Sentences with phrase «score as a factor»

In December, the Regents placed a four - year moratorium on including the scores as a factor in teacher evaluations.

As an advocate for the Indiana State Teachers Association prior to her election, Ritz said she spent more than 150 hours working behind the scenes with legislators and Bennett's office in 2011 crafting language for the law that mandated all teachers have annual performance reviews that include student test scores as a factor and lead to one of four ratings — highly effective, effective, improvement necessary and ineffective.

When applying for credit, 90 % of lenders will look at your FICO ® credit score as a factor in determining whether or not to loan money or extend credit.

According to the National Association of Insurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car insurance.

Some insurers use your credit score as a factor when setting your premiums.

You need to inquire with your insurance company about whether or not they use your credit score as a factor in determining your premium.

This can be a difficult process, especially when considering credit score as a factor.

Car insurance companies can use applicants» credit - based insurance score as a factor when setting their auto insurance rates.

Most states allow insurance companies to use your credit score as a factor in setting your premiums.

In Oklahoma, many insurers use price optimization as a way to price coverage, which leverages a consumer's credit score as a factor in determining premiums.

California law prohibits using credit scores as factors in determining premiums by personal auto insurance providers.

Insurers in nearly all states use credit scores as a factor when determining home insurance rates.

Not all companies choose to use credit scores as a factor in determining policy premiums, and certainly not all of them weigh the various factors they take into consideration in exactly the same way.

Additionally, some states, such as California, do not allow insurance companies to use your credit score as a factor in your insurance cost.

Not exact matches

For example, as Taya Cohen, Ph.D., an assistant professor of organizational behavior and theory at Carnegie Mellon University, told New Scientist, people who score low on the Honesty - Humility factor might be more likely to cheat on their time sheets or steal office supplies.

In September 2015, Biz2Credit conducted a study that showed Latino small - business loan applications grew 18 percent, yet their owners lag behind in the necessary factors needed to secure financing, such as annual revenue, age of business and credit scores.

Typically, these businesses describe their loans as faster and more readily available to customers than bank loans, because they leverage technology to evaluate risk on a number of factors, as opposed to relying solely on credit scores.

A FICO score is comprised of five major factors, although some are weighted more heavily than others, such as payment history and debt owed.

If the request exceeds that figure, a loan officer or bank committee makes the decision, employing the credit score as one of several factors.

While discounting subjective criteria such as eye and skin color, the site scores users out of 10 according to a specific algorithm that «takes into account many factors from neoclassical beauty, modern research papers, and our own scientific studies,» the company said.

Each of the major credit bureaus uses its own formula, but factors such as how long you've been in business, your credit utilization, and the lines of credit you have opened in the last six months are likely to affect your score.

The iShares MSCI USA ESG Select Social Index Fund tracks an index of 250 companies with high environmental, social and governance (ESG) factor scores as calculated by MSCI.

While your credit score is important, the SBA cites these factors as ones that can help you get a small business loan even with bad credit:

Rather than looking solely at an applicant's credit score and income, SoFi also considers factors such as education and career choice to decide whether to approve you for a loan.

No single factor affects your credit scores as much as your history of on - time payments.

As soon as it's gone, it will no longer factor into your credit score, giving it a boosAs soon as it's gone, it will no longer factor into your credit score, giving it a boosas it's gone, it will no longer factor into your credit score, giving it a boost.

Lending Club uses a somewhat complex formula that takes into account various factors that appear on a borrower's credit report, such as FICO score, number of recent credit inquiries, length of credit history, the total number of open credit accounts and revolving credit, to name a few.

By scoring BTC and ETH through these attributes, teams were able to objectively manage data into their case studies, along with other real world factors such as commercial application, and projected growth affected by various trends in the crypto world.

While credit score and other factors also count as requirements for a conforming loan, the most common rule is that a conforming loan must not exceed a certain amount.

As was discussed above, the two factors dominating the makeup of your credit score are Payment History and Credit Utilization.

This next factor of your credit score is worth 15 percent and will improve as time goes on, as long as you don't cancel your credit accounts.

If you have a good VantageScore ®, you're likely to have a good FICO ® Score, because both consider the same factors: Payment history: your record of on - time payments and any «derogatory» marks, such as late payments, accounts sent to collections or judgments against you.

Business credit scores use some of the same factors (such as payment history) to determine your score, but there are some important differences.

There are other factors that lenders take into account, such as credit scores.

Each user receives a score based on true reach, amplification, and network, using areas of achievement Klout has defined as determining factors.

As a home buyer, your ability to get approved for a mortgage is based on three main factors — your down payment on the home, your current credit score, and your household income relative to your household debt.

My opinion about each factor has been included into every score as well.

While the credit score is a single number, the credit report acts as a summary of your credit history and the factors present on your report help determine your score.

In the remainder of my talk today I would like to set out in more detail how Australia stacks up against the above list, starting with the ten factors on which we receive a very high score, and following roughly the same order as in the list above.

Simo Tchokni of the University of Cambridge Computer Laboratory and her colleagues used various metrics such as number of followers and Klout score to determine the traits of influential social media sharers — and emoticons were a common factor.

Applicants can qualify with an even higher ratio, however, with compensating factors such as a high credit score and a rent payment that matches the proposed house payment.

Ultimately, financial factors such as your credit score and income will determine your interest rate, which can range from 6.98 % to a maximum 18.97 %.

Your mortgage rate is based on your credit score and other factors, the same as any other loan.

The interest or fees you will pay on your debt depend on many factors such as the debt amount, its duration, the type of the debts, the lender and your credit score.

Factors that affect your credit score include your payment history, the money you owe, length of your credit history, types of credit you use as well as how often you apply for new credit.

(There was no statistical difference in factor score estimates between respondents who thought their income would rise at the same rate as inflation and respondents who thought their income would outpace inflation.)

Upstart will also look at factors besides your credit score when approving you — factors such as your educational and work history and the length of your credit history.

The age of credit card accounts is also factored into your credit score, so it's best to keep accounts open for a long time (as long as you aren't paying annual fees).

According to Kenneth Davids, Coffee Review's editor and lead taster, «We selected the top thirty coffees based on quality (represented by overall score), value (reflected by most affordable price per pound), and a ranking of other factors that include distinctiveness and uniqueness of style, certifications such as fair trade or organic, and general rarity.»

Check out this stats comparison between Giroud and Austin last season which shows the QPR man not far behind on some factors and winning on others, such as total score, attacking score and shooting accuracy.