Sentences with phrase «sense pay points»

Whenever mortgage rates go up, borrowers always wonder if it makes sense pay points and thus reduces the rate.

Not exact matches

«I would pay the most attention to age 65 to get a general sense of whether that's the amount of equity exposure you're comfortable with at that point,» said Holt.

So make sure to do the math to see if it makes sense to pay points in your situation.

Such critics point out that there's a sense in which the money that flows through corporations is taxed twice: corporate profits are taxed, and then any dividend (i.e., a portion of after - tax profit) that is payed out to shareholders is taxed, too.

That said, if you have done your homework and have found a nice bond trading cheap, sometimes paying up a couple of points over what recent trades have been makes sense.

Before you pay points to get a lower mortgage rate, run the numbers to see if it makes sense for you.

From an investment point of view, however, I think it makes more sense to pay lawyers to work at that stage of the company's life (where it appears there is a company) than at the seed stage.

July 4... somewhat «selfish» of us, but makes perfect sense (save JW's who don't observe birthdays) Memorial Day... no point in observing July 4 without reflecting on the sacrifice of the tens of thousands who paid for YOUR freedom and mine with their blood.

Tommy God has already forgiven you for your sin the moment you asked Jesus into your life and confessed him as Lord.From that point he paid for your sin in full past present future.It is not sin that stops us from being with the Lord so you are saved.The problem you are experiencing is the battle for your life in the here and now satan is out to destroy you and he knows our weaknesses.If you are honest there were already issues in your life that you struggled with and never got the victory over.So where do you go from here as i found myself in the same situation i was a christian but walking according to the flesh.God does nt change his mind he always loves us but because of our choices we distance ourselves from God.The issue is that we like sin thats our wicked hearts and to be fair we cant change our nature only Christ can do that our old nature must be crucified with Christ.The stumbling block is our pride we have to admit that we cant do it For me that was terribly difficult i was so independent thinking i could do anything but the truth was a made a real mess of things.I sense you are at a crossroads and are feeling desperate and confused.So as a brother in the Lord you need to confess your sin to God and tell him that you are weak -LCB- we all are -RCB- and that you cant do it in your strength -LCB- None of us can -RCB- but ask him to send the holy spirit to help you deal with the temptations and the sin that you struggle with and he will help you to change your life he will empower you as he did me.Rather than look at who you are look to Christ and walk in him and he will make you a new man and sin will not have dominion over you.Jesus came to set us free from bondage.Having once been a slave to sin i know what it is like to have been set free by the power of God and that is what Christ is offering you today.All it takes is a desire to change or repent and admit we cant do it and trust him to give you the strength to walk in him regards brentnz

Some practical points: If you're just starting out, some opportunities that make a lot of sense for platform - building include: writing guest posts for popular bloggers who share a similar audience, writing a regular column for a newspaper or online magazine, seeking out speaking gigs (paid or unpaid), participating in conferences (for networking opportunities as well as exposure to new, inspiring ideas), using social media to share your message, and requesting interviews with popular authors / speakers / leaders to feature on your blog.

Let's face it goalkeepers tend to march to the beat of a different drum and Szczesny certainly fell into that category, but most of his antics were relatively harmless and simply reflected a certain level of immaturity that isn't uncommon for someone thrust into the limelight at such a young age... lord knows we've seen that happen with numerous players throughout the years and very few were ever banished for such behaviour... the only on - field action that drove me crazy was his inability to take a deep breath and not try to rush the play with an ill - timed throw at certain points in the game when common sense suggested holding the ball and slowing things down... the fact that he continued to do this probably had a lot to do with the glaring lack of coaching time spent with the goalkeepers... ultimately he made the fateful decision to take his frustrations out into the public sphere and paid dearly for it... in the end, his services were wanted by several of the best Italian squads, which is significant considering the historical importance placed on the defensive side of the ball in Serie A... all I know is that if someone asked me to pick the most athletically gifted goalkeeper we have had in our squad since the arrival of Wenger, without hesitation, he would be my pick and for that reason his departure is more than a little disappointing... what else is new though

If I was undecided before now, now I am certain Wenger's been right all with his approach of not signing prima donnas who think that they are bigger than the team, it's refreshing to see a player with as much enthusiasm as Sanchez but at some point discretion and good sense has to prevail, afterall he and Ozil are Barca and Madrid rejects, I would take RvP and Fabregas over him and Ozil, players we didn't have to pay over the odds for, players who despite the circumstances of their exits understood the team comes first.

«At some point, it may make sense,» Miner said of raising local rates to pay for long - term solutions.

It is such a valuable point to make, and Paul has been right about so very much, it makes sense to pay heed.

I've always had this strong sense of self since I was little, to the point where I wouldn't take my sister's hand me downs (sorry mom), but it ended up paying off to where I always knew what I wanted to wear or what I wanted to be.

Well, where we are at the moment is at the point where online dating has become so popular the Ad Sense ads for it pay handsomely.

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From a tax point of view, it makes sense because you're going to have to pay taxes.

I already pay so little with TMO there's no sense of going to any other company at this point.

Heidi MacDonald adds, «we've heard that at WB it was pointed out that DC paying good money to license old characters didn't make much sense when they had their own catalog of little - used characters to exploit.»

If the experts are going to issue a blanket recommendation to millions of people that they should all create a buffer to tie them over in unforeseen circumstances, it would make far more sense to say, «Instead of amassing an account that pays you 0 %, or a few basis points above that, maybe you should focus on closing out an account or two that's costing you 15 %.»

So I guess same question as above, since this isn't a «scam» in the fraud sense, then if I didn't agree to pay them anything (however gave them too much personal information) does it mean they can still screw me out of more money at this point?

Paying the annual fee only makes sense for firms that spend more than that, since at that point the bonus rewards you get from using this card will outweigh your initial investment.

However, paying mortgage points can sometimes make good financial sense, and you can often deduct points on your taxes.

To determine whether it makes sense for you to pay points, you should compare the cost of the points to the monthly payments savings created by the lower interest rate.

Buffett points out that this is the equivalent of rejoicing because they're paying more for hamburgers, which doesn't make any sense: «Only those who will [sell] in the near future should be happy at seeing stocks rise.»

For most people, paying points makes the most sense when you plan to stay in your home for a long time because of the cumulative impact of interest savings.

This doesn't seem to make sense, unless we assume the whole point of these offers is to lure people in and then jack up the interest rate by hook or crook (if the customer defaults on her own, well and good, and if the customer insists on paying on time, Chase will force a default by raising the minimum payment to a point that the customer can't make the payment and has to default).

Does it make sense to pay mortgage points at closing?

Thus, paying points might make sense if you plan on living in the home for more than a few years.

If you travel via methods other than planes, then a points program may make more sense since it allows you to pay for hotel rooms, travel gear, and other items.

However, from a corporate point of view, it sometimes makes sense to pay large and increasing dividends, because that can give the corporations better access to capital markets than would otherwise be the case.

At some point, it just makes more sense to go out and buy gold bars yourself and stash them in a safe instead of paying 30 %, 40 % or higher premiums for a holding company to retain possession.

If one of my companies ever stopped paying dividends or began to struggle, the price per share would have already dropped significantly by then and it wouldn't make sense to sell at that point (if anything I may even buy more).

Whether or not it makes sense to pay points depends on your current finances and the term of the loan.

Before actually paying mortgage discount points, you need to be sure it actually makes sense to buy down your interest rate — the answer to this question will vary greatly depending on what mortgage rate you are initially offered, how much it costs to buy down the rate, and how long you plan to stay with the mortgage / in the home.

So make sure to do the math to see if it makes sense to pay points in your situation.

From a tax and accounting point of view it would make much more sense for your parents to pay you the money they have paid out for things like the driveway as rent, and for you to pay for the driveway to be repaired.

But there's a good chance you will refinance or move long before then, so paying points may not make financial sense.

Paying for points makes sense if you plan to keep the loan for a long time.

Gjeldum says buying points makes sense if the seller is willing to pay for it.

And as with interest that you pay over the course of the loan, the amount you pay in points is generally tax - deductible (this assumes that it still makes financial sense for you to itemize your deductions rather than take the new higher standard deduction).

Personally I've seen people with credit scores of over 700, close to 800 points, technically being insolvent and struggling to make ends meet, living literally pay cheque to pay cheque and half their income is going to service high interest rate debts, which made no sense to me and frankly they should have reached out and got some professional assistance from people like you, Doug.

Second, if you are planning to stay in your home for at least three to five years, it may make sense to pay «points» (a point equals 1 % of the loan amount) and closing costs to get the lowest available rate.

If you plan on remaining in the property for a long time and will not pay down or pay off the mortgage, it may make sense for you to pay «Points» in exchange for a lower interest rate.

While from a mathematical point, it may have made more sense to pay off ALL CC debt first, the fear of waiting too long to start investing was too large for me.

So, if you want to rack up rewards points, it makes sense to pay via PayPal using your Extras MasterCard rather than the debit card or bank account you have linked to the account, unless your debit card nets you more rewards.

If you are planning on selling your home prior to 5 years it makes no sense to pay points.