Sentences with phrase «sell variable universal life»

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But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.
Variable life and variable universal life are sold by proVariable life and variable universal life are sold by provariable universal life are sold by prospectus.
I don't see how it's any different than variable universal life insurance, but that it can be sold by a non-registered person.
Variable universal life allows for individual stock fund investments and may only be sold by someone with a securities license.
Variable universal life insurance policies are sold by prospectus only.
They sell both universal life and variable universal life insurance plans.
Therefore, under the authority of the SEC and FINRA, Index Universal Life Insurance can not be marketed or sold as a «security», «variable security», «variable investment» or direct investment in a «security» (or the stock market), because it is not.
Most variable life insurance policies are sold as a variable universal life insurance.
Of the 3 types, whole life insurance and universal life are the most common of the policies chosen by most people, and we are actually not licensed to sell variable life.
Group Variable Universal Life (GVUL) is sold by prospectus only.
Most agents representing other companies would rather sell Universal Life, Index Universal Life, Variable Universal Life, and Whole Life because there is much incentives in doing so without looking into an individuals specific needs.
Variable universal life offers life insurance and an investment account so the owner can buy and sell equities.
People may also use variable universal life insurance, and sometimes universal life insurance, as a retirement investment as well (though it is illegal for insurance companies to sell a universal life insurance policy as an investment).
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The variable universal life policy and the variable life policies are sold only by prospectus which you should carefully read.
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Most term life insurance policies sold today come with a conversion feature that allows you to convert some or all of your term life insurance policy to a permanent policy like whole life, universal life or variable life.
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There are those, especially amongst agents that sell whole life insurance or indexed or variable universal life insurance, who point to this as «the dirty little secret of term life insurance».
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