But banks no longer trust
the scores as an indicator of a borrower's ability to repay.
Lenders continue to look at owners» personal - credit
scores as an indicator of character and «intent to pay back.»
Mortgage lenders see your credit
score as an indicator of how likely you are to make timely payments and fulfill the terms of the mortgage loan you're requesting.
Exam
scores as indicators of college readiness.
Which has properly led the organization to look at much more than just short - term test
scores as indicators of whether their students are on track.
To continue with this analogy, imagine the X-rays were then viewed by a minimally - trained temp hired by a major corporation with other financial interests in this field, which then determines
the score as an indicator of the doctor's ability to practice medicine.
This book makes a strong case for moving away from using only student academic assessment
scores as indicators of a school's quality.
Using students» reading test
scores as an indicator of U.S. students» aptitude in literacy, more than 6 in 10 students at the elementary, middle and high school level are less than proficient in reading.
He acknowledged that the analysis is limited in its heavy reliance on test
scores as an indicator of student and school success and in its inability to measure every factor that goes into the parental decision - making process.
Car insurance companies look at your credit
score as an indicator of risk.
Mortgage lenders see your credit
score as an indicator of how likely you are to make timely payments and fulfill the terms of the mortgage loan you're requesting.
Auto insurance companies use your auto insurance
score as an indicator for determining policy prices.
We have combined the four items and taken the top third of the mean
scores as an indicator of high level of chaos in the home environment.
The Cronbach's alpha for the total
score as indicator for its internal consistency was 0.88.
Not exact matches
As shown in Figure 10, most internet and mobile ecosystem companies did not sufficiently disclose what types of information they share and with whom, with only two of the 12 companies
scoring more than 50 percent on this
indicator (P4).
As a consequence, unlike the other
indicators, there is a cap on the level of the substitutability
indicator above which the
score does not go in order to limit the impact of this number.
Thursday, May 17 1:30 p.m. PT / 4:30 p.m. ET If you've heard of Net Promoter
Score (NPS), you've probably heard that it just works — both
as an accurate assessor of customer sentiment but also
as a leading
indicator of future behavior.
As Mourinho has said, having two teams in a league who regularly
score 100 - 120 goals a season is not a great
indicator of the quality of the opposition in the lower half of the table.
However, most people are happy to accept goals
scored as a reliable
indicator for a striker.
The main outcome measures were behavioural or physiological
indicators and composite pain
scores,
as well
as other clinically important outcomes reported by the authors of included studies.
Sue Ashfield is the winner
as her estimate was closest to the actual
score of 50.5 out of 100 for
Indicators 1 - 10.
«After developing our scale, data from follow - up testing confirmed that students» engagement
scores were positively correlated with
indicators of performance, such
as good grades and independent learning outside of school motivated by interest.
Critics say that these charts — such
as the Shanghai ranking and the Times Higher Education World University Rankings — rely on inadequate
indicators and meaningless aggregated
scores.
Gallagher says despite our occasional reluctance to accept BMI
as an
indicator of physical health, evidence shows there is an association between higher BMI
scores and poorer health outcomes for individuals.
The results showed that the group consuming one to two glasses of red wine
scored better on the standard FSFI
indicators of arousal, orgasm, satisfaction, and pain
as well
as desire and lubrication.
We rank dating sites by their «UK Traffic Rank»
score as this provides a good
indicator of how many active members belong to each site.
Even measures of growth in test
scores or VAM are not rigorously identified
indicators of school or program quality
as they do not reveal what the growth would have been in the absence of that school or program.
Many of the schools chosen by the students were «better» on traditional
indicators, such
as student test
scores and teacher characteristics.
In light of this concern, depending on their goals, states may wish to adjust schools»
scores on these
indicators by controlling for demographics, geography, and other factors, much
as they already do when estimating student growth.
The specific changes included in ESSA — including the important ones, such
as requiring states to use at least one
indicator other than
scores — are just very small steps,
as a comparison with the recommendations in the previous two chapters makes clear.
You mention the Project Star study showing that test
scores in kindergarten correlated with later life outcomes
as proof that test
scores are reliable
indicators of school or program quality.
Fortunately, we have a recent study that examined whether the criteria used by regulators in New Orleans are predictive of test
score growth — even if we accept test gains
as a reliable
indicator of quality.
When using one - hour testing sessions to gauge student performance, combined reading and math
scores serve
as a better
indicator of student achievement than either test separately.
It's also important because some Americans like to point to our supposedly high poverty rate
as an excuse for our lackluster international performance on a variety of social
indicators, from health - care outcomes to test
scores and beyond.
In both subjects,
scores on both exams are at least
as strongly correlated with college grades
as the SAT, a widely used
indicator of college readiness.
Along these lines, the House Democrats» (unsuccessful) substitute languageincluded «equity
indicators» beyond reading and math
scores, such
as measures for student engagement, discipline, access to courses, academic growth, and more.
Doing this the way we do in many places now, however — treating one test
as a comprehensive
indicator of student achievement, pretending that
scores taken by themselves are a trustworthy
indicator of school quality, and rewarding and punishing teachers and students for
scores — is just too simple.
As the head of Fordham's authorizing shop in Dayton, I set out to determine which
indicators the best charter school authorizers in the nation were using — measures that transcended test
scores.
This argument begs the question about how large correlations should be to be considered
as indicators of adult outcomes, and it also discounts recent research showing that test
scores improvements related to effective teachers were correlated with gains in adult labor - market outcomes.
In fact, although the federal regulation required that no program be classified
as «effective» unless its graduates had an exceptional impact on test
scores, it did require that programs be evaluated using other
indicators of quality
as well.
Sometimes performance might be an
indicator, such
as when families keep sending their children to high schools with below 40 % graduation rates and / or schools with extremely negative value - add
scores.
School climate
indicators, such
as whether students feel safe, also improved in schools that first increased test
scores.
Economists Eric Hanushek and Ludger Woessmann concluded that the two tests measure «a common dimension of skills,» and that the
scores can be aggregated to form a single national - level
indicator of cognitive ability predicting economic growth.6 Psychologist Heiner Rindermann referred to that common dimension
as a «g - factor,» standing for general intelligence.
And that brings us to those unanswered questions: Can the charter - school movement grow to sufficient scale for long - term political sustainability if we continue to use «quality» —
as measured by such factors
as test
scores —
as the sole
indicator of a successful school?
As discussed previously, however, the percentage of students scoring at the proficient level on state tests is an imperfect indicator of school quality, contaminated as it is by the fact that student achievement is influenced by a host of factors outside of a school's contro
As discussed previously, however, the percentage of students
scoring at the proficient level on state tests is an imperfect
indicator of school quality, contaminated
as it is by the fact that student achievement is influenced by a host of factors outside of a school's contro
as it is by the fact that student achievement is influenced by a host of factors outside of a school's control.
Critics can wait for the city's latest NAEP
scores, which will come out in a few months; if they are disappointing, then there will be reason to suspect that the Regents exams (which will start to change next year) have somehow become easier or are unreliable
as progress
indicators.
The Scholars» Paradise model would use «scale
scores» or a «performance index» for the «academic achievement»
indicator; measure growth using a two - step value - added metric; pick robust «
indicators of student success or school quality,» such
as chronic absenteeism; and make value added count the most in a school's final
score.
When they asked whether the declines in voucher users» tests
scores were present in noncognitive student outcomes (such
as grit, self - esteem, and political tolerance), they found both public and private school students had similar levels on those
indicators.
The EPI assessment allows Phoenix # 1 to maintain those standards in hiring by creating a composite
score for each teacher candidate,
as well
as individual
scores for three of four key success
indicators shown to predict teacher effectiveness in research conducted by a consortium of experts in the fields of research, education, psychometrics and predictive analytics.
The reading
scores of 17 - year - olds on the National Assessment of Educational Progress constitute the single most accurate
indicator of the effectiveness of our schooling, and
as we look at the low reading
scores of 17 - year - olds over the past few decades of reform, we see no real movement.