Sentences with phrase «security against a loan»

We can then hope that Kroenke sells up to someone who cares about the club, not asset strippers or glory hunters buying the club with borrowed money using the club as security against the loan.
A $ 2,000 unsecured personal loan offers no security against the loan.
Not all states allow vehicle title loans or even a type of a loan you can get if you used your car as security against the loan.
For a Secured Business loan, the borrower needs to pledge something as collateral or security against the loan amount taken.
If you apply for a home equity loan, your property's equity serves as security against the loan, allowing you to bargain for a lower interest rate and save thousands of dollars in interest.
If you have a bad credit rating / history, then lenders will generally only offer you a secure loan, this means that your property will be put up as security against the loan and will be repossessed should you be unable to pay it back.
Mortgage: The putting up of land or a building, or both, as security against a loan of money.
The lender would hold this title as security against the loan, with a promise to transfer title back to the owner once the latter had repaid the mortgage loan in full.
While there are a number of reasons for a policy holder to take this particular action, the most assignment of life insurance policy as collateral is for security against a loan or liability.
inalienable title «locks up» land land should be sold for profit, leased on a long - term basis for rent, or used as security against loans for homes and businesses; that is, Indigenous land should be entered into the real property market.
Another view of the value of land is as property which can then be used as security against loans for homes and businesses, leased to others to use for a fee (rent), or sold for profit.

Not exact matches

According to human resources consulting group Aon Hewitt, about 24 % of 401 (k) accountholders had outstanding loans against their bank balances at the end of 2016 — not a great sign for their future retirement security.
In the first auction, the Desk will arrange an auction for a loan of Treasury securities against a pledge of all collateral currently eligible for repurchase transactions currently arranged by the Desk.
Failure to deliver collateral - If a dealer fails to deliver collateral against borrowed securities on the loan date, cash will be held overnight against the loan without interest, and a penalty fee equal to the general collateral rate will be assessed, in addition to the lending fee.
10.3 You agree that we may carry out a valuation of the Property in order to ensure that it is suitable to be held as security against any RPA Loan that may be provided to you.
As security for the loan, the lender may require a lien on the equipment as collateral against your debt.
A diversified financing company, offering home loan, loan against property, gold loan, commercial vehicle finance, medical equipment finance, loan against securities, SME business loan and Micro finance.
Treasury inflation - protected securities (TIPS) and floating rate loans are structured in ways that help protect against such risks.
Finally, if the loan is bundled, Fannie and Freddie make a secondary sale by offering this security to investors and providing an insurance policy against losses on loans included in the security.
Throne - Holst and Calone mentioned Zeldin's votes against funding for the Department of Homeland Security and student loans and Pell grants as signs that he is out of touch with the district, and Democrats have indicated they will attempt to paint the foreign policy hawk and only Jewish Republican in Congress as too extreme for the moderate swing district.
A warrant is a time - limited right to subscribe for shares, debentures, loan stock or government securities and is exercisable against the original issuer of the underlying securities.
The secured loan will require you to pledge security against repayment of the loan - as in the deed to your home or other valuable property.
That is, you pledge some sort of property, generally a home, land or vehicle, against the value of the loan in order to provide security to the lender.
If a loans meets the following tests, it is covered under the law: 1) For a first - lien loan otherwise referred to as the original mortgage on the property - the Annual Percentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loan amount.
Not only this, we at HDFC securities can help you procure a loan against your existing property to fund your personal expenses, like unexpected medical expenses, marriage in the family, business expansion, funding yours kid's education etc..
Secured loans will include debt like home loans, loans against security, car loan, etc..
Loans without security do generally incur a higher rate of interest than those secured against an asset.
As security for the loan, the lender may require a lien on the equipment as collateral against your debt.
When you request a home equity loan you are offering the property as security for the loan and missed payments will eventually lead the lender to take legal action against the property guaranteeing the loan.
An unsecured debt is one that has no security against it (you have not used assets as collateral for the loan).
Trust it as much as you trust Congress, and remember they are also promising to pay Social Security and Medicare, AND guarantee against home mortgage loan defaults, underfunded pension defaults, money market failures, and soon, everyone's health care needs.
As personal loans are unsecured, the banks and NBFCs do not demand any collateral or security against which the money would be otherwise disbursed in case of a secured loan.
However, a motor vehicle title lender may seek a personal money judgment against you if you impair the motor vehicle title lender's security interest by (i) intentionally damaging or destroying your motor vehicle; (ii) intentionally hiding your motor vehicle; (iii) giving the motor vehicle title lender a lien on a motor vehicle that has an undisclosed prior lien; (iv) selling your motor vehicle without the motor vehicle title lender's written consent; or (v) securing another loan or obligation with a security interest in your motor vehicle without the motor vehicle title lender's written consent.
Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one, three, and five year U.S. Treasury security yields, the monthly average interest rate on loans closed by savings and loan institutions, and the monthly average costs - of - funds incurred by savings and loans), which is then used to adjust the interest rate on an adjustable mortgage up or down.
So go ahead and unleash the power of your shares with the 3L advantages provided by IndusInd Loan against Securities.
Auto loans are secured loans, meaning the value of your car acts as security against you defaulting on the loan (i.e., if you can't pay them back, they take your car to recoup the loss), offsetting some of the risk.
The securities are then used as collateral against that loan, and the broker charges interest for the balance of the loan.
When an investor purchases an account on margin in the expectation that the share value will rise, or shorts a security on the expectation that share price will decline, and share prices go against the investor, the brokerage firm will send out a margin call requiring that the investor add additional funds or marketable securities to the account to protect the broker's loan.
Home equity loans are given against real estate as security.
Banks like U.S. Bank, Wells Fargo, and Regions Financial now offer the equivalent of payday loans, allowing customers to borrow against their next paycheck, Social Security check, or unemployment benefit, if it's deposited directly into the customer's account.
Mortgage is the process of obtaining a loan against some security.
A Loan without security: A Personal Loan is not a secured loan (bank doesn't ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a lLoan without security: A Personal Loan is not a secured loan (bank doesn't ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a lLoan is not a secured loan (bank doesn't ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a lloan (bank doesn't ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a lLoan where one is required to pledge a house or other security to acquire a loanloan.
Mortgage loan is offered by a financial institution against a security.
To finance these purchases, they package the loans into pools and then issue securities against them.
The requirement of some form of security to hedge against the lender's risk is a primary characteristic of a secured personal loan.
And there's not a ready investment available that would allow one to bet against securities backed by student loans — no index like the one that hedge fund managers depicted in «The Big Short» used to bet against mortgages before the crisis.
Authorised Dealers may allow their branches / correspondents outside India to grant loans to or in favour of non-resident depositor or to third parties at the request of depositor for bona fide purpose against the security of funds held in the NRE / FCNR (B) accounts in India, subject to usual margin requirements.
They repackaged these loans and used them as collateral for bonds called mortgage - backed securities; they guaranteed buyers of those securities against default.
Margin loans are a means of borrowing against securities in a brokerage account.
By the time the loans were carved into residential mortgage backed securities, re-sliced into Collateralised Debt Obligations (CDOs) and CDO squareds, the person lending the money had no idea what they were lending against.
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