Sentences with phrase «savings plans for the future»

So have a look, then explore more about Florida Prepaid and how we can help you find the best college savings plan for your future graduate.

Synchrony Bank offers high yield savings accounts, CDs and many other deposit products, and its award - winning deposit products can help young adults develop savings plans for their futures.

The cash value can be a convenient financial cushion for you as with it you can create your savings plan for the future.

If you're looking to protect your loved ones and build a savings plan for their future, then a whole life policy may be right for you.

When you're chasing a deal and you are just barely making enough to survive through the day, it's hard to think of creating a savings plan for the future.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Tax - free 529 college savings accounts may not stay that way, but they'll still be a smart way to plan for your child's future.

A 529 account is a tax - advantaged savings plan designed to encourage saving for future college costs.

«Planning before year - end will provide valuable insight about current tax savings strategies for your business while estimating future retirement benefits for both you and the employees.

401k Details: According to its website, «With UnitedHealth Group you can begin planning for the future from the first day you begin your career [with a] 401 (k) Savings Plan, Employee Stock Purchase Plan, [and a] UnitedHealth Group Credit Union.»

401k Details: According to T - Mobile, «The 401 (k) savings plan is offered through Fidelity and allows you to save for your future.

Registered Retirement Savings Plans (RRSPs) and Tax Free Savings Accounts (TFSAs) are the go - to products for Canadians who are serious about socking away some money for the future, whether it's for retirement or for a big purchase, like a house.

What solutions and guidance are available to help investors plan for the future — whether it's retirement, college savings or wealth accumulation?

Planning for the future — but still not confident Despite using various financial tools for retirement savings such as RRSPs (45 per cent), cash savings (43 per cent), or TFSAs (39 per cent), 45 per cent of Canadians are still not confident that they will have enough money in retirement to afford the lifestyle they want.

Retirement savings, stock purchase and other incentive programs to help employees plan for the future

According to the U.S. Securities and Exchange Commission, a 529 plan is a «tax - advantaged savings plan designed to encourage saving for future college costs.»

Gaining clarity around the future spending, or consumption, that an investor's savings can support is critical in planning for retirement.

Taking advantage of your employer's retirement plan, such as a 401 (k) or savings products such as an Individual Retirement Account (IRA), can transform a small - but - regular contribution into a nest - egg for your future.

If the price of premiums is still too steep and the freelance is healthy, consider a high - deductible health plan and open a Health Savings Account to invest for potential future medical expenses on a pre-tax basis!»

Registered Education Savings Plans (RESPs) work in a similar vein; as the name suggests, they help parents, family and friends save towards a child's future post-secondary education (it actually makes for a great holiday gift — at least for the kid who has everything).

Put your sixty percent of income to your household expenditures, save ten percent of your income for the future of your child (for study purposes, etc), twenty percent of the income for long term savings like retirement plans, etc, and ten percent you can spend on anything that you need.

«The MoD is in the difficult position of needing to maximise financial savings by cutting headcount before it has detailed plans for how it will operate in the future,» Amyas Morse, head of the National Audit Office, said.

While the plan approved by the panel on Sept. 12 will result in some moderate savings in 2018, it set the framework for multiple future shared services including code enforcement; records management and county - wide purchasing and the consolidations of town courts; youth and recreations services; lighting districts and public works salt storage and production.

The mayor took some precautions for the future: The plan for the 2018 fiscal year calls for preserving $ 1 billion in reserves from previous budgets; efforts to find savings through measures like reducing overtime and using office space more efficiently; and a hiring freeze on some administrative positions (with no estimate of how much a freeze would save).

A 529 is a tax - advantaged savings plan designed to encourage saving for future college costs.

By identifying three or four scenarios for future funding over a five - year period, you can start to assess the level of savings required and plan how to achieve them.

For most small business owners, a retirement savings plan is an essential part of being prepared for the futuFor most small business owners, a retirement savings plan is an essential part of being prepared for the futufor the future.

Oregon has become the first state to roll out a state - run retirement savings plan that's expected to give 1 million private - sector workers a chance at saving for the future.

As you complete your tax planning for this year (and continue to plan for the future), it is important to take the time to consider the many advantages associated with utilizing a Health Savings Account (HSA).

Craft a plan that balances saving and debt reduction, builds emergency savings and deploys your money as effectively as possible, and you can create a more secure financial future for your family.

Planning for College: Education IRAs Formally known as Coverdell Education Savings Accounts (ESAs) since 2002, Education IRAS are popular investments made on the behalf of a future college student.

Note: if you plan on moving to the US in the future (or if you plan on having any significant US expenses, like sending a future child to a US university, or something like that), then holding some savings in USD would be relatively «safe» for you.

But overall, this means getting your checking and savings account going, paying off any student loans you've taken out, and starting to plan for the future.

If you're planning for the future, answers to this is a consideration for someone to make when they develop their retirement savings savings.

A 529 plan is a tax - advantaged savings plan designed to encourage and reward people who save for future college expenses.

, a recent graduate with big plans for the future, or a parent looking for ways to boost your child's college savings account, you know that you need to start investing if you want to reach your goals.

Establishing a college savings plan for your children could possibly be one of the most important things you can do to ensure their future success in going to college.

Finally, cash investments make sense for money you plan to spend in the near future, such as savings earmarked for a house down payment or spending money for the next five years of your retirement.

Whether you're planning for the future or saving for a short - term goal, it's easy to meet your savings needs with a savings account from HSBC

Unless you are financially secure now and know you always will be, there really is only one strategy, start saving for the future now by developing a savings plan around your monthly budget.

Whatever your future plans and financial goals, Haverhill Bank has the savings product that will make your money work for you.

Establishing a 529 College Savings Plan as early as you can is a tax - advantaged way to save for future education expenses.

Setting the right retirement savings milestones makes it easier to plan for your future.

The most important attributes of the right plan for your child combines flexibility in your (and her / his) future needs with sustainable compounding of asset growth and security of the assets in the savings account.

If paying for college is in your future, you might be pondering the idea of enrolling in a 529 college savings plan.

529 plans are tax - advantaged savings vehicles for future college or university costs.

The College Savings Plans Network (CSPN)-- the nation's leading objective source about Section 529 College Savings and Prepaid Tuition Plans — strives to educate people on the benefits of 529 plans, and why they are necessary for our children's fuPlans Network (CSPN)-- the nation's leading objective source about Section 529 College Savings and Prepaid Tuition Plans — strives to educate people on the benefits of 529 plans, and why they are necessary for our children's fuPlans — strives to educate people on the benefits of 529 plans, and why they are necessary for our children's fuplans, and why they are necessary for our children's future.

The RESP (Registered Education Savings Plan) is an incentive given by the federal government to Canadian taxpayers to help save for a child's future post secondary education costs.

For older parents with younger children, investing the child benefits into a 529 college savings plan or other investment vehicle could result in more than $ 100,000, depending on the age of the child — a healthy savings for a future college - aged student's education expensFor older parents with younger children, investing the child benefits into a 529 college savings plan or other investment vehicle could result in more than $ 100,000, depending on the age of the child — a healthy savings for a future college - aged student's education expensfor a future college - aged student's education expenses.