Many people apply for credit cards during the holiday season in order to secure a way to pay for gifts and
other seasonal expenses.
To see what a running tally
of seasonal expenses might look like, check out pages 14 - 15 of our completed sample expense tracker.
Best for: Lendmark makes loans for various personal needs such
as seasonal expenses, major home repairs, emergencies and debt consolidation.
This is the time of year when previously - solid personal or household budgets sometimes begin to unravel on us — presents, decorations, travel, and
other seasonal expenses can really take a toll, especially if your family lives paycheck to paycheck without a lot of leeway.
Larger expenses (such as car insurance and books) and
seasonal expenses (such as a trip home at the holidays or a higher electricity bill in summer when the air conditioning is on) need to be incorporated into your budget.
Account for all of your regular household and
seasonal expenses, as well as your debt payments.
Some seasonal expenses are for stand - alone items like presents, others are for basics.