I second automating your accounts, I automate my savings with ING and the nice thing about having an online bank is that it takes extra effort, and more importantly extra time, if you want to access any of the funds for an impulse purchase.
Not exact matches
Online investors can likely wait until the last
second to contribute, but if you want to make a payment over the phone, be sure to
account for the time it'll take to get through those annoying
automated menus.
The
second option — FutureAdvisor's primary offering, which includes
automated investment management and tax loss harvesting — has a flat fee of 0.5 % of your investment
account balance annually.