At present I am working for a private
sector company in Mumbai with a per annum salary of Rs. 10,00,000 / - and currently i have sbi smart shield term plan for Rs. 10,00,000 / - and planning to take one more Term Plan for Rs. 50,00,000 / - with HDFC or Aviva, but after 3 years I will go back to my
native place and do cultivation, is this ok for Insurance companies if claim happens after 5 or more years.