Sentences with phrase «sense in a low interest rate»

Not exact matches

I would encourage you to remember that the current low levels of interest rates, while in the first instance a reflection of the Federal Reserve's monetary policy, are in a larger sense the result of the recent financial crisis, the worst shock to this nation's financial system since the 1930s.

But I guess it makes sense because after the NASDAQ bubble burst in March 2000, real estate started taking off partly because the Fed aggressively lowered interest rates, and partly because equity investors looked at hard assets to park their money.

For a mostly regulated sector with low profit margins, a premium of that size only makes sense in the context of ultra-low interest rates.

The lower levels of concern around short - term fluctuations in portfolio values may also reflect a growing sense of realism amongst investors and the fact that they are starting to swallow the pill of lower returns in this low - interest - rate environment,» he added.

For a primary residence, sure, we all need a roof over our head and renting long term makes no sense, especially in today's historic low Canadian interest rate.

While it's true that interest rates are depressed, apparently setting a low «bar» for equities, an additional question one should ask is whether interest rates themselves are «fair» in the sense of being adequate compensation for long - horizon risks.

In general, personal loans make the most sense for borrowers who can score a lower interest rate than what they're currently paying or have more than $ 15,000 in debt to consolidatIn general, personal loans make the most sense for borrowers who can score a lower interest rate than what they're currently paying or have more than $ 15,000 in debt to consolidatin debt to consolidate.

This choice might make sense if you have at least 20 % equity in the home, a good credit score and low interest rate options available in the market.

In one sense, the Fed created an ice age for US interest rates by lowering the Fed Funds rate essentially to zero and by printing money to buy US Treasury and mortgage backed securities, putting further downward pressure on longer term interest rates.

As far as capital spending is concerned, it certainly does make economic sense now, as the IMF has urged, to bring forward capital spending to support growth and invest in our long - term infrastructure — creating jobs now, bringing long - term returns and taking advantage of very low interest rates.

This choice might make sense if you have at least 20 % equity in the home, a good credit score and low interest rate options available in the market.

With such low interest rates today, and with savings options like the RESP becoming more popular (RESPs were introduced in 1974, but gained investor interest he late 90s when the government introduced matching grants) it doesn't make sense to buy a whole life policy for savings reasons.

«With interest rates at artificially low rates, annuitizing - and locking in these yields for ever - makes less sense,» Mr. Milevsky advises.

Therefore many people are now finding that with the historically low interest rates it makes great sense to go for one mortgage and tie in to a locked current rate.

Dave Ramsey does admit, though in passing, in Financial Peace University, that, yes, indeed, paying more on the credit card with the highest interest rate does make more mathematical sense, but, yes, he attaches great emotional value to paying off a credit card, completely, and that is likely going to occur by paying off the lowest credit card balance, first.

Now, to have some more fun (in the geek sense), you can change the debt payoff strategy to the Avalanche method (highest interest rate first) to see how much that can lower your Monthly Payment.

In general, personal loans make the most sense for borrowers who can score a lower interest rate than what they're currently paying or have more than $ 15,000 in debt to consolidatIn general, personal loans make the most sense for borrowers who can score a lower interest rate than what they're currently paying or have more than $ 15,000 in debt to consolidatin debt to consolidate.

The length of time that you will be holding the mortgage will play a large part in determining whether it will make sense to incur the costs of a refi if you are attempting to lower your interest rate and monthly payment.

However, once that rate continues to increase, it may make more sense to refinance and obtain a fixed - rate mortgage loan with a lower interest rate, meaning you can lock in that lower rate for the rest of the loan's term.

Leigh Taylor explained that one monthly payment in a debt consolidation loan is more convenient then making multiple payments on multiple debts, but it only makes sense if you can negotiate a lower interest rate.

In this new age of low interest rates, rainy day savings make a lot less sense.

In one sense, the Fed created an ice age for US interest rates by lowering the Fed Funds rate essentially to zero and by printing money to buy US Treasury and mortgage backed securities, putting further downward pressure on longer term interest rates.

Refinancing your home loan can make sense in a variety of situations, including when home loan interest rates are lower than what you're currently paying, or if your personal financial situation has changed.

In a sense, it's «pre-paid interest,» and on average every 1 % of the total loan amount you pay up front will lower the interest rate by about 0.125 %.

In a sense, these companies purchase debts from outside lenders and then work with you to help you repay the amounts that you owed at a much lower interest rate.

This can dramatically lower your interest rate in the short term, which makes sense for impending home sellers.

It may also make sense if you have older, high - interest, variable rate loans and want to lock in a low, fixed interest rate.

If you plan on remaining in the property for a long time and will not pay down or pay off the mortgage, it may make sense for you to pay «Points» in exchange for a lower interest rate.

If you plan on selling the property, paying off the loan in a short time (less than 4 years), or have limited funds for closing and want to maintain some post-closing liquidity then it may make sense to pay a higher interest rate in exchange for a lender credit and lower closing costs.

Determining the «break - even point» and your plans for the property and loan repayment will put you in position to decide whether negotiating a lower interest rate or lender credit will make sense for you.

For people in this category, it makes sense to borrow some money at a low interest rate and invest it (in Google's case, in growing their own business).

In today's low interest environment, fixed rates can make a lot of sense for older investors who want to lock in a low ratIn today's low interest environment, fixed rates can make a lot of sense for older investors who want to lock in a low ratin a low rate.

But I still get a steady stream of email from readers who think bonds «make no sense anymore» because they have low yields and will fall in value if interest rates rise.

Whether cuLearn is right for you will depend on your personal financial situation, but it might make sense to at least apply to see if you qualify to borrow from a credit union since you could potentially save a significant amount of money in interest if you can get an offer with a low interest rate.

So, in that sense, I guess you could say that low interest rates are «causing» the future expected low returns for stocks.

It makes sense to transfer the balance from a card with a high interest rate to a low interest rate credit card because you can save money on that in the long run.

In that sense it's an «open account», a bit like having a credit card, but with lower interest rates.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

You can hold it and rent it, and if you're just a first - time homebuyer, or you're looking to buy an investment home or a luxury home, I mean again, interest rates being in the three to four percent, it's just hard to see that - even if prices went up - or I'm sorry, even if prices went down 15 or 20 percent, the fact that you can hold a property for such a low dollar amount monthly due to the low rates, it makes very much sense to buy.

When balance transfers make sense — There's no sense in delaying balance transfers to lower interest rate credit cards if your credit is good.

With the ridiculously low drop rates in these new crates, it makes more sense to sell the crates and then buy the PUBG weapon skins you're the most interested in.

While it may seem counterproductive to go into debt in order to pay off debt, it can make financial sense if the interest rate on the loan is lower than what you were paying on the credit card.

But if you only want to lock in a lower interest rate on your mortgage and don't need the cash, regular refinancing makes more sense.

A combination of factors, such as locked - in low interest rates and a sense that home prices will continue to increase, are keeping current homeowners from listing their homes.

Ryan mentions that Facebook founder Mark Zuckerberg may have purchased a home in California; Ryan reviews the economic events of the prior week; Ryan notes that interest rate are still heading down; Ryan notes that the DC real estate market is competitive on the buy and rent sides and that would be renters in the DC area are turning into would be buyers; Louis notes that the DC housing dynamic is different from the rest of the country where housing prices are down and there is plenty of inventory; Louis notes that if it is cheaper to buy than rent that it makes sense to get a long term low interest rate loan; Louis talks about the benefits of visiting HomeGain.com; Louis discusses the HomeGain FSBO vs. Realtor survey and the advantages of hiring a REALTOR; Louis and Ryan discuss the HomeGain home improvement survey and recount the types of home improvements that provide the best return on investment; Ryan and Louis talk about pricing strategies for selling a home; Louis and Ryan discuss the differences between pricing a short sale and pricing a non short sale home; Louis notes pricing a home too high may keep the home on the market a long time and that the more days a home is on the market makes a home look like damaged good; Ryan describes short sales as foreclosure avoidance and discusses the impact of each on FICO scores; Ryan talks about the options that people with underwater mortgages have; Louis mentions that 72 % of home buyers and sellers pick the first real estate agent they meet and points out the value in comparing agents first using HomeGain's Find a REALTOR program; Louis can Ryan discuss the level of shadow inventory the impact on sellers as more inventory gets released;