Recently on our bankruptcy forum a user asked, «I have heard for years that I need a three to six - month emergency fund which can cover my living expenses., I have very high student loan debts, a $ 10,000 credit card bill and
secured assets which are costing me a great deal of money.
Not exact matches
The Crypto Company's runup came amid an explosion in investor interest in cryptocurrencies such as bitcoin,
which promise to allow
secure digital transfer of
assets and value.
«While
asset monetizations enhance our liquidity, sales of producing natural gas and oil properties adversely affect the amount of cash flow we generate and reduce the amount and value of collateral available to
secure our obligations, both of
which are exacerbated by low natural gas prices..
The bank is said to be in the early stages of setup,
which means hiring and figuring out the logistics, including how the bank will hold the
assets and keep them
secure.
12) To better
secure each News Company's rights under this guarantee and Indemnity, each guarantor agrees to charge the interest they have either solely or jointly or as tenants in common in any real estate and personal
assets, and each guarantor acknowledges a News Company's right pursuant to the security hereby given lodge a caveat on any real estate in
which they have such as interest and each guarantor agrees to execute a mortgage in favour of any News Company upon request by a News Company and do or cause to be done all such things as are necessary to give effect to the security hereby given.
If you belong to this generation, making the right choice today as to
which is the best
asset class to invest in, and the most innovative way of doing so, will help in
securing your financial future.
Upon filing the case, the company sought approval of an
asset sale process pursuant to
which Standard General would act as stalking horse and be permitted to credit bid its portion of the
secured debt owed by the company under the 2013 credit agreement.
Specialty finance company Versa Media Capital,
which provides production loan financing to creators of independent film and TV content, has
secured a $ 100 million facility from alternative
asset manager Crayhill Capital Management.
Key to our ecosystem is the innovation of REAL Tokens, a unique Blockchain -
secured digital
asset with inherent value as a
secure cryptocurrency,
which may be traded or used to participate in Crowdfunding by purchasing Real Estate Participations...
According to confidential marketing documents viewed by The Australian Financial Review, the
assets to be acquired include two farms near Coominya about 60 kilometres northwest of Brisbane, Queensland,
which produce about 3 million birds a year with contracts
secured to Baiada until 2020.
Although it will be incredibly difficult to ever match his contributions on the pitch, it's vitally important for a former club legend, like Henry, to publicly address his concerns regarding the direction of this club... regardless of those who still feel that Henry has some sort of agenda due to the backlash he received following earlier comments he made on air regarding Arsenal, he has an intimate understanding of the game, he knows the fans are being hosed and he feels some sense of obligation, both professionally and personally, to tell it like he sees it... much like I've continually expressed over the last couple months, this team isn't evolving under this current ownership / management team... instead we are currently experiencing a «stagnant» phase in our club's storied history... a fact that can't be hidden by simply changing the formation or bringing in one or two individuals... this team needs fundamental change in the way it conducts business both on and off the pitch or it will continue to slowly devolve into a second tier club... regardless of the euphoria surrounding our escape act on Friday evening, as it stands, this club is more likely to be fighting for a Europa League spot for the foreseeable future than a top 4 finish... we can't hope for the failures of others to
secure our place in the top 4, we need to be the manufacturers of our own success by doing whatever is necessary to evolve as an organization... if Wenger, Gazidis and Kroenke can't take the necessary steps following the debacle they manufactured last season, their removal is imperative for our future success... unfortunately, I strongly believe that either they don't know how to proceed in the present economic climate or they are unwilling to do whatever it takes to turn this ship around... just look at the current state of our squad, none of our world class players are under contract beyond this season, we have a ridiculous wage bill considering the results, we can't sell our deadwood because we've mismanaged our personnel decisions and contractual obligations, we haven't properly cultivated our younger talent and we might have become one of the worst clubs ever when it comes to way we handle our transfer business,
which under Dein was one of our greatest
assets... it's time to get things right!!!
The problem with this strategy, though convincing in theory, is that there is little incentive for the heads to do so on the current model,
which provides inadequate capital for the development of such arrangements, and constrains these trusts in important ways from attracting and deploying the resources necessary for sustainable school improvement, such as constraints on the pooling of General Annual Grant funding, accumulation of surpluses, borrowing (whether
secured against
assets or on funding agreements), deployment of capital, and acquisition and disposal of fixed
assets — all inhibit chains from deploying resources where they are needed most.
On the other hand, a
secured bond is a bond in
which specific
assets are pledged to bondholders if the company can not repay the obligation.
Loans
secured by your home will generally have lower interest rates, approximately 3.5 % to 6.5 %, than loans
secured by the solar panel system,
which range from 3.5 % to 13.24 %, because the borrower can repossess a larger
asset with more value — your home — to recover the full balance due rather than a solar system that has likely lost part of its value over time.
However, an aspect of leveraged loans that was not developed in this article is that the loans are
secured by the
assets of the operating company and the terms are usually superior to those of high - yield bonds,
which are generally unsecured.
Though such legal processes would take a longer period of time than the simple action of repossession for
which secured loan lenders are entitled, someone taking an unsecured loan is still risking his
assets if he fails to repay his debt.
Secured loans are loans that require collateral,
which is generally a property or
asset coming from the borrower.
And in a session during
which I talked about arriving at the right
asset allocation for retirement, I noted that, while immediate annuities are not for everyone, adding one to a retirement income plan can not only provide additional income that will last as long as you live, but also contribute to a more
secure and happier retirement.
A hard money loan is an
asset - based loan through
which a borrower receives funds
secured by the value of their property or
assets, rather than credit.
Interest coverage of 1.7 times cash flow is very low, and akin to what one gets on CCC - rated debt, except that the loans are typically
secured by the
assets of the company,
which lessens the severity level of defaults.
In case the consumer owns
assets,
which can be either your house, property, car or even a savings account, your online loan provider would use them as a collateral for
securing your personal loan.
Be aware that some loans require collateral,
which means the loan is
secured by an
asset you own.
A
secured loan is one in
which you borrow against an
asset you own such as a home, car, savings accounts or stocks.
A debt consolidation company will usually look to
secure larger loans against an
asset such as your home (the interest payable on an unsecured loan will be much higher),
which means that it will be at risk if you do not keep up with repayments.
This can either be through
secured borrowing against an
asset, such as a property, or through further unsecured borrowing (
which tends to be more expensive given that the lender has no security).
The can take a vehicle, put a lien on a house or take any
asset which was used to
secure the loan in the first place.
Unsecured debts are also available from creditors, but unlike
Secured Debt, unsecured debt does not have collateral or a specific
asset which can be liquidated to repay the loan to the creditor.
An unsecured debenture usually has a «negative pledge»
which prevents the issuer from having
assets secured ahead of that issue.
Creditors can offer
secured loans
which are
secured by
assets or «Collateral»
which can be sold if the debtor or borrower fails to make payments, allowing the creditor to regain the money lent to the borrower.
Some lenders require you to
secure your loan against
assets,
which may include your home.
By contrast, many lines of credit are
secured,
which means you will have to pledge some of your business
assets as collateral.
interest rate on it, and whether the loan is
secured (
which means that the borrower is providing an
asset, such as their house, as security).
You'll have more equity in your home, a relatively
secure asset,
which you can use as you need through a HELOC or home equity loan.
Most debt consolidation loans are
secured loans,
which requires collateral — a high - value
asset such as a home or a car.
Because this is a
secured loan, it's especially important to keep up with your monthly payments so you don't you run the risk of losing your
assets,
which in this case would be your home.
To qualify for a
secure loan, you'll need to put up high - value
assets like your home or car,
which will enable you to get a better interest rate and terms from the lender.
There is the option of getting a
secured loan or sometimes called a title or collateral loan,
which is a personal loan that can be backed by
assets such as a motorcycle, car, truck, home, boat, etc..
The company requires a general lien on business
assets (UCC - 1 filing) and a personal guarantee,
which makes the loan more
secure for the lender but can be riskier for borrowers.
1) Capacity to repay (your income) 2) Current economic conditions (your profession's current economic status as well as your city and country's economic situation) 3) Capital put down (the down payment you provide,
which is the amount of equity you're offering to
secure the
asset) 4) Collateral (what the home is worth) 5) Character (your history of paying off debts, otherwise known as your credit history)
Rather, the lesson is that whatever mix of stocks and bonds you decide is right for you —
which you can gauge by completing this risk tolerance -
asset allocation questionnaire — you'll increase your chances of attaining a
secure retirement if you boost your savings rate.
Usually, the borrower borrows against money in a savings account or other
asset which secures the loan.
Focusing on senior
secured loans and other
assets which Cross Ocean believes have characteristics that limit downside risk
The rule is, you must
secure a physical
asset which is valued at or above the amount of capital being borrowed from the bank, such as the equity in your home.
For example, because a Fund must maintain a
secured position with respect to any call option on a security it writes, a Fund may not sell the
assets,
which it has segregated to
secure the position while it is obligated under the option.
The court to
which Steel Partners appealed a failed injunction to prevent Bulldog's poison - pill strategy stated: «[Steel Partners] pursues its own interests exclusively and seeks only to
secure profits by selling companies» shares back to the company or to third parties in the short term, in some cases with an eye to disposing of company
assets....
Kerkorian's stake would be wiped out in a bankruptcy filing,
which gives
secured debtholders priority over stockholders in relation to
assets.
A personal loan is a type of unsecured loan,
which means the debt isn't
secured against any
asset.
The loan was taken out against the Chrysler Building,
which is a very
secure asset.
Norway's Storebrand,
which holds more than $ 30 billion in
assets, recently announced that it would exclude 13 coal and six oil sands companies from all investments «to reduce Storebrand's exposure to fossil fuels and to
secure long - term, stable returns for our clients.»
In the next step, we inform the insolvency judge and the insolvency administrator that such claim is
secured, after
which by direct standing they execute collection through said
asset.