Sentences with phrase «separate insurance policy for»

When your teen becomes a licensed driver, you will need to have them added to your current insurance policy or buy a separate insurance policy for them.

If your driving record is less than spotless or you drive a luxury car with higher premiums, you may want to opt for a separate insurance policy for your young driver.

You can not buy a separate insurance policy for every possible financial goal.

If you own art, jewelry, or high - end electronics, then get a separate insurance policy for those items.

You need to have separate insurance policy for your motorcycle.

State Farm issues a separate insurance policy for each car insured.

Currently, most insurance companies — including Aviva Canada, Intact Financial and TD Insurance — cover laneway homes under the same policy as the main property and don't offer a separate insurance policy for the structures.

If you don't have home or renter's insurance, you can buy a separate insurance policy for valuables.

Not exact matches

To have coverage for flood damage related to Mother Nature, you need to have a separate flood insurance policy.

If you live in one of the states listed below or the District of Columbia and are purchasing a homeowners insurance policy, make sure you are aware if your policy has a separate deductible for hurricanes and windstorms.

Some insurance policies will require a separate deductible for each type of coverage.

If you've got separate flood insurance or wind insurance policies, adjusters for those companies will come calling as well.

Even though your homeowners insurance policy covers both your dwelling and your personal property, you will likely need to file two separate claims for reimbursement if both have been damaged.

If you prefer to have a separate policy to specifically address your final expenses, burial insurance may be ideal for you.

Unless you have a separate earthquake insurance policy to supplement you home, condo, renters or business insurance, you will not have coverage for these losses.

You'll most likely have to purchase a separate travel insurance policy for that.

Similarly, if you live in Louisiana, the premiums for your separate flood insurance policy would likely be substantially higher than those of a house in Arizona.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

Because the insurance company pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people.

Umbrella Insurance For additional liability protection, you may want to consider investing in a separate personal umbrella policy.

Because condo insurance typically doesn't cover flood damage (homeowners insurance doesn't either, by the way), you'll need a separate policy for protection against flood waters.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance compaFor those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance compafor infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

My wife and I have life insurance policies (for mortgage and two separate policies), but I rarely discuss about this in this blog.

For example, flood insurance and earthquake insurance are both separate types of policies, which may be desirable depending on where you live.

It's a separate product called, aptly enough, «flood insurance» and a tenant flood policy for contents only is often quite affordable depending on your location.

Anyone renting out their home for longer than 30 days will likely need to purchase either a landlord endorsement (if their insurance policy offers one) or a separate landlord policy.

If you want to cover the trailer itself and the items inside it for damage, theft, and more, then you will need to purchase an endorsement on your auto insurance policy, or a separate trailer insurance policy.

It's worth asking your renters insurance expert if you can save by adding an auto policy, or a separate policy for a particularly expensive piece of jewelry.

I currently have separate policies for home, auto, and term life insurance with three separate companies.

For example, if you had a separate income protection policy or your employer provided an illness and redundancy package, and you informed the salesperson you had this cover, but they insisted you also had to take their insurance; or you weren't asked if you had any alternative cover, go to how to reclaim.

So, if coverage would be $ 25 a year added to a home insurance policy, it could be $ 150 a year — or whatever the minimum is — for a separate policy, he says.

There are specialty carriers who will take this on, but you might end up with a separate policy on top of your renters insurance, which might exclude liability for your dog.

If you're a frequent traveler, taking out a separate travel insurance policy for every trip you take can be expensive, not to mention time consuming.

If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).

Remember, if you live in a disaster - prone area, your insurance policy may have a separate deductible for certain kinds of damage.

From an insurance perspective, in a separate and different context, accumulated dividends can affect the payout for some policies.

Regarding medical insurance, suggest you & your spouse can take one Family floater plan, and buy two separate mediclaim policies for your father and mother.

30 % of the part of an insurance policy premium (for a policy that is not a * whole of life policy or an * endowment policy) that is specified in the policy as being for a distinct part of the policy, if that part would have been a whole of life policy had it been a separate policy

An at - home business rider may cover that equipment, so be sure to talk to your insurance company (for some at - home businesses, it might even make sense to purchase a separate commercial or business insurance policy — just ask).

Separate portable insurance can work well for people who have no existing contents insurance, but it can be more expensive than adding it to a contents policy.

For best coverage, you should purchase a separate flood insurance policy if your home is in a flood zone.

Because the premium for survivorship insurance is based on joint life expectancy, the cost is usually less (per thousand dollars of death benefit) than it would be for a policy covering either life alone — and significantly less expensive than buying two separate policies.

Note that most rental insurance companies do not cover dog bites, so you may need to get a separate pet insurance policy.The Federation of Insured Dog Owners will provide canine liability insurance policies for all breeds of dogs.

«Boats, cars, or other motorized vehicles aren't typically eligible for purchase protection, and would be covered under a separate insurance policy,» says Brown, adding that credit card companies are unlikely to cover items that experience normal wear and tear.

Most travel insurance policies don't cover valuables or have a low limit, so we used to have a separate policy with Photoguard that covered our cameras and laptops for accidental damage and theft.

Only lawyer in Canada who has won, on three separate occasions, punitive damage awards against insurance companies for the manner in which the insurers treated their policy holders

With slip and fall cases, there are often multiple companies responsible for an accident — such as the owner of a property, the property management company, and the company hired to do winter maintenance — who all have separate insurance policies to compensate you for your injuries.

If the bicyclist is simply riding recreationally, our Manhattan, Stamford and White Plains bicycle accident lawyers will typically go through the necessary steps to have the offending car driver's insurance policy pay for all up - front medical bills to the bicyclist, separate and apart from any subsequent substantial claim for pain and suffering or lost earnings suffered by the bicyclist.

On appeal, the First Circuit certified three questions to the Massachusetts Supreme Judicial Court: (1) whether an insurer owes a duty under an insurance policy or the Massachusetts «in for one, in for all» rule to prosecute an insured's counterclaim; (2) whether an insurer owes a duty to fund the prosecution of an insured's counterclaim as part of «Defense Costs;» and (3) when such a duty might give rise to a conflict of interest, so that the insured is entitled to separate counsel at the insurer's expense.

However, in other states, they may sell separate policies for uninsured and underinsured motorist insurance.