Sentences with phrase «score for employment purposes»

Not exact matches

With Lending Club, borrowers pay a one - time origination fee (for 36 or 60 month loans), which ranges from 2 percent to 5 percent of the loan amount, depending on your loan grade (A-G), which is derived from your credit score, loan purpose, employment type, loan amount, loan term, and credit usage and history.

Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

And it's my understanding that credit bureaus will not issue a credit report that has a credit score on it for an employment purpose.

There are sites that allow you to back test all sorts of filters (credit score, loan purpose, employment history) going back years, and even investing in the riskier loans during the worst periods turned a profit for lenders if they filtered their loans properly.

Race, color, religion, national origin, gender, marital status, sexual orientation, age, address, salary, disability, occupation, title, employer, date employed or employment history are not used for scoring purposes.

Credit reports obtained for employment purposes do not include a FICO score (nor should they).