Sentences with phrase «second lien for»

Not exact matches

Under the deal second lien debtholders will get $ 1.18 billion while CNOOC assumes first - lien notes for $ 825 million.

In general, interest rates on a second mortgage will several percentage points higher than for a comparable - sized first mortgage; and second liens can be fixed - rate or adjustable - rate mortgages (ARM).

iPayment Holdings, Inc. and iPayment, Inc. in the exchange of $ 509 million of iPayment Holdings» 15.00 % / 15.00 % senior notes due 2018 and iPayment Inc.'s 10.25 % senior notes due 2018 for a combination of $ 296 million 9.5 % second lien notes due 2019 and iPayment common stock and warrants.

Catalyst # 2: De-risking: Continual reduction in structured finance exposures, declining claim payments on second - lien RMBS Catalyst # 3: Reimbursement for claims paid: Fairholme expects MBIA to recover at least half of the gross claims paid to date in a 2012 settlement or all in a 2013 trial.

There are many other solutions offered, that are frequently adjusted to keep up with rapidly changing economy, such as financial incentives for people with good track of mortgage payments, foreclosure alternatives, second lien modifications, and so forth.

We have seen owners use a second mortgage to keep a desirable first lien intact while cashing out equity to use for other purposes, such as college tuition.

Available for owner occupied 1 - 4 family residential properties or condominiums, second lien only.

It is possible to help your profiles through paying off the lien, however we have noticed that after liens are paid businesses end up with two listings on their reports one for the date filed and the second for the date released, depending on the bureau.

The piggy - back allows buyers to take a conventional first mortgage with favorable terms, while concurrently giving them a second lien that provides them with cash ready for use.

The same case applies to the third mortgage holder if any, who must, in turn, wait for the first and second mortgage holders to be paid before they can claim a lien.

If a loans meets the following tests, it is covered under the law: 1) For a first - lien loan otherwise referred to as the original mortgage on the property - the Annual Percentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loan amount.

Even if there is a second lien on your home, you could qualify for a refinance.

In general, interest rates on a second mortgage will several percentage points higher than for a comparable - sized first mortgage; and second liens can be fixed - rate or adjustable - rate mortgages (ARM).

Mortgage lender (second lien and beyond)-- provides some money for the purchase, but in foreclosure gets paid after the first lien lender.

E.D.N.Y: No Requirement That Debtor be Eligible for a Discharge in Order to Strip a Second Mortgage Lien

Our team is well equipped to provide mortgages for different purposes such as a first mortgage, second mortgage, home renovation or to pay off any taxes or liens.

For example - first lien + second lien / appraised value = LTV, or loan amount / purchase price of property = LTV.

Second and all subsequent lien holders must also approve a short sale, so even though it can still happen, it's a lot of extra work with more opportunities for a last - minute fall - through.

According to Nationwide originators, bad credit second mortgage and refinance loans are in demand more than ever for borrowers with credit problems who seek money with a lower interest rate that is available by redoing your existing lien.

If you simply want to refinance the first mortgage, your total housing debt shouldn't exceed 80 % of your home's market value, or else the holders of the second lien may refuse to resubordinate (agree to stand behind the first - mortgage holder for repayment if you default).

Chapter 13 may also allow you to get rid of your second mortgage once and for all through a process known as «lien strip.»

McNeal, after filing for bankruptcy under a Chapter 7, reported that her mortgage was subject to two mortgage liens, $ 176,413 held by the primary lender and a second priority loan in the amount of $ 44,444.

FHA allows cash out refinancing with scores as low as 500, so if you may want to consider this type of loan if you were denied for a second mortgage lien recently.

As long as the title on your second vehicle is clear - and - free of any liens or holds, you should be able to use it for a car title loan.

Loans for second liens with CLTVs up to or over 85 % available.

A common lien is a second mortgage used for home improvements or an addition.

The piggy - back allows buyers to take a conventional first mortgage with favorable terms, while concurrently giving them a second lien that provides them cash ready for use.

Unlike the HELOC, the closed - end second lien sets a fixed interest rate and a specific payment schedule — usually for 30 years.

The closed - end second lien can be used to take cash out for home improvements, debt consolidation, and more.

Info for Second Mortgages Comparing Second Mortgage Premium Second Mortgages 2nd Mortgage 125 % Second Mortgage Second Mortgage Refinance Stated Income Second Mortgage Second Mortgage Brokers Second Mortgage Loans Second Mortgage Rates 80 % Second Mortgages 90 % Second Mortgage Loans 95 % Second Mortgage 100 % Second Mortgage 115 % Fixed Rate Second Mortgage 125 % Fixed Rate Second Mortgage 40 - Year Second Mortgage 2nd Loan Mortgages Second Mortgage Pay off Tax Lien Second Mortgage - Negative Amortization Second - Mortgage Pre-Payment Penalty Fixed Rate Second Mortgage Second Mortgage Home Loan 2nd Mortgage with Neg Am Non Conforming Second Mortgage Loans Second Mortgage Credit Cash Out Second Mortgage Second Mortgage Interest Rates Second Mortgage Loan Rates Modular Home Second Mortgage Second Mortgage Information Second Mortgage Company Second Mortgage California Modular Home Second Mortgages Affordable Second Mortgage Low Closing Cost Second Mortgage Preferred Second Mortgage Loans Low Rate Second Mortgage Popular Second Mortgages Home Mortgage Refinancing Second Seller Second Mortgage Loans Bill Consolidation 2nd Mortgages Second Mortgage Specials Fast & Easy Second Mortgages Second Mortgage Qualification Second Mortgage Products Simple Interest Second Mortgages No Income Verified Second Mortgages Second Mortgage Programs State Guide Second Mortgages No Cash at Closing Second Mortgages Financing a New Business with a 2nd Mortgage High LTV Second Mortgage Loans 2nd Home Construction 125 Concurrent 1st & 2nd Mortgage Refinance Second Mortgage Rate Update for Cash Out Refinancing Second Mortgage Credit Lines Used for Avoiding Foreclosure How to Get Approved for a Second Mortgage Combine First and Second Mortgage Loans Second Mortgage Market Update Second Mortgage Loans for Hard Times Second Mortgage Loans to Refinance Credit Card Debt Second Mortgage Loan Update for 125 % Low Interest Loans Cash Out Loans for Homeowners

Mortgage Help Federal Reserve Structure Understanding Discount Rates Second Mortgage Definition Negative Amortization Reverse Home Mortgage Loans Balloon Second Mortgage Junior Mortgage Liens Secure Second Lien No Doc 2nd Mortgage No Equity Second Loans Cash Out Second Loan Stand Alone Second Mortgage Mortgage Loan Processor Second Mortgage Terms No Appraisal 2nd Mortgage 3rd mortgage Discount Mortgage Rates Discount Rates 2nd Mortgage Approval Versus Pre-Qual Fixed Rate Mortgages Loan - to - Value - LTV Libor Index No Documentation Second Mortgages No Closing Cost Loans AVM's for 2nd Mortgages Understanding Credit Scores Why Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates Home Improvement Loan Programs

The Save Our Home AZ («SOHAZ») Program offers Principal Reduction Assistance, Monthly Mortgage Subsidy Assistance for under and unemployed Arizonans and Second Lien Elimination Assistance to qualified Arizona homeowners.

In these favorable states, your primary home (NOT a second home or investment property) is protection from creditor liens and a forced sale in a certain amount ranging up to 100 % of its equity from all creditors except for, of course, your home mortgage provider.

The supplemental loan can be part of the first mortgage (for example, if you take it out when you purchase your home) or a junior lien (second mortgage).

Recall that the first lien in a piggyback loan is often a fixed - rate mortgage, for up to 80 % of the home's purchase price; and, that the second lien is often a home equity line of credit (HELOC).

Now the bank rep said he had to do an extension for another month to solve the problem about the second lien which is around 30k.

Your APR will be between 4.99 % and 8.84 % for a loan in first lien position and between 4.99 % and 11.49 % for a loan in second lien position.

We can even help you find a lender for a second - lien on your vehicle (if it is not currently paid off).

Here's how: Many banks hold second liens on the same properties for which Fannie and Freddie either own the first mortgage or have guaranteed.

A Typical 504 project includes: 1) a loan extended by a commercial bank with a first lien on the asset financed; 2) a second lien loan secured from a CDC with a 100 percent SBA - guaranteed debenture for up to 40 percent of the total cost; and 3) an equity investment of at least 10 percent from the borrower.

Iglesias, F.Meisenberg, B.Ruais, K.Thorne, J.VanDyke / Abrons / 466 Grand / thru 12/20 Kaari Upson / Ramiken Crucible / 389 Grand / thru 12/14 Matt Connolly / Essex Flowers / 365 Grand / thru 1/4 Opening 11/21 Keumnin Lee / Shin / 322 Grand / thru 11/30 Ulf Puder; Bettina Blohm / Straus / 299 Grand / thru 12/12 Amy Lien & Enzo Camacho / 47 Canal / 291 Grand — floor 2 (new location) / thru 12/21 Bright Matter: LAb [au]; Numen / For Use; Joanie Lemercier; Nonotak; François Wunschel / Guepin / 83 Orchard / thru 1/11 Opening 11/21 Kiki Kogelnik / Subal / 131 Bowery / thru 12/19 Brad Troemel / Tomorrow / 106 Eldridge / thru 11/30 (extended) The Contract / Essex Street / 114 Eldridge / thru 1/11 Opening 11/21 Reception 11/22 Foster Mickley / Munch / 245 Broome / thru 12/21 Opening 11/21 Robin Kang; Duhirwe Rushemeza / Tabacaru / 250 Broome / thru 12/9 Michelle Lopez / Preston / 301 Broome / thru 12/21 Alexander Tovborg / Beauchene / 327 Broome / thru 12/21 Mary Ann Aitken; John Maggie; Jonathan Rajewski / Hanley / 327 Broome / thru 12/21 Guglielmo Achille Cavellini / Whitebox / 329 Broome / 11/1 thru 11/30 Yui Kugimiya / Marlborough / 331 Broome (third NYC location) / thru 12/21 Opening 11/20 Lily Ludlow / Canada / 333 Broome / thru 12/14 Ulrike Theusner; Paul Brainard / Lodge / 131 Chrystie / thru 12/14 Cristina Vergano / Woodward / 133 Eldridge / thru 12/21 Nayda Collazo - Llorens / LMAK / 139 Eldridge / thru 11/30 James Hoff / Callicoon / 49 Delancey / thru 12/21 Noam Rappaport / Fuentes / 55 Delancey / thru 12/21 XYZ collective / Brennan & Griffin / 55 Delancey / thru 12/21 Jana Winderen & Marc Fornes / Storefront for Art & Architecture / 97 Kenmare @ Centre / thru 11/21 Maya Bloch / Thierry Goldberg / 103 Norfolk / thru 12/21 Josh Faught / Cooley / 107 Norfolk / thru 12/21 Joseph Montgomery / Gitlen / 122 Norfolk / thru 12/21 My Big Fat Painting curated by Rick Briggs; Fred Gutzeit / Morris / 163 Chrystie / thru 11/23 (extended) Closing Reception 11/20 (7 - 9 PM) Mark Joshua Epstein / Morris project space / 163 Chrystie / thru 12/20 Opening 11/20 (7 - 9 PM) Addie Wagenknecht / Bitforms / 131 Allen (new location) / thru 12/7 David Mramor / James / 143b Orchard / thru 12/7 Angelo Volpe / Krause / 149 Orchard / thru 12/8 Beatrice Scaccia / Cuchifritos / 120 Essex (SE corner of market) / thru 11/30 Tommy Hartung / On Stellar Rays / 1 Rivington / thru 11/30 Valeska Soares / Eleven Rivington / 11 Rivington / thru 11/23 Bill Traylor / Cuningham / 15 Rivington (new location) / thru 12/6 Micki Pellerano / Envoy / 87 Rivington / thru 11/23 Do the Write Thing: Read Between the Lines / Berst / 95 Rivington / thru 12/20 Guglielmo Achille Cavellini / Lynch Tham / 175 Rivington / thru 12/21 Jessica Rankin / Salon 94 / 1 Freeman Alley / thru 12/21 Red, Yellow and Orange: Ford Crull; Debra Drexler; Peggy Cyphers / Van Der Plas / 156 Orchard / / thru 12/31 AS IF: Abigail Donovan; Troy Richards; Robert Straight; Peter Williams / Novella / 164 Orchard / thru 12/6 Raquel Rabinovich / Y / 165 Orchard / thru 12/23 Opening 11/21 Tai Ogawa / Matsumiya / 153 1/2 Stanton / thru 12/31 Magnolia Laurie / Frosch & Portmann / 53 Stanton / thru 11/23 Forces at Play: S.Crider; B.Gardner; M.Keller; J.Mellon; L.Rablin / Molly Krom / 53c Stanton / thru 11/30 Valeska Soares / Eleven Rivington / 195 Chrystie (second location) / thru 11/23 Sara Goldschmied; Eleonora Chiari / Lorello / 195 Chrystie — floor 6 / 11/19 thru 1/25 Reception 12/11 Kader Attia / Lehmann Maupin / 201 Chrystie / thru 12/13 George Horner thru 12/6, Henry Mandell thru 1/10 / Charles / 196 Bowery Lili Reynaud - Dewar thru 1/25; Chris Ofili thru 2/10; etc. / New Museum / 231 - 235 Bowery Takeshi Murata / Salon 94 / 243 Bowery / thru 12/21 Heinz Mack / Sperone Westwater / 257 Bowery / thru 12/13 Notes on Undoing / Garis & Hahn / 263 Bowery / thru 12/20 Opening 11/20 Charles Dunn / Rucker / 141 Attorney / thru 11/26 Serge Alain Nitegeka / Boesky East / 20 Clinton (new, third NYC location) / thru 12/21 Matthew Fischer / Junior Projects / 139 Norfolk / thru 12/21 Pierre St - Jacques / Station Independent / 164 Suffolk / thru 12/14 Aki Sasamoto / JTT / 170a Suffolk / thru 12/14 (Performances 12/12 @ 6 PM) Sara Greenberger Rafferty / Uffner / 170 Suffolk / thru 12/21 Matt Hoyt / Bureau / 178 Norfolk / thru 12/21 Stuart Shils / Harvey / 208 Forsyth / thru 12/21 Opening 11/19 Arianna Carossa / Rooster / 190 Orchard / thru 1/4 Opening 11/25 Greer Lankon / Participant / 253 E Houston / thru 12/21 Henry Flynt / Audio Visual Arts / 34 E 1st / thru 11/23 (extended) Joel Holmberg / American Contemporary / 4 E 2nd / thru 12/19 Early Man / The Hole / 312 Bowery / thru 12For Use; Joanie Lemercier; Nonotak; François Wunschel / Guepin / 83 Orchard / thru 1/11 Opening 11/21 Kiki Kogelnik / Subal / 131 Bowery / thru 12/19 Brad Troemel / Tomorrow / 106 Eldridge / thru 11/30 (extended) The Contract / Essex Street / 114 Eldridge / thru 1/11 Opening 11/21 Reception 11/22 Foster Mickley / Munch / 245 Broome / thru 12/21 Opening 11/21 Robin Kang; Duhirwe Rushemeza / Tabacaru / 250 Broome / thru 12/9 Michelle Lopez / Preston / 301 Broome / thru 12/21 Alexander Tovborg / Beauchene / 327 Broome / thru 12/21 Mary Ann Aitken; John Maggie; Jonathan Rajewski / Hanley / 327 Broome / thru 12/21 Guglielmo Achille Cavellini / Whitebox / 329 Broome / 11/1 thru 11/30 Yui Kugimiya / Marlborough / 331 Broome (third NYC location) / thru 12/21 Opening 11/20 Lily Ludlow / Canada / 333 Broome / thru 12/14 Ulrike Theusner; Paul Brainard / Lodge / 131 Chrystie / thru 12/14 Cristina Vergano / Woodward / 133 Eldridge / thru 12/21 Nayda Collazo - Llorens / LMAK / 139 Eldridge / thru 11/30 James Hoff / Callicoon / 49 Delancey / thru 12/21 Noam Rappaport / Fuentes / 55 Delancey / thru 12/21 XYZ collective / Brennan & Griffin / 55 Delancey / thru 12/21 Jana Winderen & Marc Fornes / Storefront for Art & Architecture / 97 Kenmare @ Centre / thru 11/21 Maya Bloch / Thierry Goldberg / 103 Norfolk / thru 12/21 Josh Faught / Cooley / 107 Norfolk / thru 12/21 Joseph Montgomery / Gitlen / 122 Norfolk / thru 12/21 My Big Fat Painting curated by Rick Briggs; Fred Gutzeit / Morris / 163 Chrystie / thru 11/23 (extended) Closing Reception 11/20 (7 - 9 PM) Mark Joshua Epstein / Morris project space / 163 Chrystie / thru 12/20 Opening 11/20 (7 - 9 PM) Addie Wagenknecht / Bitforms / 131 Allen (new location) / thru 12/7 David Mramor / James / 143b Orchard / thru 12/7 Angelo Volpe / Krause / 149 Orchard / thru 12/8 Beatrice Scaccia / Cuchifritos / 120 Essex (SE corner of market) / thru 11/30 Tommy Hartung / On Stellar Rays / 1 Rivington / thru 11/30 Valeska Soares / Eleven Rivington / 11 Rivington / thru 11/23 Bill Traylor / Cuningham / 15 Rivington (new location) / thru 12/6 Micki Pellerano / Envoy / 87 Rivington / thru 11/23 Do the Write Thing: Read Between the Lines / Berst / 95 Rivington / thru 12/20 Guglielmo Achille Cavellini / Lynch Tham / 175 Rivington / thru 12/21 Jessica Rankin / Salon 94 / 1 Freeman Alley / thru 12/21 Red, Yellow and Orange: Ford Crull; Debra Drexler; Peggy Cyphers / Van Der Plas / 156 Orchard / / thru 12/31 AS IF: Abigail Donovan; Troy Richards; Robert Straight; Peter Williams / Novella / 164 Orchard / thru 12/6 Raquel Rabinovich / Y / 165 Orchard / thru 12/23 Opening 11/21 Tai Ogawa / Matsumiya / 153 1/2 Stanton / thru 12/31 Magnolia Laurie / Frosch & Portmann / 53 Stanton / thru 11/23 Forces at Play: S.Crider; B.Gardner; M.Keller; J.Mellon; L.Rablin / Molly Krom / 53c Stanton / thru 11/30 Valeska Soares / Eleven Rivington / 195 Chrystie (second location) / thru 11/23 Sara Goldschmied; Eleonora Chiari / Lorello / 195 Chrystie — floor 6 / 11/19 thru 1/25 Reception 12/11 Kader Attia / Lehmann Maupin / 201 Chrystie / thru 12/13 George Horner thru 12/6, Henry Mandell thru 1/10 / Charles / 196 Bowery Lili Reynaud - Dewar thru 1/25; Chris Ofili thru 2/10; etc. / New Museum / 231 - 235 Bowery Takeshi Murata / Salon 94 / 243 Bowery / thru 12/21 Heinz Mack / Sperone Westwater / 257 Bowery / thru 12/13 Notes on Undoing / Garis & Hahn / 263 Bowery / thru 12/20 Opening 11/20 Charles Dunn / Rucker / 141 Attorney / thru 11/26 Serge Alain Nitegeka / Boesky East / 20 Clinton (new, third NYC location) / thru 12/21 Matthew Fischer / Junior Projects / 139 Norfolk / thru 12/21 Pierre St - Jacques / Station Independent / 164 Suffolk / thru 12/14 Aki Sasamoto / JTT / 170a Suffolk / thru 12/14 (Performances 12/12 @ 6 PM) Sara Greenberger Rafferty / Uffner / 170 Suffolk / thru 12/21 Matt Hoyt / Bureau / 178 Norfolk / thru 12/21 Stuart Shils / Harvey / 208 Forsyth / thru 12/21 Opening 11/19 Arianna Carossa / Rooster / 190 Orchard / thru 1/4 Opening 11/25 Greer Lankon / Participant / 253 E Houston / thru 12/21 Henry Flynt / Audio Visual Arts / 34 E 1st / thru 11/23 (extended) Joel Holmberg / American Contemporary / 4 E 2nd / thru 12/19 Early Man / The Hole / 312 Bowery / thru 12for Art & Architecture / 97 Kenmare @ Centre / thru 11/21 Maya Bloch / Thierry Goldberg / 103 Norfolk / thru 12/21 Josh Faught / Cooley / 107 Norfolk / thru 12/21 Joseph Montgomery / Gitlen / 122 Norfolk / thru 12/21 My Big Fat Painting curated by Rick Briggs; Fred Gutzeit / Morris / 163 Chrystie / thru 11/23 (extended) Closing Reception 11/20 (7 - 9 PM) Mark Joshua Epstein / Morris project space / 163 Chrystie / thru 12/20 Opening 11/20 (7 - 9 PM) Addie Wagenknecht / Bitforms / 131 Allen (new location) / thru 12/7 David Mramor / James / 143b Orchard / thru 12/7 Angelo Volpe / Krause / 149 Orchard / thru 12/8 Beatrice Scaccia / Cuchifritos / 120 Essex (SE corner of market) / thru 11/30 Tommy Hartung / On Stellar Rays / 1 Rivington / thru 11/30 Valeska Soares / Eleven Rivington / 11 Rivington / thru 11/23 Bill Traylor / Cuningham / 15 Rivington (new location) / thru 12/6 Micki Pellerano / Envoy / 87 Rivington / thru 11/23 Do the Write Thing: Read Between the Lines / Berst / 95 Rivington / thru 12/20 Guglielmo Achille Cavellini / Lynch Tham / 175 Rivington / thru 12/21 Jessica Rankin / Salon 94 / 1 Freeman Alley / thru 12/21 Red, Yellow and Orange: Ford Crull; Debra Drexler; Peggy Cyphers / Van Der Plas / 156 Orchard / / thru 12/31 AS IF: Abigail Donovan; Troy Richards; Robert Straight; Peter Williams / Novella / 164 Orchard / thru 12/6 Raquel Rabinovich / Y / 165 Orchard / thru 12/23 Opening 11/21 Tai Ogawa / Matsumiya / 153 1/2 Stanton / thru 12/31 Magnolia Laurie / Frosch & Portmann / 53 Stanton / thru 11/23 Forces at Play: S.Crider; B.Gardner; M.Keller; J.Mellon; L.Rablin / Molly Krom / 53c Stanton / thru 11/30 Valeska Soares / Eleven Rivington / 195 Chrystie (second location) / thru 11/23 Sara Goldschmied; Eleonora Chiari / Lorello / 195 Chrystie — floor 6 / 11/19 thru 1/25 Reception 12/11 Kader Attia / Lehmann Maupin / 201 Chrystie / thru 12/13 George Horner thru 12/6, Henry Mandell thru 1/10 / Charles / 196 Bowery Lili Reynaud - Dewar thru 1/25; Chris Ofili thru 2/10; etc. / New Museum / 231 - 235 Bowery Takeshi Murata / Salon 94 / 243 Bowery / thru 12/21 Heinz Mack / Sperone Westwater / 257 Bowery / thru 12/13 Notes on Undoing / Garis & Hahn / 263 Bowery / thru 12/20 Opening 11/20 Charles Dunn / Rucker / 141 Attorney / thru 11/26 Serge Alain Nitegeka / Boesky East / 20 Clinton (new, third NYC location) / thru 12/21 Matthew Fischer / Junior Projects / 139 Norfolk / thru 12/21 Pierre St - Jacques / Station Independent / 164 Suffolk / thru 12/14 Aki Sasamoto / JTT / 170a Suffolk / thru 12/14 (Performances 12/12 @ 6 PM) Sara Greenberger Rafferty / Uffner / 170 Suffolk / thru 12/21 Matt Hoyt / Bureau / 178 Norfolk / thru 12/21 Stuart Shils / Harvey / 208 Forsyth / thru 12/21 Opening 11/19 Arianna Carossa / Rooster / 190 Orchard / thru 1/4 Opening 11/25 Greer Lankon / Participant / 253 E Houston / thru 12/21 Henry Flynt / Audio Visual Arts / 34 E 1st / thru 11/23 (extended) Joel Holmberg / American Contemporary / 4 E 2nd / thru 12/19 Early Man / The Hole / 312 Bowery / thru 12/28

They also say no notice is required for second violation within a year; $ 100 administration fee added to costs; lien will be placed on property if unpaid).

However, in a contested probate proceeding arising out of wife's appointment as temporary co-conservator with husband's son, the lower court approved the settlement (including fees to the second attorney) but denied first attorney's request for fees based on the attorney's lien and quantum meruit recovery.

A second resident e-temp (valid for 30 days) may be issued if the permanent registration of the vehicle is delayed because the original tile is lost or because the lien holder has delayed in providing the original title.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Sunlin says the bank's program gives troubled owners «a preapproved solicitation for a short sale» along with proactive processing of all the required steps: «appraisals, review of financials, investor approvals, mortgage insurer approvals, second - lien approvals — all of these can be done while the property is being marketed,» he says, «so when an offer is brought to the table we can do a much quicker turnaround.»

«Previously, second lien holders could slow down the short sale process by negotiating for higher amounts,» according to the FHFA.

If, however, there is no buyer for the property you have up for sale, most lenders will place a lien on the property, thereby making that bridge loan a kind of second mortgage.

For example, lenders could fund a loan for which the title search identifies an unreleased lien on the property «without going through the pain of releasing the lien» if a subsequent credit report shows the second loan has a zero balance, he saFor example, lenders could fund a loan for which the title search identifies an unreleased lien on the property «without going through the pain of releasing the lien» if a subsequent credit report shows the second loan has a zero balance, he safor which the title search identifies an unreleased lien on the property «without going through the pain of releasing the lien» if a subsequent credit report shows the second loan has a zero balance, he says.

Experience with different lenders will tell you, for example, whether the process will extend beyond your buyers» time frame or the holder of a second lien will stand in the way of the sale.