You need at least one revolving account to meet the minimum criteria of
the scoring algorithms used by all three credit bureaus.
«Zap's central component is
a scoring algorithm used to gauge the readiness of a consumer to buy,» Yannaccone continues.
Not exact matches
Our
algorithms look at 450 popcorn companies across the country and
score them on metrics around brand engagement — how often and quickly consumers talk about the brands, the sentiment, the word choice people
use.
«Google
uses its Quality
Score algorithm to rate the quality and relevance of your keywords and AdWords ads,» SEO expert Larry Kim points out.
The resulting dataset was then
used to train a classifier
algorithm that gives any headline posted on Facebook a «clickbait»
score based on patterns.
The company
uses the
algorithm, which it says is validated and 94 % accurate, to assign risk
scores to patients and target them with varying modes of outreach — Henry says those efforts are «soft touch, nothing Orwellian.»
Prattle
uses a machine - learning
algorithm to give each Fed communication a
score, with a positive
score providing a hawkish sentiment, and a negative
score a dovish sentiment.
So, depending on the version of the FICO
algorithm that the agency
uses, your
score might differ, since the versions take each factor that goes into your
score into account slightly differently to come back with your number.
If you're paying your bills on time, utilizing not too much of your credit limit, and only opening new credit accounts when you need to, you'll be able to maintain a good
score — no matter which bureau is reporting it and no matter which version of the
algorithm they
use.
The project is detailed in the contract as a seven step process — with Kogan's company, GSR, generating an initial seed sample (though it does not specify how large this is here)
using «online panels»; analyzing this seed training data
using its own «psychometric inventories» to try to determine personality categories; the next step is Kogan's personality quiz app being deployed on Facebook to gather the full dataset from respondents and also to scrape a subset of data from their Facebook friends (here it notes: «upon consent of the respondent, the GS Technology scrapes and retains the respondent's Facebook profile and a quantity of data on that respondent's Facebook friends»); step 4 involves the psychometric data from the seed sample, plus the Facebook profile data and friend data all being run through proprietary modeling
algorithms — which the contract specifies are based on
using Facebook likes to predict personality
scores, with the stated aim of predicting the «psychological, dispositional and / or attitudinal facets of each Facebook record»; this then generates a series of
scores per Facebook profile; step 6 is to match these psychometrically
scored profiles with voter record data held by SCL — with the goal of matching (and thus
scoring) at least 2M voter records for targeting voters across the 11 states; the final step is for matched records to be returned to SCL, which would then be in a position to craft messages to voters based on their modeled psychometric
scores.
The contract stipulates that all monies transferred to GSR will be
used for obtaining and processing the data for the project — «to further develop, add to, refine and supplement GS psychometric
scoring algorithms, databases and
scores» — and none of the money paid Kogan should be spent on other business purposes, such as salaries or office space «unless otherwise approved by SCL».
No doubt, it is a dismaying picture that confronts us: British company SCL Group, operating under the brand name Cambridge Analytica with the supervision of Steve Bannon, obtained data collected from Facebook by Cambridge University academic Alexandr Kogan, and
used systems built by data scientist and whistleblower - to - be Chris Wylie to train its microtargeting
algorithms to nudge
scores of already - angry voters towards electing Donald Trump and leaving the European Union — a set of experiments largely bankrolled by US hedge - fund billionaire Robert Mercer, 90 % owner of Cambridge Analytica.
There is a complex
algorithm used to calculate your credit
score.
Using proprietary
algorithms, the Sentiment
Score shows what percentage of tweets are positive and displays other relevant metrics.
The
algorithm which
uses your credit report to determine your credit
score is cloaked; we don't know how each line item affects the final
score.
FICO has created the
algorithm — of the same name — that most lenders in the United States
use to find your credit
score when you apply for a loan.
The NPSC
score is calculated with the
use of the NPSC
algorithm by allocating the following points: baseline points for amounts of risk - associated nutrients in a food (energy, saturated fat, total sugars, and sodium); points that are based on the contents of fruit, vegetables, nuts, and legumes; points that are allocated to a food on the basis of its protein content; and, in the case of category 2 or 3 foods, points that are allocated to a food on the basis of its fiber content.
A very, very complicated
algorithm was
used to compute these
scores, and they definitely weren't pulled from an unspeakable place after a split - second of thought.
Our compatibility survey
uses a proprietary
algorithm to determine your compatibility with other prospective parenting partners along these lines as well as other inputs from your profile, and calculates a «Compatibility
Score» based on your inputs and the inputs of the other prospective parenting partner.
No doubt, it is a dismaying picture that confronts us: British company SCL Group, operating under the brand name Cambridge Analytica with the supervision of Steve Bannon, obtained data collected from Facebook by Cambridge University academic Alexandr Kogan, and
used systems built by data scientist and whistleblower - to - be Chris Wylie to train its microtargeting
algorithms to nudge
scores of already - angry voters towards electing Donald Trump and leaving the European Union — a set of experiments largely bankrolled by US hedge - fund billionaire Robert Mercer, 90 % owner of Cambridge Analytica.
But Mattingly argues that his
algorithms are more transparent and so can be
used to calculate a
score that judges might prefer.
It
used to be tied to «likes» and clicks, but after extensive research on how to capture people's deeper interests, the
algorithm has been tweaked to rank content by a «relevance
score.»
In patients with chronic cerebrovascular disease and comorbidities, a shortened telomere G - tail length was associated with age and Framingham risk
score, which is an
algorithm used to estimate the 10 - year cardiovascular risk of an individual.
These changes, which were still present two years after birth, predicted women's
scores on a test of maternal attachment, and were so clear that a computer
algorithm could
use them to identify which women had been pregnant.
They
used three validated biomarkers TNFR1, ST2 and Reg3α to create an
algorithm that calculated the probability of non-relapse mortality (usually caused by GVHD) that provided three distinct risk
scores to predict the patient's response to GVHD treatment.
These ratings were then
used to train a machine - learning
algorithm to extract a single
score from the measured values that would faithfully reflect the perceptual judgement of the volunteers.
Using data from 58 of the 59 infants, the
algorithm picked out the brain connections that differ between children with and without autism, and that track with
scores on any of the behavioral tests.
In order to know whether the
algorithm has provided the computer with an accurate representation of a word it compares similarity
scores produced
using the word representations learnt by the computer
algorithm against human rated similarities.
The error rate of all
algorithms is greatly reduced by
using statistical
scores to evaluate matches rather than percentage identity or raw
scores.
Using an advanced
algorithm, Fitcode then pulls together a personalized boutique for you, showing only designer jeans that align with your Fitcode
score.
Risk is identified for consumers
using a 26 - metric
algorithm which generates a relevance
scores for each community.
If not, we
use algorithms to identify comparison students, employing a standard approach to matching on prior test
scores and achievement.
Using data on test
scores and student records from the Chicago Public Schools, we developed a statistical
algorithm to identify classrooms where cheating was suspected.
Scores are not rolled up into a normalizing algorithm which in the case of a high - stakes assessment might restrict scores with accommodations from being
Scores are not rolled up into a normalizing
algorithm which in the case of a high - stakes assessment might restrict
scores with accommodations from being
scores with accommodations from being
used.
The American Educational Research Association became the latest organization to caution against
using value - added models — complex
algorithms that attempt to measure a teacher's impact on student test
scores — to evaluate teachers and principals.
Student responses can be objectively
scored using artificial intelligence and computer
algorithms to minimize unwanted variance in student
scores;
Chicago - based TeacherMatch, which says it
uses algorithms to predict a teacher candidate's effect on student test
scores, sounds like something «straight off the cover of the Onion,» Vieth writes on her blog «Running Reflections.»
One teacher asked for more details about a complex
algorithm the state will
use to measure a teacher's effect on student test
score growth known as value - added measurement.
She says the
algorithms and cut
scores used to rate teachers were arbitrary.
A Chicago based company, TeacherMatch, claims to
use algorithms to predict the effect that a teacher candidate will have on value added student test
scores.
The quality
score means that an
algorithm is
used to sample adjacent pixels to decide what color to show in any given pixel.
Specifically, FICO — the data analytics company whose
algorithms generate credit
scores — can not generate a
score unless you have at least one account you've
used over the previous six months.
Using a proprietary risk model, LendingPoint combines hundreds of data points with
algorithms to get a more complete financial story, often leading to approving those who might otherwise have been declined based on their credit
score alone.
Different credit cards
use different
algorithms to calculate
scores.
Student loans are included in one out of two different debt utilization ratios
used by credit
scoring algorithms.
Credit
scores are factored by Credit Monitoring Services by
using a complex
algorithm.
That's because each of the three major credit bureaus (Equifax, Experian and TransUnion)
use the FICO
algorithm to produce a
score based on its unique data set.
They each
use their own model that is based on the FICO model but they apply their own
algorithm to generate a
score.
A complex
algorithm is then
used to determine your unique credit
score, which is updated on a monthly basis.
FICO, the company that developed the original
algorithm credit agencies
use to calculate credit
scores, recently made an announcement regarding certain collection accounts.