Extension of Benefits: This Policy shall pay Eligible Benefits incurred in Your Home Country up to the maximum stated in the SCHEDULE OF BENEFITS, minus Your Deductible and
selected Coinsurance option (Plan A, B, E, or F), for one hundred and eighty days (180) from the onset of a new covered Injury or Illness that begins while you are traveling and is first diagnosed and treated outside Your Home Country.
For this benefit, the Medical Maximum is reduced to the maximum stated in the SCHEDULE OF BENEFITS, minus Your Deductible and
selected Coinsurance option (Plan A, B, E, or F).
If You are a United States resident under age 70, this exclusion is waived for the first $ 25,000 in eligible medical expenses incurred outside the United States (for persons age 70 and over, the amount is $ 5,000), minus Your Deductible and
selected Coinsurance option (Plan E or F).
Not exact matches
Elective treatment within the U.S. provider network is covered (for those who
select worldwide coverage) up to $ 850,000 with 20 %
coinsurance.
URC Style Example: For example, you visit the doctor for the flu and the bill is $ 100: You have a $ 50,000 policy maximum, a $ 100 deductible and 80 / 20
coinsurance (After you pay the deductible, the plan pays 80 % of the next $ 5,000 of eligible expenses, then 100 % to the
selected Medical Maximum).
Your Standard Life
Select STM plan offers a deductible,
coinsurance and lifetime maximum amount tailored to your needs.
The
selected deductible and
coinsurance amount must be met for each 364 - day policy period.