Sentences with phrase «says policy holders»

The Life Insurance Council has opposed a proposal embodied in the Draft Direct Taxes Code which says policy holders be taxed at the time of withdrawal of insurance fund.

Not exact matches

SHARE director of law and policy Laura O'Neill said the only other directors she knows of who failed to win majority support this year were on the board of Quebecor Inc., where holders of class B subordinate shares voted just 43 per cent in favour of electing the entire board as a slate.

It seems like the board has a template of transfer policy in which first they buy a quality player like cech was last summer and alexis was before that and now it's xhaka.They just give you enough so that the guys who are season ticket holders would renew their tickets.Then the Dilly dallying begins we show as if we are going for top players and make cheap offers for them so the selling club would not sell them and they could say hey!

Osborne lists other factors critical to the success of his walk - on program: a freshman team that practices together and plays a five - game schedule («They're not just bag - holders their first year,» he says); the Huskers» nationally acclaimed weight program («I knew I needed a lot of work, and this was where I could get it,» says Morrow); and Osborne's policy of holding back about five scholarships per year for walk - ons, a true motivational carrot.

«All of this makes clear that the Supreme Court was wrong in Citizens United when it unleashed big money in our elections with the promise it would be independent of candidates and office holders,» said Paul Ryan, vice president for policy and litigation at the nonprofit watchdog group Common Cause.

Martin said if affected homeowners do not purchase flood insurance, the mortgage holder will decide which policy they get.

But for the regions that are faced with increasingly stressful weather patterns, «there's a great deal that could be done to offset the impacts of climate change through adaptation, farming with new technology and government policies that are conducive to promoting small - holder agriculture,» he said.

Here My query is for example if any illness which might not have found through insurance company's medical tests, and the Policy holder also might not know even he had that problem, Lets say he died due to that problem.

Still, Vito Colucci Jr., a private investigator in Stamford, Conn. who has been hired to investigate health insurance claims, said he uses Facebook regularly to gain insight into a policy holder's life.

There are two main types of insurance: Term and Permanent, whereas term insurance is covering the risk of a policy holder dying for a predefined time period, say 20 years, and permanent insurance provides lifetime coverage.

«The fact that one group of policy holders» exposures has imperiled the policies of the other does not mean they should forfeit the value of their claims altogether,» the Bank of America analysts said.

Since the investor (i.e. the policy holder) is assuming virtually all of the risk for the underlying investment, he / she is not being compensated for said risk.

The University of California has a privacy policy that says «An electronic communications holder's consent shall be obtained by the University prior to any access for the purpose of examination or disclosure of the contents of University electronic communications records in the holder's possession, except as provided for below» — where the exceptions are for things like subpoenas, emergencies and so on.

The disease can not be said to be pre-existing if it was merely opined so by the doctor on basis of talks with the patient, the forum said while asking the National Insurance Co Ltd to pay Rs 75,000 to a policy holder for rejecting his claim for reimbursement of his wife's treatment expenses.

«Policy holders may have exclusions at the time of underwriting,» says Poncelet, who adds that, for example, having pre-existing back problems at the time of application for a disability policy can result in no payment down the road if disability is the result of a back iPolicy holders may have exclusions at the time of underwriting,» says Poncelet, who adds that, for example, having pre-existing back problems at the time of application for a disability policy can result in no payment down the road if disability is the result of a back ipolicy can result in no payment down the road if disability is the result of a back injury.

«An insurance rider is really enhanced coverage or benefit to the policy holder for a cost above the base plan,» says Brian Poncelet, an independent certified financial planner (CFP) and owner of RightInsurance.ca.

Insurance regulator IRDA today said that mediclaim and motor insurance policy holders not satisfied with the services, will soon be able to change service providers at the same premium.

That method can quickly leave the policy holder with pennies on the dollar, and that's why Moree says he almost universally recommends replacement cost policies, which will give the renter money to go out and replace the item at today's prices.

Insurance policies typically have language that explains how they will provide coverage when there are multiple policies and policy holders involved in an accident, Passmore says.

Last month, four public sector insurers slashed the number hospitals which could treat cashless policy holders, saying many hospitals were overcharging patients holding cashless mediclaims.

Greetings, i purchased the travel insurance for our 6day trip to the florida keys, flight down and trip itself was fantastic / / however on the return flight the plane us air flight 1807 was delayed by 2 hours at first then they delayed again another hour, total of 3 hour delay / / we had a connecting flight to catch in philia off course we missed that and the airline had no other flight out / / by the way we didn't land until 1; 30 am no train nothing available, so there we were, so i called my son a police officer and he took off work and drove 2 hours at 1; 30 am at night to come get us and bring us home, so i called allianz insurence and there words were you have to be delayed 6 hours or more to qualify well you all know that most flight that are delayed more than 2 hours you will miss your connector, especially at 1; 30 am in the wee hours of the morning / / so they read the fine print off the policy that was on page 10 say ing a delay of 6 hours to qualify / / ok so what about trip interruption clause / / he says falls under same clause / / ok what about trip cancellation clause / / in essence us air cancelled my connector??? agent says same thing / / so another words thats how they make there money by not helping a paid policy holder his due compensation fee for a legitimate claim!!

Chubb Insurance said wealthy policy holders who buy its personal insurance will be covered for up to # 50,000, which could be used to pay for counselling, lost income if they are off work for a week or more, and help from online experts for victims of cyber-bullying and their families.

Also, these types of universal insurance policies typically guarantee the principal amount in the indexed portion, but cap the maximum return that a policy holder can receive in said account.

The policy holder is responsible to pay his monthly deductible for the said insurance policy.

The basic level of auto insurance is some kind agreement or bond between the policy holder who is considered as the first party and the auto insurance provider company which is said the second party.

IRDA said that policy holders will gradually have to pay more for insurance covers as companies are setting aside higher funds for claim settlements.

Insurance companies, by and large, welcomed the decision saying the new rule, effective from July one this year, will bring about more transparency by providing prospective policy holders clear information about the amount that has been collected from them as brokerage or commission.

Insurance regulator Irda said Ulip - holders will have to pay up to Rs 6,000 if they want to discontinue a policy within the first four years.

Recently the IRDAI has said that the execution vouchers does not foreclose the rights of policy holder

The study says that because of the incorrect or misleading information that were supplied by policy holders, the auto insurance companies undercharged policy holders by $ 15.4 billion.

According to experts, a provision saying that the extending of premium discounts will not apply to policy holders who had a lapse in coverage is... (more) December 19, 2009

Another Rs 25 lakh penalty was imposed since Irda said the procedure adopted in issuing cheques favouring the Master Policy Holder was in violation of its group insurance guidelines.

State law also says that Louisiana insurance policies must include uninsured / underinsured motorist bodily liability, unless the policy holder rejects this coverage in writing.

This will ensure that only claims of genuine policy holders are settled,» said V Manickam, secretary general, Life Insurance Council.

My mother - in - law has no clue what kind of insurance coverage was taken out because my sister - in - law says she can't do anything since she's now also a lein holder for the policy.

Lets say 5 years to pay and then the policy holder stops paying and he or she can avail life time protection.

Recently, the Insurance Regulatory Authority of India (Irdai) has said that the execution of such vouchers does not foreclose the rights of policy holder to seek higher compensation before any judicial fora or any other fora established by law».

Here My query is for example if any illness which might not have found through insurance company's medical tests, and the Policy holder also might not know even he had that problem, Lets say he died due to that problem.

As you said, those private companies has been denying the policy holders claim for whatever reason.

«One of the things most people don't know about is that if every life insurance policy holder kept their policies until the end, the companies wouldn't do as well as they do,» Bet - David says.

The payment under this rider can be used by the policy holder to complete a few last wishes, say travel, donation to charity or perhaps more expensive treatment.

Earlier, the SBI Life Insurance Company had raised a dispute that the regulator has no such powers to issue directions, but the IRDAI dismissed the contention of the company, and said that according to section 34 of the Insurance Act, it has the power to issue directions to any insurer to stop the activities that are harmful to the interests of policy holders.

The company also said that it was the deceased's brother who had purchased the policy in a fraudulent way and that the policy holder was not even aware of it.

If I have to say in simple terms, a term plan is nothing but an insurance policy under which a family will get the lump - sum benefit in case of death of policy holder.

Essentially, to pay and receive a life insurance dividend is saying that the policy holder overpaid on the premiums and that the company performance exceeded expectations.

The point saying all permanent insurance will pay out eventually wrongly assumes that policy holders will hold their policy until death.

Premium paying terms under the older plan were 20, so to say, the policy holder had to keep paying premiums for the entire coverage of the policy.

Insurance regulator Irda today said that mediclaim policy holders, who are not satisfied with the services, will soon be able to switch service providers at the same premium.

In the event of an accident, say a couch that suffers water damage in a flood, the value of that couch to the insurance company, and hence the amount of money paid back to the policy holder, can be determined as an ACV (actual cash value) or as its replacement value.

It said it is working to get other Canadian insurers to allow their policy holders to rent out their cars.