Sentences with phrase «see debt ratios»

Most loan programs like to see debt ratios no higher than around 40 % of income.

Not exact matches

However, while overall debt levels increased sharply last year, it was actually slower than the increase recorded in nominal GDP, seeing the global debt - to - GDP ratio fall to 318 %.

He likes to see the ratio of debt to total capitalization (debt divided by shareholders» equity plus debt) under 50 %.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

«While it's too early to tell, we just might have seen the peak in the debt ratio in Q3, as Q1 will no doubt see a sizable decline due to seasonality,» said Benjamin Reitzes, Canadian rates and macro strategist at the Bank of Montreal.

The ratio of debt - to - GDP is at already at 30 per cent and, without any reduction in debt, is forecast to decline to levels that haven't been seen in half a century.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

From now on, we will be tracking the monthly and cumulative fiscal numbers to see how big those deficits could be and what they mean for the government's goal of a stable debt to GDP ratio

If you use a pay raise to pay down debt and lower your credit utilization ratio, you may see a dramatic improvement in your credit score.

As you can see, Japan is one of the top holders of gold, but at 400 percent, its debt - to - GDP ratio is higher than any other country's in the world.

These days, most lenders want to see a total debt - to - income ratio no higher than 43 %, though that number is not set in stone.

The report has cited the US as the only advanced economy that is expected to see a further increase in its debt - to - GDP ratio over the next five years.

One area where we haven't seen much easing is the debt - to - income ratio, or DTI.

(See an explanation of debt - to - income ratios above).

The best way to see the choices we confront is to consider the top and bottom of the debt - to - GDP ratio.

This could drive up your debt - to - income ratio, which is another important metric that affects your ability to qualify for a home loan (see above).

For more information on it, see The Limitations of the Debt to Equity Ratio - Looking Beyond the Numbers

The growth of gross household debt has seen the household sector's debt to income ratio on a gradually rising trend for much of the past decade.

Revised data now suggest that the debt - servicing ratio reached 8.7 per cent of household disposable income in the September quarter, and it is likely to have surpassed its late - 1980s peak in the December quarter (Graph 27; see «Box B» for further discussion of the debt - servicing ratio).

In addition, spending plans over the next three years (before the February 2018 full budget modifies them further) sees B.C.'s taxpayer - supported debt increase by over 17 %, and our debt - to - revenue ratio increase from 82 % to 93 %.

As you can see in the table below, FHA allows higher debt - to - income ratio limits for borrowers with one or more «compensating factors.»

They also use your bank statements to see how much money you are earning, and to calculate your debt - to - income ratio.

Dr. Bawumia said with this major increase in debt, Ghana's debt to GDP ratio has increased from 32 % in 2008 to 72 % at the end of 2015, adding «the real effects of the reckless borrowing undertaken in the last seven years is seen in the magnitude of interest payments.»

The Finance Minister indicated that, the current debt to GDP ratio is about 71 percent, whiles noting that «for the first time in over 12 years, since the declaration of HIPC [Ghana assuming the status of a Highly Indebted Poor Country], we have seen the rate at which we actually accumulate debt decline.»

It's also good to see your debt - to - income ratio.

With that in mind, you should check to see what credit is available in your name, then see how your credit card debt and limit factor into your overall ratio.

«We're wary of companies that have seen their debt - to - equity ratios deteriorate,» said Tim Ng, the chief investment officer at New York - based Clearbrook Global Advisors, which advises on US$ 28 billion of assets.

A good consumer debt - to - income ratio is 36 %, but conventional mortgage lenders (banks, credit unions, online sources) like to see that number under 30 %.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

Mortgage agencies will want to see a solid and recent payment history with no collection accounts and late payments within the past 12 - months, a low debt - to - income ratio, and a consistent and reliable employment history.

In case of Franklin India MF, some of its debt and equity funds saw substantial jump in expense ratio.

The household debt - to - income ratio now stands at 169.4, up 23 per cent from a decade ago, and on par with what the U.S. saw at the peak of its housing bubble.

These days, most lenders want to see a total debt - to - income ratio no higher than 43 %, though that number is not set in stone.

For instance, if you earn $ 4,000 a month and have debt payments that total $ 1,200 a month, you have a debt - to - income ratio of 30 %, well under the 38 % ratio that is about as high as many mortgage lenders like to see when approving a loan.

Someone with excellent credit and a low debt - to - income ratio may be offered interest rates as low as those seen on secured loans.

This could drive up your debt - to - income ratio, which is another important metric that affects your ability to qualify for a home loan (see above).

The Credit Sesame free membership allows you to see your updated credit score every month, your debt, your credit utilization, your debt - to - income ratio and the progress you've made on all of the factors that affect your score.

If you use a pay raise to pay down debt and lower your credit utilization ratio, you may see a dramatic improvement in your credit score.

For most types of businesses, I prefer to see a debt to capital ratio of no more than 50 %, healthy free cash flow generation, and strong coverage ratios (e.g. net debt / EBIT of less than 5x).

As seen below, the company's long - term debt to capital ratio stood at 37 % at the end of 2015.

Lenders are putting more emphasis on debt ratios these days, as a result of financial losses and new government rules (see below).

Since your debt - to - income ratio is much higher, banks will see you as having less money to pay off your other debts, like credit cards or student loans.

If a creditor sees that your debt to income ratio is too high, on the other hand, they may view you as a risky borrower.

As you can see above, 30 % of your credit score is determined by the available credit on your open credit cards, so keeping the debt - to - limit ratio will increase your available credit and also show that you're responsible with your credit.

See debt - to - income ratio.

Lenders with 125 % LTV Ratios... I want to see if I can get rid of my credit card debt for a lower rate included in a fresh mortgage...

The only problem I can see with this is that your bank might not be too happy that you have this other loan, as it would increase your debt / income ratio.

If you have a low debt - to - income ratio, lenders and creditors see that you have a good balance between the amount of debt that you carry and the amount of income that you earn.

It's interesting to see a number fixed to an acceptable debt to income ratio.