Sentences with phrase «score models like»

And that's a lot higher than lenders and credit score models like to see.

Certain parts of the FICO score model like to see that you have new, active lines of credit, and that you are using them responsibly.

The three main credit bureaus — Equifax, Experian and TransUnion — create your credit reports, with credit scoring models like VantageScore, Beacon Score, and various FICO scores.

However, there are other popular scoring models like VantageScore favored by the credit agency, TransUnion.

«However, under newer scoring models like FICO9 and VantageScore 3.0, paid collection items are no longer calculated in the consumer's credit score once they reach a zero balance.»

Having said that, credit scoring models like to see that you're capable of managing different types of credit.

The credit scoring model likes to see a mix of credit, installment loans (mortgages, auto loans) and revolving loans (credit cards and HELOCs).

Not exact matches

Besides differences in video quality, Consumer Reports also gave the iPhone 8 — like its predecessor, the iPhone 7 — a higher score than Plus model because it had a faster auto - focus speed and picture sequence speed, plus less shutter lag.

Kosinski and his colleagues developed a model that linked subjects» Facebook likes with their OCEAN scores.

The project is detailed in the contract as a seven step process — with Kogan's company, GSR, generating an initial seed sample (though it does not specify how large this is here) using «online panels»; analyzing this seed training data using its own «psychometric inventories» to try to determine personality categories; the next step is Kogan's personality quiz app being deployed on Facebook to gather the full dataset from respondents and also to scrape a subset of data from their Facebook friends (here it notes: «upon consent of the respondent, the GS Technology scrapes and retains the respondent's Facebook profile and a quantity of data on that respondent's Facebook friends»); step 4 involves the psychometric data from the seed sample, plus the Facebook profile data and friend data all being run through proprietary modeling algorithms — which the contract specifies are based on using Facebook likes to predict personality scores, with the stated aim of predicting the «psychological, dispositional and / or attitudinal facets of each Facebook record»; this then generates a series of scores per Facebook profile; step 6 is to match these psychometrically scored profiles with voter record data held by SCL — with the goal of matching (and thus scoring) at least 2M voter records for targeting voters across the 11 states; the final step is for matched records to be returned to SCL, which would then be in a position to craft messages to voters based on their modeled psychometric scores.

but they show HARD WORK is one thing that matter, that could change the game atleast than just waiting the ball, then punch the ground when failed to score, or stroking her hair posing like a victorian secret models.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

There was no pressure on Ozil to score at Real Madrid but Wenger's model for a football team does not place the goalscoring responsibility on one player like Los Blancos.

By contrast, in this model, the scores for countries like France, Denmark or Austria, let alone Portugal or Romania, differ markedly from those of both Germany and the US.

In some cases, the same voice - command system (like Chevy MyLink) got different distraction scores in different models — something the researchers speculate is due to varying amounts of road noise and use of different in - vehicle microphones.

Bottomless depths of Internet are bursting with never - ending scores of seemingly legitimate Russian dating sites full of model - like smiling cuties.

Unlike the Naruto: Ultimate Ninja Storm series which is more and more a mess of technical, balance and gameplay issues these days, Brave Soldiers delivers what is a nice, franchise - based fighting game, at first, i was expecting a simple fighting game with some button mashing, however, the game proved me wrong and i fell in love, the combo system, while easy, is a lot more deep than the one in the Naruto games, with all of the characters having two special attacks, two «burst attacks», a knock - away and a launcher respectively, a throw and an ultimate attack (called a «Big Bang Attack»), every character also has an universal dodge - action that sends them behind their enemies while spending one cosmo bar, making bar management that much precious and shielding you from a half - a-hour combo, unlike in the NUNS series, the fighting and the characters are nicely balanced, with every character being fun to play and viable at the same time, the game runs smoothly without frame - rate issues and the cell - shaded graphics, character models, arenas and effects alike are nice to the eye, battles are divided into rounds, with all the tiny nice stuff like character introductions and outros being intact (fun fact: the characters will even comment on their score after the battle), the game also features an awakening system, called the «Seventh Sense» awakening, unlike the NUNS awakening system which became severely unbalanced in the later game, every character simply gains a damage / defense boost, with the conditions being the same for all characters, eliminating situations when one character can use awakening at almost any point in the battle, or one awakening being drastically stronger than the other, the game has a story mode with three story arcs used to unlock characters, a collection mode, tournament modes, a survival mode, a series of special versus modes and online battle modes.

At least back in the olden days Media Ventures action scores used Backdraft as their template and so you ended up with things like The Rock which may be pretty banal but at least provided great fun, but now it's Spy Game - not an impressive musical work to begin with - that seems to be the model they all want to follow.

By cultivating strong school leadership, committing to ongoing professional development, and exploring innovative models like its tech - infused Future Schools, Singapore has become one of the top - scoring countries on the PISA tests.

By cultivating strong school leadership, committing to ongoing professional development, and exploring innovative models like its tech - infused Future Schools, Singapore has become one of the top - scoring countries on the Programme for International Student Assessment (PISA) tests.

Often they look for models in countries that score well on international achievement tests like Trends in International Mathematics and Science Study (TIMSS) or Programme for International Student Assessment (PISA) such as Finland, Singapore or South Korea.

While education experts and innovators call for personalized learning and differentiated models of schooling, groups like Stand for Children and DFER support national standards (Common Core is also funded by Gates) and punishments and sanctions tied to test scores.

These paths provide opportunities for instructors of English teaching methods courses, writing pedagogies courses, and linguistics courses to investigate with teacher candidates issues that are commonly addressed in those three types of courses, like modeling writing, machine scoring, and responding with sensitivity to writers who are English language learners.

The expected gain model does not take other factors like attendance or poverty into account, and only measures the percentage of a teacher's students who meet or surpass their expected growth scores, which are based on beginning - of - year tests.

Many states are using «value - added» models to grade teachers, which involve complex formulas that take into account factors like a student's past test scores and attendance to predict what his or her score will be on this year's test.

But many researchers argue that value - added models don't need to control for demographic factors like poverty, race, English - learner or special - education status at the individual student level, as long as enough test score data (at least three years) are included in the formula.

This high level of imprecision would explain why teachers like Sheri Lederman of Long Island, who is apparently a terrific fourth grade educator based on all kinds of data besides her most recent VAM scores, received an «ineffective» rating based on this flawed growth model (see prior posts here and here).

Value - added models generally use statistical methods to isolate the impact of a factor of interest (like being taught by a particular teacher) on an outcome (like a test score) by mathematically removing the effects of other factors (like student family income or prior performance levels).

In places like Florida and Washington, D.C., value - added models have accounted for such factors, in part because of the limitations of using fewer years of test - score data.

IIHS noted the Ford Fusion, Nissan Altima, Subaru Legacy, Subaru Outback, Volkswagen Passat and Volkswagen Jetta underwent running changes within the 2013 model year to various areas — like airbag modules and structural elements — to earn their Acceptable scores (or Marginal, in the Jetta's case).

The NHTSA hasn't conducted crash tests with the Denali yet, but similar models have scored just like the Escalade — five stars for frontal crashes (the best), but only three stars for rollover protection.

In the past, the model scored some great results, like the record set at Nurburgring by the Megane RS 265 Trophy version.

The smart vision EQ fortwo (length / width / height: 2699 / 1720/1535 mm) is a cool two - seater and, like all smart models, scores with a maximum of room in a minimum of space.

Like other 2018 models from the stable of GM, the 2018 GMC Yukon scores high in safety segment.

That's better than last year's model, which earned a 5,975, and Amazon's 2017 Amazon Fire 7 score of 4,640, but it's nowhere near the showings by premium tablets like the Asus ZenPad 3S 10 (14124) or Apple iPad (28,399).

Learn to think like the credit scoring models and qualify for the most competitive interest rates on houses, cars, and insurance policies!

The one semi-practical thing i would strip out of this model would be for regulators to score loans using a model like point 5 suggests.

Traditional credit scoring models rely on past credit accounts, like loans and credit cards, to assess a user's creditworthiness.

These models often take a more holistic view of a client's financial situation and look at things like savings, cash flow, employment history, and earning potential — rather than just focusing narrowly on their credit score.

Plus, free credit monitoring services like Credit Karma and Credit Sesame will provide you a Vantage Score, instead of a FICO score, that is similar in scoring but can differ at least 10 points as some Vantage Score detractors say it is more «optimistic» than the FICO scoring mScore, instead of a FICO score, that is similar in scoring but can differ at least 10 points as some Vantage Score detractors say it is more «optimistic» than the FICO scoring mscore, that is similar in scoring but can differ at least 10 points as some Vantage Score detractors say it is more «optimistic» than the FICO scoring mScore detractors say it is more «optimistic» than the FICO scoring model.

Recently, the FICO Score XD was announced as a new scoring model designed to calculate scores based on additional factors (aside from the five listed above) like paying your cell phone or electricity bills on time.

Like the FICO model, the VantageScore model can produce credit scores for lenders and for consumers.

The reason you will most likely see a credit score increase is because credit scoring models, like FICO and VantageScore, do not treat installment debt the same way they treat revolving debt.

Military homebuyers may soon have an easier time meeting lender credit requirements thanks to a new credit scoring model that incorporates things like rent history, tax lien information and the use of short - term lending products such as payday loans.

Fortunately, all credit scoring models treat secured cards just like unsecured cards when evaluating their payment history, amounts owed, length of credit history and other sets of scoring calculations.

However, while this special treatment of medical collections might sound like good news for consumers who are currently facing this credit problem, it's important to keep in mind that most lenders, especially mortgage lenders, still rely on older versions of the FICO credit scoring model.

All FICO Score products made available on myFICO.com include a FICO Score 8, along with additional FICO Score versions like FICO Auto Scores, FICO Bankcard Scores and older versions of FICO's main scoring model that may be currently used for mortgage loans.

A bipartisan bill introduced in the Senate with broad housing industry support last month would require the Federal Housing Finance Agency to direct the government - sponsored enterprises to accept new credit scoring models, like the VantageScore model created by Equifax, Experian and TransUnion.

XPN only uses their own score model for what they provide in consumer products like FreeCreditReport.com, which they own.

The VantageScore model looks at familiar data — things like paying on time, keeping credit card balances low, avoiding new credit obligations, bank accounts and other assets — to calculate its score.