Sentences with phrase «see hypothetical returns»
The only places you'll see hypothetical returns are on the spreadsheet «Models for Month Year.xlsx» (that you get when you buy them), the Model portfolio's «demo,» and those shown on the first row of the table on the main asset allocation page.
http://www.toolsformoney.com/ Not exact matches
Using the most recent full cycle dating back to 2007 as a guide, a hypothetical portfolio of 60 % global stocks and 40 % Canadian bonds slightly edged the S&P / TSX Composite Index's cumulative return, but with almost half the amount of volatility (see the chart below).
(See Chart 2) This hypothetical balanced 60/40 allocation enjoyed 86 % of the return of an all - equity portfolio with 39 % less risk during the same timeframe.
Assuming a hypothetical annual rate of return of 3 %, an investment of $ 5,000 each year and adjusting for inflation and annual compounding, the 22 year old will reap $ 458,599, whereas the 35 year old who waited 13 years will end up with $ 257,514, approximately $ 200,000 less.1 As you can see, with investment planning, the cost of waiting can be expensive over the long run.
Hypothetical Returns Before and After Fees (AKA Hypo): When you see «fees» in all of this, it means investment management fees that a professional advisor would charge their clients.
Both our Model's hypothetical returns and their actual returns (accounting for past trades and rebalancings) are shown on the first two rows on the table below so you can see these huge differences.
As you can see by comparing the first and second row of the table on the Main asset allocation page, hypothetical returns are usually much higher in shorter time frames (less than five years) than actual returns.
Assuming a hypothetical annual rate of return of 3 %, an investment of $ 5,000 each year and adjusting for inflation and annual compounding, the 22 year old will reap $ 458,599, whereas the 35 year old who waited 13 years will end up with $ 257,514, approximately $ 200,000 less.1 As you can see, with investment planning, the cost of waiting can be expensive over the long run.