Sentences with phrase «score than your transactions»

That means your transactions with your IT vendor, with whom you spend thousands of dollars monthly, comprise a greater percentage of your D&B PAYDEX score than your transactions with the carpet cleaner who comes out to steam your rugs annually for a few hundred dollars, for example.

Not exact matches

This kind of transaction is often more cost - effective than a short - term loan, especially if the borrower has a low credit score because the loan depends on the credit quality of the borrower's customers, not the borrower's.

Another study, in the peer - reviewed journal IEEE Transactions on Affective Computing, found that software was able to make judgments about students» levels of engagement that were as reliable as those of human observers, and that these video - based engagement scores predicted post-test scores better than pre-test scores could.

Depending on how the transaction is reported, a short sale could have a smaller negative impact on the seller's credit score than having a full foreclosure, according to Freddie Mac.

1) Be a first time home buyer (or not owned a home in the past three years) 2) Have a 640 or higher credit score 3) For a family of one or two, make less than $ 82,900 a year in the metro area For a family of three or more, make less than $ 95,335 a year in the metro area 4) Buy a home under $ 310,000 in the metro area 5) Put «at least» $ 1,000 of your own money into the transaction.

Actual prepaid finance charges, closing costs and monthly payment on your specific loan transaction may vary based on property type, location and down payment.These mortgage rates and terms are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score.

Rather than pulling your credit history and going through it line by line, the financial industry has developed credit scores which break the sum total of your credit report into an easy to understand numerical index that provides a standard that works for all financial transactions.

* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single - family, detached, owner - occupied primary residence; a loan - to - value ratio of less than 80 % for conventional loans; a minimum FICO score of 740; and a loan amount of $ 300,000 for conforming loans, unless otherwise specified.

Credit Policy on or after Jan. 15 Minimum loan score and LTV allowed for Purchase transactions: Loan score lower than 500 = not allowed Loan score 500 — 579 allowed -LSB-...]