But if it's travel you're looking for, this technique might be worth exploring and it could wind up making more
sense than using the credit card portals or transferring points from Starwood.
Not exact matches
That does make a lot of
sense, considering any apps purchased will be paid for by the school authorities rather
than having to
use an individual's
credit card and reimbursing them later, thus saving a lot of hassle.
To me it can make perfect
sense to do something today — say close a little
used credit card account — that might drop my
credit score a few points if I see more
than offsetting (in my view of my personal situation) benefits — reducing my vulnerability to fraud, simplifying my life, and eliminating a tool that can tempt me to spend more
than I can afford, in this example.
It makes a lot of
sense to resort to quick personal loans online rather
than using your
credit card if you want to make a major purchase.
Typically, it may make better
sense for the average traveler to
use cash back
credit cards (perhaps like a Discover
credit card or American Express
card) to get rewarded in cash, rather
than to
use specialty travel
cards to build up points for mileage, hotel accommodations or other non-cash rewards.
It's not the ideal solution to
use a
credit card to pay down other debts, but if the interest rate makes more
sense on plastic
than it does from you loan repayment terms, it might be a smart move to make a swipe.
If I can make as controversial a claim as is supported by the evidence, even the American Express Delta Platinum
credit card, with its $ 195 annual fee and companion ticket awarded on each account anniversary, only makes
sense (compared to redeeming Arrival + miles) if you can consistently redeem the companion ticket for flights costing more
than $ 672 — the value of the Arrival + miles you could manufacture with the same $ 195 in disposable income — or if you can
use the Medallion Qualifying Miles earned with the
card to achieve Platinum or Diamond Medallion status.
Changing your reward
card when airlines shift strategies — It makes
sense to monitor the companies connected to your
credit card rather
than get stuck with rewards you won't
use... (See Rewards)
Earning at 1.5 % is better
than most traditional
credit cards, and unless you have a
card that earns at a better rate, it makes
sense to
use this one.