Sentences with phrase «second appraisal of»

Not exact matches

Smith was right to trust his hunch: The company, enjoying a five - year streak of 50 % annual growth, is now the second largest appraisal management firm in North America.

However, if the appraised value of the home is more than a few percentage points higher than the lender's expectation for what that value should be, the lender may ask to commission a second, verifying appraisal.

But second, the understanding of love itself has been sentimentalized, as I have said, and hence it has been thought that love has nothing to do with appraisal, evaluation, and the honest recognition of things as they are and persons as they are, however much we may love them.

[Box 28] 1101 Vermont Ave., lease information, 1981 Real estate, 1101 Vermont Ave., subleasing, Julien Studley, 1984 - 1985 Real estate, 1101 Vermont Ave., subleasing, 1985 - 1986 Real estate, Spaulding reports on Washington office space market, 1982, 1988 Space Planning Committee, input for new building, 1980 - 1982 Real estate 1776 Mass Ave., lease information, 1980 - 1985 GWU lease to 14th and H Associates, 1980 1333 H Street Developer's brochure, 1982 Coldwell Banker, 1984 JTR notes on parking, etc., 1984 dispute over building size, 1984 lease between AAAS and NY Life, 1984 - 1985 final draft of lease, 1984 first lease amendment, 1985 second lease amendment, 1987 financial impact of move, 1985 misc., 1985 space concerns, 1984 Design Business Interiors (DBI) Move Committee meeting minutes, 1984 - 1985 ORS Associates, relocation plan, 1984 relocation, budget, 1984 relocation, employee info on moving records, 1985 relocation, misc., 1985 1515 Mass Ave. appraisal reports, 1977 & 1981 Dupont Circle historic district, 1983 potential sale, misc., 1984 interested buyers, 1981 - 1983 potential sale, broker proposals, 1984 sale to Tunisian Embassy, 1984

Second, the effect of handshake on appraisals of social interactions was more positive for male than for female hosts in male participants, whereas such differences were not observed in female participants.

Second, Mathews notes the gloomy appraisal of State ESSA plans that was issued last month by Bellwether and the Collaborative for Student Success, which declares that «States largely have squandered the opportunity... to create stronger, more innovative education plans» and that many «proposed graduation rate goals that far exceeded proficiency rates by 20 percentage points or more, creating the potential for states to graduate students that are not adequately prepared for their futures.»

If the original form of professional literary criticism was just that, a type of artistic criticism later joined by the second development, consumer review (which is focused on customer guidance, not necessarily on critical appraisal), then that third element is recommendation.

b) The sum of the existing first lien, any purchase money second mortgage and / or any junior liens over 12 months old, closing costs, prepaid expenses, accrued late charges, escrow shortages, borrower paid repairs required by the appraisal, discount points, prepaid penalties charged on a conventional loan and FHA Title 1 loans as determined by the appropriate HOC subtract any refund of refund of upfront MIP.

The problem with doing it this way it two-fold, one you incur two sets of closing costs such as two appraisals, two title policies, two underwriting fees, etc. the second problem is interest - rate risk.

A second mortgage lender will typically request an appraisal of your property.

In the letter supplied by HUD, a second appraisal will now be required for all cash out refinances where LTV exceeds 85 percent of the appraised value.

Lenders of second mortgages in Etobicoke often require appraisals to inform them of the true value of the property.

FHA Second Appraisal Requirements In December of 2008, HUD announced a change in requirements for second appraisals that would take effect January 1st ofSecond Appraisal Requirements In December of 2008, HUD announced a change in requirements for second appraisals that would take effect January 1st ofsecond appraisals that would take effect January 1st of 2009.

It is important to use a reputable second mortgage broker, mostly due to the fact that in Aurora, mortgage appraisal requirements differ from lender to lender, especially when it comes to the loan to value ratio factor, which in most cases determines your chances of getting a second mortgage loan.

The second mortgage in Scarborough lender must get an appraisal of your property.

The second part of your loan application depends on an appraisal of the property you are buying.

However, if the appraised value of the home is more than a few percentage points higher than the lender's expectation for what that value should be, the lender may ask to commission a second, verifying appraisal.

As of August 18, 2017, Fannie Mae allows lenders to receive a Property Inspection Waiver (PIW) on certain one - unit principal residence and second home purchase transactions with loan to value ratios up to 80 %, rather than a tradition in - person appraisal.

Refinancing second mortgages offer borrowers funds that are placed against the equity of your home's appraisal value.

Appraisal — In most cases you will need an appraisal of your home or property in order to get a first or second mortgage.

In most cases the lender of the second mortgage will require an appraisal of your property.

The process of obtaining a second mortgage, much like the first mortgage, calls for a property appraisal.

I've been talking to our credit union and a mortgage broker about this very thing, and I gather that if you're close to the 80 % LTV, some lenders are still willing to do a second up to about 83 % or 85 % LTV... It may be preferable to go this route than it would to pay mortgage insurance, since I gather you have to keep mortgage insurance for a minimum of two years, and then your LTV has to be down to 78 % — and you're still on the hook for paying for a new appraisal.

Then they will consider all of the rehabilitation you plan to do and conduct a second appraisal for what the home will be worth after the repairs have been made to the home.

The second thing is that the new loan amount can't exceed what's called the Loan - To - Value ratio (LTV), which is the amount of the loan compared to the to the value of the house, based on the appraisal.

The second factor that determines the maximum loan amount is the reasonable value of the property shown on the Notice of Value (NOV) provided by the official VA appraisal.

Leading legal directory The Legal 500, for instance, doesn't even rate the firm's Yorkshire HQ in the top tier in its appraisal of Corporate & Commercial services in the region (it is in the third tier of the relevant table) and declares the firm to be «second tier» in its Regional Review overview section.

Second, I believe that an appraisal of the specific circumstances of each case must allow a final, definitive adjudication regarding the allocation of responsibility for guaranteeing fundamental rights to either the Union or the Member States.

When you come to your appointment, be sure to provide a copy of any recent appraisal along with the payoffs for your first and second mortgage to facilitate filing.

Second, while cl 25 confers a power to set up a trust for disabled persons, there is no specific provision for a routine independent appraisal to vet the fairness and sufficiency of settlements.

The appraiser who is tasked to perform the first appraisal is on the exclusionary list of appraisers of the second lender, which makes the transaction impossible to push through.

English Teacher La Crosse Elementary School, Fuquay Varina, NC 2012 — Present • Teach English language and literature by employing interactive study methods • Plan lessons and create and implement curriculum conducive to teaching English as both a first and second language • Establish clear objectives for all lessons and projects • Promote general well being and progress of all students • Communicating with parents about student progress • Provide appraisal and review of individual student performance

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Second, also as expected, we found that DO moderated the association between the appraisal of support and crying proneness, and there was a trend towards DO also moderating the association between family support and crying proneness.

Second, we identified conceptually and statistically distinct profiles of marriages, based on the co-occurrence of specific positive (e.g., feeling loved, listened to, and supported) and negative appraisals of one's relationship (e.g., frequency of conflict, criticism, and demands).

Sunlin says the bank's program gives troubled owners «a preapproved solicitation for a short sale» along with proactive processing of all the required steps: «appraisals, review of financials, investor approvals, mortgage insurer approvals, second - lien approvals — all of these can be done while the property is being marketed,» he says, «so when an offer is brought to the table we can do a much quicker turnaround.»

Also because we improved the property over 100 % we had to pay for a second appraisal for FHA... But I negotiated keeping the rest of the rents for the month to cover that cost and then some.

Business Specialties serves members of the Real Estate Buyer's Agent Council (REBAC) and the REALTORS Land Institute (RLI), as well as specialists in appraisal, auction, and resort and second - home markets.

Then the full effect of the abnormal vacancy can be isolated in the second step of the appraisal (i.e., in the vacancy shortfall analysis).

To receive the property inspection waiver eligibility is limited to a maximum of 80 % loan - to - value on one unit properties (no condos as I understand the rule), principal residences or second homes only, and there was a prior appraisal collected in the Fannie Mae database from a previous loan transaction.

You also can offer to split the cost of a second appraisal if the lender agrees.

Only the appraiser's client — the lender — can demand a review of the appraisal, and only the buyer can request a review or a second appraisal.

My lender worked very closely with me through both closings, making sure I had correct and legal paperwork on the first closing so that it would go through smoothly for the second, walking through the timeline with me, following up on the appraisal and just really being on top of her game for the entire process.

This usually results in a second disclosure following receipt of the appraisal, a third disclosure when the loan is locked, and sometimes a fourth disclosure if the loan terms change for some other reason.

At this point, the creditor has received information sufficient to establish that a reason for revision has, in fact, occurred, and must provide corrected disclosures within three business days of receiving the second appraisal report.

I don't think you mentioned that whether you are selling within the 90 day restriction or not more than likely a second appraisal will also be required and of course a lot more scrutiny.