Sentences with phrase «scoring models look»

Scoring models look at both your current use of credit and the length of time you have used credit.

Credit scoring models look at how close you are to being «maxed out» on credit cards.

Lenders and credit scoring models look at past behavior as an indicator of future behavior.

The scoring models look at several factors in an effort to ascertain whether you are a good credit risk.

The scoring model looks at a snapshot of your credit behavior now versus then.

The scoring model looks at a snapshot of your credit behavior now versus then.

Not exact matches

By looking at small business lending and the qualification process differently, these lenders are turning traditional credit models that rely heavily on personal credit score and specific collateral on their heads.

In addition, business credit scoring models are generally looking at the breadth and depth of the firm's experience with credit though they may not look at it exactly the same way personal scores do.

Finally, some credit scoring models — Experian Intelliscore Plus, and in some cases FICO LIquidCredit SBSS — look at information about the owner's personal credit as well as their business credit references.

When determining if your business is right for an unsecured business loan, our underwriters analyze a variety of metrics such as big data, historical risk models, and trade line distribution to determine its unique growth potential instead of just looking at your credit score.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

Not only did each team have to put together a full look, including accessories, but the models walked in a catwalk competition while the other two teams scored the look!

This is the kind of show where the audience attempts to outdress the models on the catwalk but even a Balenciaga spandex total look could not outdo guests, including, Snoop Dog's fashion designer son Cordell Broadus, who managed to score a pair of sneaker boots from Public School's sell out Air Jordan collaboration.

Alberto Iglesias's stringy score and the camera's 360 - degree pans lend a whiff of Hitchcock, but the not - what - they - appear - to - be characters are exactly what they appear to be, and while Dunst looks every inch a Vogue model, her role is too underwritten to make the triangle equilateral.

Model Emily Ratajkowski also scores as a gym buddy with character weaknesses her looks can't cure.

When we look to test - based evidence — and look no further — to decide whether choice «works,» we are making two rather extraordinary, unquestioned assumptions: that the sole purpose of schooling is to raise test scores, and that district schools have a place of privilege against which all other models must justify themselves.

One compelling feature of the growth models we're looking at as an alternative is an allowance for more realistic expectations for lower - scoring students.

Though Dillon mentions value - added modeling, he says that the Gates researchers use it «as a starting point,» and spends most of the rest of the piece discussing their use of cameras to capture teachers in action in the classroom — they hope to have 64,000 hours of classroom video by the end of the project and have already begun the process of looking for «correlations between certain teaching practices and high student achievement» and «scoring» the lessons.

A: We look at standardized test scores in the district, and we also had an evaluation done of some of the models that [Lecturer on Education and Director of the Human Development and Psychology Program] Terry Tivnan did here at HGSE along with Lowry Hemphill, who's now at Wheelock College in Boston.

The evaluation looked at four different literacy models in the district that were trying to improve reading scores.

Kane's 2013 analysis, which was presented at the trial (pdf), looked at several years of data as teachers moved between schools and found that Chetty's model could accurately identify ineffective teachers and the impact they had on their students» test scores.

One Princeton undergraduate looked at the test scores of 35 California schools that are using a so - called «rotation» model, where students rotate between computers and teacher - led instruction throughout the day.

Focusing specifically on grades 3 - 8, scores increase further when looking at citywide results that include all public school models in Newark.

Often they look for models in countries that score well on international achievement tests like Trends in International Mathematics and Science Study (TIMSS) or Programme for International Student Assessment (PISA) such as Finland, Singapore or South Korea.

Using a model conducted by the Denver Public school system (DPS), researchers looked at trends impacting students who fall into the «opportunity quartile,» or the group of students who scored lowest on state achievement scores.

Kane doesn't give many details about his model, but if we look at Mathematica Policy Research, which creates the value - added for Washington, D.C., they write «for teachers with the lowest possible IMPACT score in math — the bottom 3.6 percent of DCPS teachers — one can say with at least 99.9 percent confidence that these teachers were below average in 2010.»

If one is to look at Table 20, one would see that in the worst model (adjusted ELA Common Core) the predictor variables together only explain 45 % of student ELA Common Core test scores.

While value - added models based on student test scores are problematic for making evaluation decisions for individual teachers, they are useful for looking at groups of teachers for research purposes — for example, to examine how specific teaching practices or measures of teaching influence the learning of large numbers of students.

«Value Added Models» (VAMs) for looking at gains in student test scores from one year to the next are promoted as tools to accomplish this goal.

As the list grew on the white board, so too did my confidence that collaboration of educators could enhance the education of our students — and that our collective action to assert the power of authentic assessment could serve as a beacon to educators around the country looking to reclaim classrooms from a Testocracy intent on grafting a business model onto education that reduces the intellectual process of teaching and learning a single score.

Furthermore, this is a good score if we look how small safety options this model have.

There's a hybrid model promised which should answer questions on that score, but meanwhile company car drivers will be looking at a top - rate 37 per cent Benefit - in - Kind bracket and an associated annual tax bill that's knocking on the door of # 25k — assuming users are in the highest «additional rate» income tax band.

If we look at the past the model only scored a Basic rating on crash avoidance.

Looking past the performance metrics, this SRT - tuned Durango also makes a strong case for itself by virtue of the fact that it demands zero compromise in terms of livability versus the standard models, and FCA's latest Uconnect system continues to score points on the infotainment front.

All of the models in our list of safest cars below have the highest possible five - star rating, but we have also judged their safety credentials by looking at the adult occupant percentage score.

The rise of the luxury sport - utility vehicle likely will be one of the biggest trends of the 1998 model year.Every automaker that has brought out a rugged - looking but spiffed - up sport - utility vehicle has scored a solid hit this year, even if the thing can't really go off - road very well.In fact, this week's test vehicle, the stylish new RX 300 from Lexus, is more of a pretender than a contender when it comes to kicking up some serious dust off road.But that's OK - because the RX 300 was not really made for that sort of driving.

However, it might be necessary to look for a slightly older model to score this combination.

In addition, new features for XLS models include front parking sensors, while 2019 XLT models score a new - look front - end with HID headlights and LED daytime running lights, keyless entry and push - button starting, and the Tech Pack and BiTurbo options.

Since the debut of the Chevrolet Cruze compact sedan for the 2011 model year, however, the small car landscape changed with the addition of a nimble handling, sharp looking sedan that also boasts top safety scores and is one of the most fuel - efficient sedans in the market (depending on model).

In 2010 the C - MAX was awarded the full five stars for crash safety, but independent crash - test body Euro NCAP took another look at the MPV in 2017 and reduced its score to three stars, reflecting the fact it's an older model without the latest safety technology.

In building their credit - scoring model, FICO looks at something called `' credit utilization» as part of their risk calculations.

So, even though your friend has 150 % more credit card debt than you do, that person might look better in the eyes of lenders (and the credit scoring model).

These models often take a more holistic view of a client's financial situation and look at things like savings, cash flow, employment history, and earning potential — rather than just focusing narrowly on their credit score.

To more accurately gauge your risk of nonpayment, the widely used FICO scoring model not only looks at overall debt in comparison to total credit limits, «the scoring formula also looks at utilization on the individual cards that make up the overall utilization percentage,» says Barry Paperno, consumer operations manager at myFICO.com.

By looking at small business lending and the qualification process differently, these lenders are turning traditional credit models that rely heavily on personal credit score and specific collateral on their heads.

Insurers will look at all sorts of factors to calculate your West Hartford insurance rates, from the make and model of the car that you drive to whether or not you own multiple cars to whether you have made claims in the past (and for how much) to the strength of your credit score.

Given that 2004 is the most looked at model still, we'd suggest you get your Experian FICO score from myFICO.com.

To discourage for - profit piggybacking schemes in which authorized user trade lines are «sold» to strangers looking to repair their credit, the latest versions of the FICO scoring formula, beginning with the FICO 8 model, provide less of an incentive for exploitation by reducing the positive scoring impact from an authorized user account than for one held as the primary account holder, either individually or jointly.

The Advantage score you get when you look at your score, or from your credit card statement simply is NOT the same scoring model lenders use.

VantageScore 3.0 is a credit scoring model generally used whenever you the consumer are able to look at your own credit score, while most lenders actually use different scoring models.