an earlier GOP budget plan by $ 258 million in additional unspecified savings generated through labor concessions in fiscal 2018 and $ 405 million in 2019.

Nobel laureate Joseph Stiglitz was a signatory to a letter opposing Conservative plans to scrap the rise and fund it through an extra # 6 billion efficiency savings this year.

The Tories plan to fund the lost NICs revenue through # 6bn efficiency savings.

In addition, the state would also match any savings in operating costs that NYCHA realizes through implementing the NYCHA 2020 reform plan.