Sentences with phrase «says about retirement»

The base starting point: It's really important to examine what your final order or separation agreement says about retirement.

That is not all that one can or should say about retirement.

And what does the Bible say about retirement?

Policymakers will likely have much more to say about retirement.

Here's what Stefanie has to say about the retirement planning app:

Not exact matches

«Strikingly, those under 35 — the furthest away from retirement — are holding twice as much cash as those over the age of 65, about 33 % versus 15 %,» CIBC said in a release.

«I think people are starting to ask the question about traditional retirement,» Russell says.

In terms of portfolio planning, it is important to address any overconfidence, Silveira said, especially with those who are now thinking about retirement.

«I thought I was going to spend about half as much in retirement as I did while I was working,» says Bill Schulze, 72.

«When we surveyed elders 20 years ago, about a quarter of them thought they might do remunerative work after reaching retirement age,» he says.

Taking just a few minutes out of a busy day to stop and think about retirement is the first step, said John Swanciger, Manta CEO.

While «opting in» requires making a choice that will put more of the responsibility for long - term savings on the members» shoulders, «it starts to cause them to learn how to contribute to their future, their own retirement,» said John Bird, senior vice president of military affairs at USAA, a financial services firm that works with about 12 million current and former members of the U.S. military and their families.

One way to start is by thinking carefully about your core needs in retirement, Guyton said.

FRANKFURT, April 20 - PSA Group wants 3,700 job cuts at Opel in Germany by 2020 and a process of contract buyouts and early retirement has already resulted in a reduction of about 2,000 positions, Opel's works council chief said on Friday.

Only 27 percent said they have a formal, written retirement plan, although 4 in 10 described themselves as somewhat or very knowledgeable about saving for retirement.

«There are people who engage in magical thinking about retirement happiness, just as some engage in magical thinking about retirement security — they want it, but they take no steps to get there,» says James Pawelski, who is also the executive director of the International Positive Psychology Association.

Saving for retirement is really about delaying some consumption from the present to the future,» said Golombek in a statement.

Rethink «retirement» «I've been on this agenda for a number of years now, that we need to quit talking about retirement planning and start talking about planning for when you can no longer work,» McClanahan said.

«Millennials have a reputation — obviously not earned, or deserved — that they «live in the now,» and that they're very focused on having a good time,» says Williams, «and I think these results prove that they are just as worried about their retirement as every other demographic.»

Sixty - one percent said they have never inquired about how much money they will receive upon retirement, and 40 % don't know what their payment options will be when they retire or leave the company.

Although 61 % of the workers surveyed said they had saved for retirement only about 41 % have tried to calculate how much money they'd actually need.

Trotsky said the pension has about 10 percent of its money in PE — around the national average for large public retirement funds — and has no plans to change that.

However, one survey found that about half of retirees said they retired earlier than planned due to health problems, changes at their workplace, or other factors, suggesting that many workers may be overestimating their future retirement income and savings.

HERERA: It is scary, you know, but when I talk to people about retirement, they say it «s just overwhelming when they have to think about how much it «s going to take for them to retire.

About 40 percent of Americans said saving for retirement simply isn't a priority for them, found the GOBankingRates survey.

«Millennials are not thinking about retirement when it may be 20 or 30 years away,» Northrup said.

We have a robust process, including the use of an independent consultant, for selecting investment options to include on the platform and we are in full compliance with the duties we owe to our retirement plan participants,» New York Life said in an emailed statement about the lawsuit.

Three out of five financial advisors say more than half of clients are more concerned about retirement security than last year.

«Make it a point to sit down with your children and talk about issues like finances, retirement planning and elder care,» he said.

Butler also said pre-retirees should think about what's changed since you first established your retirement portfolio 20 or 30 years ago.

Of investors ages 45 and above, about 9 in 10 wish say they wished they had started saving for their goals earlier, with nearly half highlighting retirement in particular.

«One of the other primary risks is overspending early in retirement, which is why we talk about the 4 percent rule,» Ward said.

According to Financial Engines research, seven out of ten current retirees say Social Security benefits are a major source of their retirement income, while the Social Security Administration says about one in four married couples — and nearly half of unmarried individuals — rely on Social Security for 90 % or more of their income.

The advisor says that he was upset by the language used in the memo because it made generalizations about the industry, particularly charging that churning of retirement accounts was a common practice.

Since we have been in one of those periods, Kitces said retirees thinking about retirement now could be vulnerable to a decline or just measly returns.

The Social Security Administration itself says, «As a general rule, early or late retirement will give you about the same total Social Security benefits over your lifetime.»

Additionally, when asked about their reaction to a 5 % decline in their retirement portfolio, just 39 % said they would be concerned, down from 44 % last year.

«Given what looks to continue to be a low - interest - rate environment for some time in many countries, along with uncertainties about government safety nets, individuals may need to think more strategically about investing for retirement — and how to generate income after,» said Ed Perks, executive vice president, chief investment officer, Franklin Templeton Equity.

While nearly all Canadians (92 %) who plan to retire reported they are looking forward to retirement, 72 % of all respondents said that thinking about their retirement savings and investments causes them stress / anxiety — which is similar to the percentage of individuals revealed in our 2016 US RISE survey.

«It has become increasingly common over the past few decades for insurance producers, like broker - dealers, to recast themselves as financial advisors or retirement planners in order to attract clients seeking objective, professional advice about their retirement and other investments,» the CFA says.

Experts say that you should have about six months» worth of expenses set aside in an emergency fund, and that doesn't include the money you save and invest for retirement, college expenses, and other personal financial goals.

On average, those who delayed retirement are waiting about one and a half years longer than they originally planned to leave their jobs, said Brooke Helppie McFall, an economist with Michigan's Institute for Social Research.

That's what Dale and Jessica Hill said about their unanticipated retirement move to Costa Rica.

Your decisions around Social Security can make a big impact on your retirement — especially considering that Social Security Administration estimates say it makes up about 40 % of the average 65 - year - old's retirement income today.

Misconceptions about what meeting with a financial advisor is like could be derailing you from getting a jumpstart on your retirement planning, industry experts say.

«For example, what many people don't think about, particularly if their car is already paid for, is that they will likely need to replace their vehicles at least once or twice during retirement,» said Ilene Davis, a money manager with Financial Independence in Cocoa, Fla. «If they don't allow for the purchase price at the start, they may find their retirement planning undermined.»

Once you reach retirement age, if prop 13 is still around, a few of the more ignorant youngsters of that time will be saying the same thing about your outrageously low $ 500 / month taxes and how unfair it is that they pay four times that.

About 26 percent had less than $ 50,000 saved and, overall, 54 percent said they lacked sufficient retirement funds.

But what if you are one of those investors who is worried about not having enough when you finally hit your retirement years, say because you started investing later in life?

As I've said before, SFF is not about «retirement».