Sentences with phrase «section of one's credit report»

Additionally, criminal activity is not reported to the credit bureau; the public records sections of a credit report will only include financial - related information.

The inquiry section of a credit report includes records of businesses that have checked your credit in the last two years.

The adverse accounts section of your credit report is an important one, too.

The public information section of your credit report includes publicly available information about legal matters affecting the credit.

The public information section of the credit report includes publicly available information about legal matters affecting your client's credit.

The fact that you filed a consumer proposal will stay in the legal section of your credit report for up to three years after you complete your proposal.

The debt can appear in different sections of the credit report.

However, using just these two letters leaves out an important section of your credit report: collection agencies.

All the accounts that are in your mother's name will be listed in the trade lines section of her credit reports.

This tip, however, does not work for the main section of the credit report where different types of credit and debts are reported.

This same section of your credit report is where court cases involving creditor judgments are listed.

The final section of the credit report is the inquiries section.

Public records are included in a special section of a credit report, and they typically lower credit ratings.

The second section of the credit report, the detailed credit history, is the most valuable part of the report for landlords when evaluating prospective tenants.

If you have any recent financial disasters — say a foreclosure or bankruptcy — they will show up in the public records section of your credit report.

The number of credit cards you apply for is reflected in the inquiries section of the credit report.

The public records section of your credit report lists information gleaned from court records and other public documents, including bankruptcies, foreclosures, judgments and liens.

When you file a consumer proposal there will be a note in the Legal Items section of your credit report that notes the date of filing, and the name of your consumer proposal administrator.

Most consumers won't have legal judgments, liens or foreclosures listed in the third section of credit report but double check everything listed in the personal information section and credit section since it can affect your credit score.

Equifax explains that information in the Public Records section of your credit report remains on your credit report for 7 years.

Study the consumer credit accounts section of your credit report carefully.

The Credit Account History section of your credit report will include information on when your accounts were opened and how long the accounts were used.

A rejection can be easily spotted by looking at the inquiry section of your credit report and seeing there is not a corresponding card opened.

The correct legal proceeding is reported to the credit bureau by the Office of the Superintendent of bankruptcy and will appear in the legal section of your credit report.

Additionally, a bankruptcy filing and bankruptcy discharge listing will appear in the court records section of your credit report.

In short, you want to make sure the «Public Records» section of your credit report is spotless.

A credit account history is a section of your credit report that provides detailed information on the history of your credit, which will include information on your credit activity for approximately the last 10 years.

Here's your glimmer of hope if this section of your credit report is crowded: Negative judgments do fall off your credit report over time.

Judgments and bankruptcies will both appear under this section of your credit report and both can do significant damage to your FICO score.

Your employer's contact information may appear under the «Employment History» section of your credit report.

Review every section of each credit report.

The downside to bankruptcy is that it's entered in the public records section of your credit report and stays there for probably ten years.

The only ways you can dramatically boost your credit score within a month or two is by cleaning up the public records section of your credit report (as discussed above), paying down a substantial amount of debt if you are close to your credit limits (also discussed above), or getting a creditor or the credit bureau to stop reporting negative information that is more than 7 years old.

Tax liens, judgments and bankruptcies are all listed under the «Public Records» section of your credit report.

If a consumer has filed bankruptcy then he should check both the public records section of his credit reports to ensure that the bankruptcy itself is being reported properly and he should review each of the individual accounts which were included in his bankruptcy for errors as well.

Information regarding overdue debt from collection agencies usually appears in the «public records» section of a credit report.

Next comes the public records section of your credit report.

Both Chapter 7 and Chapter 13 cases will be reported under the public record section of your credit report.

Additionally, the bankruptcy filing and bankruptcy discharge listings themselves (separate from those included in bankruptcy listings) will also appear in the court records section of your credit report.

All three credit agencies — Experian, Trans Union, and Equifax — will report information related to installment accounts in the credit account history section of your credit report.

Judgments, tax liens, repossessions, and foreclosures appear in the public records section of your credit report and also have a detrimental impact on your credit score.

Credit Inquiries — although there are two types of inquiries (hard and soft), only hard inquiries should appear in this section of your credit report.

At that point, the judgment and its amount appear in the «public records» section of your credit report.

So it will show up on the «Public Information» section of your credit reports, where it can remain for up to seven years.

A judgment can be reported for longer than seven years in the public records section of the credit report.

Likely, you have a judgment which means this appears in your public record section of the credit report.