yes, RATE... if the Mortgage Rep
sells you a higher rate, they get paid more...
Finally, lets explain how a loan officer
sells you a higher rate.
For example, If the loan officer is able to get you a 5 % loan he may try to quote you at 6 % or even 7 % if he thinks he can
sell you the higher rate.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue
selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The site may
sell more even with lower conversion, but, moving forward, Bonobos should complement its PR strategy by going after more traffic from Google and Yahoo (NASDAQ: YHOO) searches, which typically converts to sales at a
higher rate than referring - site traffic.
When they ran a side - by - side comparison, Fulton notes, the company realized the average
sell - through
rate with the Facebook micro-ads was 50 %
higher.
I employed this strategy with a few of our salespeople, and we had a 90 percent win
rate against competitors with a very similar product while also
selling our product for significantly
higher prices than our competitors.
Of 27 brokerages covering the stock, nine have a «buy» or
higher rating, 10 «hold» and eight have «
sell» or lower.
Guaranteed
selling points: Landlords often make a
selling point of
high occupancy
rates or a large number of monthly visitors.
And there are still 18 «buy» or
higher ratings on the stock, along with 24 «holds» and only two «
sell»
ratings, according to Thomson Reuters data.
The four critical factors are: (a) businesses with recurring revenue bases — like a renewable subscription — are far better than ones dependent on constantly securing new customers; renewals are much easier and less expensive to secure than new sales; (b) customer retention is absolutely critical — all customers are very costly to acquire and very easy to lose in a world of almost infinite choices; (c) businesses based on products that require constant replacement or renewal (the «razor blade» model) are much more attractive than durable goods businesses (like
selling refrigerators) where the products have very long repurchase or replacement life cycles and where the market could even fairly quickly reach saturation points; and (d) businesses that offer products or services that had a predictably
high rate of obsolescence were much more attractive than those where the products had long, useful lives.
Higher crime
rates and more visible cultural barriers made it a tougher
sell.
It is 3.75 percent away from its
high after February's market
sell - off, which was kicked off by interest -
rate concerns, not political drama.
Hickey contends the markets were ripe for a
sell - off, which was sparked by converging factors including worries that rising wages will spur
higher interest
rates, pension fund re-balancing and short volatility ETFs blowing up.
Beijing has been pushing for greater domestic spending, cracking down on shopping agents known as «daigou» bringing products into China from overseas, and cutting
high tax
rates on imported luxury goods
sold in the country.
The company's products are not only the
highest -
rated mattresses
sold on Amazon, but also the
highest -
rated product in the online retailer's giant furniture category overall.
Mike van Dulken, head of research at Accendo Markets, says in an email on Thursday morning: «Gold has been a clear winner from the US dollar's sharp
sell off following the Fed's
rate hike, as the precious metal halts its downtrend to post fresh two - week
highs.
This explains why ecommerce sites that take a long time to load have
higher bounce
rates, and online stores with clunky interfaces
sell less.
These risks include, in no particular order, the following: the trends toward more
high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services
sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange
rate fluctuations of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business of natural disasters.
«We continue to have a
sell rating because it's our view that the $ 9 price he's offering was too
high for the value of the company,» Modoff said.
«US companies are dropping IPOs and
selling themselves at the
highest rate in three years, underscoring the gap between volatile financial markets and a booming merger business,» The Journal says.
Software companies usually
sell at larger p / e ratios because they have much
higher growth
rates and earn
higher returns on equity, while a textile mill, subject to dismal profit margins and low growth prospects, might trade at a much smaller multiple.
As that debt pile grows, interest
rates, which rise when bonds
sell off, could continue to go
higher.
The
sell - off was a function of investors re-pricing the sector in accordance with
higher rates.
Of 27 brokerages covering the stock, nine now have a «buy» or
higher rating, 10 «hold» and eight have «
sell» or lower.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average
selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average
selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average
selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Then can
sell it in another where the
rate is
higher.
This way, if a bear market occurs, you have a year of cash becoming available at the maturity date so that you do not have to
sell stocks, and in a bull market you can buy new bonds as the ones you own mature, and you thereby benefit from the
higher interest
rates that
high quality bonds give versus cash or CDs.
The following factors are making me wonder if I should
sell instead: market is still very
high and inventory is even tighter than last year, but economy might change directions this year,
rate hikes coming, I might be able to get the same cash flow from a REIT, and I have no intention of moving back in.
The idea is for Wall Street to
sell all these bad debts to pension funds and say you'll make a
high rate of return, and then you'll be left holding the bag when it all collapses.
If interest
rates decline, however, bond prices usually increase, which means an investor can sometimes
sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a
higher interest payment.
When you up -
sell sales, you get more revenue and growth and get more of more... With the average website converting traffic at an average of 2.95 % — with the
highest converting websites measuring 25 % conversion
rates — you can play the marketing numbers to your advantage and make killer profits.
Someone said once that you make money in real estate by
selling in a low
rate environment and buying in a
high rate environment.
Dollar claws back ground after Beige Book; Canadian dollar
sells off after BOC decision Bank of Canada leaves interest
rates unchangedThe U.S. dollar edges slightly
higher against its main rivals on Wednesday as the British pound falls from a new post-Brexit
high on disappointing inflation data, and the Canadian dollar slips as the Bank of Canada left
rates unchanged.
You can
sell a property but be willing to carry a «second mortgage» at a
higher interest
rate.
The
selling has raged on in the days since, fueled partly by fear that
higher inflation would lead the Fed to accelerate its interest
rates hikes and weaken the economy and the stock market.
In theory, you could
sell at a
higher value and re-invest in a different stock with a similar dividend growth
rate and
higher yield resulting in a larger annual return without ever investing any additional money.
He noted that the firm operated with a
higher tax
rate than some peers — it had got more US - centric over time rather than less, largely because of its presence in wealth management, which he reckoned was now about 98 % US - focused after the firm
sold its European business in 2013.
They consider equally weighted carry trade strategies that each month buy (
sell) one - month forward contracts for the one, two or three currencies with the
highest (lowest) beginning - of - month interest
rates and hold to maturity.
And when the stock is eventually
sold, it will be eligible for capital gain tax treatment rather than being taxed at [
higher] ordinary income tax
rates.»
It is certainly reasonable to believe that this source of UST
selling will continue to keep USTS rallies «limp,» and still in front of a very pro-growth / reflationary Trump policy mix to come: lower corporate and individual taxes, industry deregulation, trade policy (tariffs will drive up domestic prices as cheaper international goods competition is removed) and a fiscal policy shift away from monetary policy will all conspire to take
rates higher in the year + window ahead.
This is evident in a number of developments, including: increased demand for
higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest
rates and invested in
higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as
selling embedded options (see Box A).
Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders
sold to individual customers through early 2010 during an era of
higher interest
rates.
That was enough to spark a
sell - off on bond markets, which drove the interest
rate the U.S. government must pay to borrow money to rise to its
highest level since October 2011.
In the case of the investment buyers mentioned above, they would hope to have
sold the property before the
higher interest
rate applied.
Takeaways include features of the Berkshire System from the shareholders» viewpoint: (1) Berkshire is unusually congenial to taxable shareholders, enhancing compounding
rates considerably; (2) Berkshire's internal cultural features such as autonomy, decentralization, and permanence help attract sellers of
high - quality companies to
sell to Berkshire at reasonable prices with managers who stay on and become substantial shareholders; and (3) There is a close symbiotic connection between features (1) and (2) that reinforces Berkshire's
high compounding
rate and long time horizon.
As
rates headed
higher, investors
sold off municipal bonds, pushing the largest municipal bond fund, iShares National AMT - Free Muni Bond ETF (MUB), to its biggest discount in history.
When the central bank wants to tighten monetary policy and targets a
higher federal funds
rate, it absorbs money from the system by
selling off government bonds.