Sentences with phrase «secured against the value»

Home equity loans are sometimes referred to as «second mortgages» because they are also secured against the value of the borrower's home or property.
This HELOC is secured against the value of your home.
The line of credit is secured against the value of your home.

Not exact matches

Just like a traditional licensed pawnbroker, Pawngo secures loans against items of value or buys them outright.
China retaliated against proposed U.S. tariffs on Chinese goods by targeting high - value American exports, from airplanes to soybeans, in a tactic Beijing officials say is meant to secure a truce.
Society must thus be secured against the intrusions of the Good, or of God, so that its citizens may determine their own lives by the choices they make from a universe of morally indifferent but variably desirable ends, unencumbered by any prior grammar of obligation or value (in America, we call this the «wall of separation»).
«Against the background of repeated failures to get to grips with asset tracking and allied information systems for logistics, it is vital that the MoD sustains its programme in order to secure value for money.»
Bridge Financing Program Bridge Financing is a temporary source of funds that enables our clients to borrow against the value of their current home to secure a second property, also financed by RMG Mortgages.
While credit score is of utmost importance to banks, private lenders concentrate on the market value of a property and loans secured against it.
You will be asked to allow the lender to place a lien against an item of value to secure your loan.
When there is a secured debt against your asset, the equity is the value of the asset after your unpaid debt amount is deducted.
By dividing secured debts against appraised selling price of property, they get the loan to value ratio, which shows what percentage of the home you own.
A reverse mortgage is a loan secured against your house, typically representing up to 50 % of its value.
This means that if the borrower defaults, they could lose their home or the value of the assets secured against the loan.
Auto loans are secured loans, meaning the value of your car acts as security against you defaulting on the loan (i.e., if you can't pay them back, they take your car to recoup the loss), offsetting some of the risk.
The amount of debt secured against your property does not exceed 85 % of the current market value (this is called the Loan To Vavalue (this is called the Loan To ValueValue).
If that same homeowner secured a 125 home equity loan, he would be able to borrow against $ 250,000, or 125 percent of the house's property value.
It may be easier to qualify for if you have bad credit since it's a secured loan against the value of your home.
The primary concern for Ottawa private lenders are the home's market value, and the value of existing debt secured against the home.
It doesn't mean the the CRA will seize your home or property, but it does mean they have secured payment against the value of your asset when you do sell.
A personal loan can be secured against something of value, such as a vehicle or home, allowing the lender can seize your asset to recover its losses in the event that you don't repay the loan.
First things first, a car title loan is a secured loan, meaning you are borrowing against the value of an asset you own.
3.1 We will undertake a comprehensive review your current financial situation, including an analysis of your income (all the money that comes into your household), your essential and priority expenditure (things like rent or mortgage, gas, electricity, food, transport to work and any repayments towards loans that secured against an asset such as your home), unsecured debts (such as credit cards, overdrafts and personal loans) and assets (things you own that have a saleable value, such as property and cars).
When you're borrowing against your assets, your loan is secured by the residual value that your assets represent.
[49] Relevant to this particular application are the values enshrined in s. 8 of the Charter — the right to be secure against unreasonable search and seizure.
A decision from the Wisconsin Supreme Court establishing the right of an unsecured creditor to have a sheriff seize and execute upon a court judgment against the assets of a debtor and forcing a judicial sale to find an equity in excess of the rights and value of an existing security interest held by a secured creditor in the subject assets.
This includes new loans and refinancings secured against commercial and high value residential property by banks and other institutional lenders to investors, trading companies and developers.
[10] This Court has no jurisdiction to suspend the precedential value of Grant Thornton Ltd. v. Alberta Energy Regulator and introduce another legal regime — the one in place before Chief Justice Wittmann released his judgment — for the governance of other bankrupts, receivers and trustees in bankruptcy and secured creditors for a period commencing with the date of pronouncement of any stay order and ending with the date the Supreme Court of Canada either resolves an appeal against this Court's judgment or dismisses the applicants» leave - to - appeal application.
If letters and private documents can thus be seized and held and used in evidence against a citizen accused of an offense, the protection of the Fourth Amendment declaring his right to be secure against such searches and seizures is of no value, and, so far as those thus placed are concerned, might as well be stricken from the Constitution... The tendency of those who execute the criminal laws of the country to obtain conviction by means of unlawful seizures and enforced confessions, the latter often obtained after subjecting accused persons to unwarranted practices destructive of rights secured by the Federal Constitution, should find no sanction in the judgments of the courts which are charged at all times with the support of the Constitution and to which people of all conditions have a right to appeal for the maintenance of such fundamental rights.
Also, they will check that if the policy has a cash surrender value, there have been no borrowings secured against that and that the original life insurance policy is not required in order to make a claim.
Policyholders may be able to borrow money against the value of their policies, and may be able to secure dividend payments from their policies.
The online multiplayer element of SuperChargers also adds quite a bit to the game's replay value, and along with being secured behind a respectable level of parental restrictions (something else parents will appreciate), it also provides a fun, simple way to compete against other players.
-- Easier conversion of gold to cryptocurrencies through GOLD tokens and vice versa — Makes securing loans against physical gold and GOLD crypto assets easier — The tokens also provide attractive returns to the holders, which is much higher than the appreciating value of physical gold.
A deficiency judgment is a judgment obtained by the lender in court against the borrower for the difference between the unpaid balance of the secured debt and the amount produced by sale or the fair market value of the security, whichever is greater, in a judicial foreclosure.
Your capital is protected by the value of the real estate against which the mortgage is registered; therefore, your investment is secured by real property.
Like hard - money lenders, crowdfunding platforms guard against risk by securing the loans to the property and lending for less than its full value.
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