Sentences with phrase «sell guaranteed policies»

Life insurance agents that don't have the moral and ethical values to sell guaranteed policies should be asked to leave the business.

Not exact matches

Alexander says, «A well - planned insurance policy guarantees that heirs won't have to sell off the company in order to pay the estate taxes.»

Sierra Trading Post stands behind everything they sell with their Satisfaction Guarantee and Return Policy.

• The company is strictly adhering to the privacy policy guaranteeing that no personal and financial information from the members will be sold or disclosed to any third part.

Guaranteed issue life insurance dispenses with health questions altogether and ensures that you will get coverage as long as you meet the age requirements and live in a state where the guaranteed issue policGuaranteed issue life insurance dispenses with health questions altogether and ensures that you will get coverage as long as you meet the age requirements and live in a state where the guaranteed issue policguaranteed issue policy is sold.

Depending on your age, you might decide to: sit tight; reduce the death benefit to make the cash reserves last longer; put in more money (if you're sitting on cash and a 4 % return is guaranteed); exchange the policy for a different one; or sell the policy.

However, most policies are sold with attached benefit riders in order to attract investors with these enticing contractual guarantees under the «you can have your cake and eat it too» closing technique.

But if you answer «no» to numbers 2, 3 and 4 a guaranteed acceptance issue company will sell you a policy.

Non-deposit investment and insurance products, such as mutual funds, stocks, annuities and life insurance policies that may be sold through this website or at a Bank branch location, are not deposits, not FDIC - insured, not insured by any Federal Government Agency, not guaranteed by the Bank, and may go down in value (if applicable).

Insurance Products: Companies selling no - lapse premium guarantee life insurance policies may have additional solvency risks — a vital consideration if you are considering them as a new or replacement policy.

Diversion and Product Guarantee As mentioned, our policy is to sell our companion animal prescription medications exclusively to licensed veterinarians either directly or through one of our authorized distributors.

That's a fabulous idea, and almost identical to the one Goldman Sachs had when they made a killing on selling dodgy investments to their clients whilst simultanously taking on out huge insurance policies (Credit Default Swaps) on their guaranteed failure.

The Feed in Tariff is a policy mechanism designed to accelerate investment in Renewable Energy, the California FiT allows eligible customers generators to enter into 10 - 15 - 20 - year contracts with their utility company to sell the electricity produced by renewable energy, and guarantees that anyone who generates electricity from R E source, whether Homeowner, small business, or large utility, is able to sell that electricity.

Several policies limit the coverage to 120 % of the policy limit, but many insurers sell policies with a 150 % or 200 % cap, so look for a policy with the highest cap if Guaranteed Replacement Cost Coverage isn't offered in your state.

• Allows policyholder to lock in a guaranteed death benefit for specific time required for coverage • Provides a guaranteed tax free death benefit for beneficiaries • Provides a vehicle to pass along wealth to children or grandchildren • May be used to cover estate taxes, fees and outstanding medical bills • May be set up as a charitable trust • May be used for cash value accumulation • Ideal for a Buy / Sell Agreement • Provides a policy which is both flexible and affordable

9) Burial or Funeral Expense Life Insurance — Essentially the same as Guaranteed Issue, but can also be sold as other forms of policies depending on the insurer.

We only sell the policies that are guaranteed level for the full term

Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies.

They are not backed by the broker - dealer and / or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims - paying ability of the issuer.

Gerber life only sells a no health question guaranteed issue policy.

Mutual of Omaha's guaranteed issue policy is only sold direct to consumer.

They are not backed by the broker / dealer and / or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims - paying ability of the issuing insurance company.

They are not obligations of, nor backed by, the broker / dealer and / or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims - paying ability of the issuing insurance company.

A policy with a 5 - year premium guarantee is available, but we do not sell it.

They are not backed by the selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims paying ability of the issuing insurance company.

You can choose from the following policies: non-cancellable, business overhead expense, disability buy sell policy and guaranteed renewable policy.

However, all guaranteed issue policies have a two year waiting period, and they are much more expensive (can be as much as 300 % more) compared to burial policies sold by agents.

If your business partner dies, a life insurance policy can guarantee that cash will be available to fulfill the terms of your buy - sell agreement.

Many insurers who sell insurance direct (for example over the Internet) will not guarantee that any specific policy satisfies local laws.

This guarantee was a big step for the universal life insurance arena, as policies sold back in the 1980s and 1990s have had a history of implosion because of rising and declining interest rates.

On the majority of policies sold by insurers, the premiums are guaranteed for the term you have bought.

Advisors who may be attempting to sell you a whole life policy will show you projections of possible returns but you should never count on these as guaranteed.

And almost all final expense policies sold and purchased are permanent in nature due to the guarantees provided by such plans.

We do sell guaranteed issue policies and even fast instant issue life insurance policies, so if you don't like needles or need a policy fast, a guaranteed issue policy is not a bad option for you.

• You own the policy • You choose the beneficiary • You select the amount of insurance protection • Your insurance does not decrease unless you decide to reduce it • Your insurance is not part of a group and you decide how to tailor it to your needs • Your insurance does not lapse when is in default • Your protection is portable and does not lapse when you change mortgage companies or sell the property • Your insurance is guaranteed re-newable to age 80 and after issue, you will never have to provide medical evidence

We can not help you get a guaranteed issue policy with Mutual of Omaha because they only sell it direct to consumer.

Under the Affordable Care Act, all individual health insurance policies with effective dates of January 2014 or later must be sold on a guaranteed issue basis.

Guaranteed UL policies are very useful in long term planning situation such as business continuation and buy - sell planning.

In fact, many policies are sold based on the concept of accumulating cash value rather than guaranteed death benefit.

As you can see, AARP life insurance sold through New York Life has the best financial rating we have seen and they also offer guaranteed policies from New York Life for final expense.

At GuaranteedIssueLife it is our job to make sense of guaranteed issue life insurance policies and the carriers who sell them.

When he was sold the policy he was told that if he paid an extra amount monthly the policy would be guaranteed for life and he opted for that.

Please note that there are policies specifically sold as «no medical exam life insurance ``, or «guaranteed issue life insurance ``, and these are different.

Ohio National offers a disability buy sell policy, a non-cancellable policy, a business overhead expense policy and a guaranteed renewable policy.

Purchasing a life insurance policy with a death benefit large enough to offset the amount of capital gains and estate tax you expect your estate to be subjected to, guarantees your beneficiaries will not be forced to sell your assets or be left with a fraction of your estate.

Policies are sold with various premium guarantees.

You were sold an accidental death policy, instead of a guaranteed death mortgage protection policy.

If you were sold and accidental death mortgage protection policy, then it may be wise to cancel your accidental death policy and apply the premium towards some guaranteed mortgage protection life insurance coverage.

Unfortunately, life insurance agents that sell traditional universal life policies tend to focus on an assumptive rate of return instead of the guaranteed rate of return that the policy will likely produce.

With interest rates at an all - time low, universal life insurance policies sold in the marketplace today can not guarantee high rates of interest, despite what your agent may entice you with.