Gollier and Schlesinger (1995) analyzed the decrease in efficiency that occurs when consumers are forced to buy
separate policies with separate deductibles.
Rather than having two
separate policies with different insurance companies, you are able to get the rider and enjoy life insurance with living benefits.
Separate policies with a discount.
This is where you get
separate policies with the same insurer, but you get a discount on the second vehicle.
Most travel insurance policies don't cover valuables or have a low limit, so we used to have
a separate policy with Photoguard that covered our cameras and laptops for accidental damage and theft.
It is
a separate policy with its own deductible.
For instance, if your adult child is living with you and has
a separate policy with the same car insurance company as you, the multicar discount may still be applied to both of your policies.
Not exact matches
He is not legally required to do so, but it's become common for presidents to
separate themselves from their personal finances to avoid any possible conflicts
with national
policy.
The mass exodus of children from Central America to the United States is the unintended consequence of four
separate United States
policies, each adopted
with good intentions:
Looking back on a cycle and trying to assess, ex post, whether monetary
policy operated for good or ill, we won't be able to identify the
separate impact of monetary
policy with any precision.
When comparing two
separate term life insurance
policies, you may notice that — even
with the same exact coverage amounts of each of the
policies — the amount of premium that is charged to the policyholder could be quite a bit different.
A sibling who is older should purchase their own renters insurance
policy,
separate from the sibling they are staying
with.
«
With almost any housing
policy, it's very difficult to
separate who is behind on their payments and about to lose their home for reasons beyond their control from those who might be benefiting from a bailout,» Kolko said.
It's important to note that PMI shouldn't be confused
with homeowner's insurance, which is a
separate insurance
policy homebuyers purchase to protect themselves from the high costs of home damages.
Gerecht was essentially
with (see his 2012 essay «Living
with Islam») certain voices in the Obama State Dept., or among the academic supporters of the Revolution at a site like The Arabist, which for a time held that the Revolution presented a chance to split the broad Islamic constituency represented by the Brotherhood, to
separate the Brothers ready to meet democratic secularists half - way, from the rest, and to let the latter earn the scorn of the populace through their own
policies, actions, etc..
4.65 The Committee recommends the Productivity Commission considers, in its review of national competition
policy, the appropriateness of
separating the functions and powers of the ACCC
with the effect that
separate agencies are responsible for the approval of mergers and the assessment of whether concentration is subsequently excessive.
As they are well aware of the club's
policy with regards to the salary payment structure, I don't think they are requesting an exaggerated pay raise which would
separate them that much high from other players of the club as football is a team work though some special individual's effort is vital to motivate the whole team spirit.
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The hang up, though, is when we start talking public
policy decisions that cost billions of dollars... I'm still searching spiritual / philosophical ways to deal
with feelings about that, but it may just be the whole notion of «rendering to Caesar» and trying to live in my own realm,
separating myself from the madness of the State.
News, research,
policy and practice articles on working
with separated families, and maximising the involvement of fathers in the lives of their children post-separation.
And if you do go ahead and
separate, you also will want to keep your «children first»
policy both in your own parenting and in working
with your children's other parent.
With or without Hebrew skills, I would have been
separated from my babies after the c - section, per this hospital's
policy.
§ Model
policy elements are 1) in - service training, 2) prenatal breastfeeding classes, 3) asking about mothers» feeding plans, 4) initiating breastfeeding within one hour of uncomplicated vaginal birth, 5) initiating breastfeeding after recovery for uncomplicated Cesarean sections and / or showing mothers how to express milk and maintain lactation if
separated from infant, 6) giving only breast milk to breastfed infants, 7) rooming - in 24 hr / day, 8) breastfeeding on demand, 9) no pacifier use by breastfed infants, 10) referral of mothers
with breastfeeding problems and / or referral of mothers to appropriate breastfeeding resources at discharge.
«Regarding the book, I had to step back and
separate my personal closeness
with the President to his
policies and governance and take a clear - eyed look at it all.
«Given your
policy - making relationship
with the governor, how would you go about
separating the interest of the judiciary from the interest of the executive to maintain judicial independence?»
Describing the Commission as the executive branch is a bit misleading (for starters, it's actually the only institution
with the right of legislative initiative) and there are
separate decision processes for foreign
policy matters.
Asked in a
separate, pooled interview
with broadcasters whether the party's
policy was settled until 2020, Corbyn said: «The
policy the party has from previous conference decisions does support the renewal of Trident.
A
separate Survation poll for the Mirror today also found broad support for the
policy with 70 % of Labour voters backing it and just 15 % opposing it.
Separating those convicted of trivial offences from their family, forcing them to socialise
with serious criminals, stuffing our prisons to the rafters, costing the taxpayer millions, letting out other prisoners because we're imprisoning people for stealing a Mars bar: these are not sensible
policies.
Coupled
with the ban on claiming welfare entitlements for the first two years of residence, there is, as Jack Straw said more than ten years ago, barely a cigarette paper
separating Labour and Tory
policy on immigration.
There are growing calls for Britain to forge a
separate policy from that of the White House, and Gordon Brown, who is expected to take over from Mr Blair when he resigns this summer, has promised a more «frank» relationship
with the US.
The Westchester County Legislature's Democratic Caucus» goal for an early summer approval of legislation to set forth a
policy on immigration enforcement may be unlikely,
with the proposal still pending in three
separate committees.
Paladino is charged
with leaking confidential information on three occasions from two
separate school board private sessions.He argues that his duties to the taxpayer outweigh any privacy concerns that may be presented by board
policy.
Yet environmental
policies tend to
separate the two issues,
with measures that fight air pollution not always bringing climate benefits and vice-versa.
But Catalan nationalists say they want a
separate state
with complete control over its finances and
policies — a sentiment that has soared in recent years.
In arguments that lasted about 45 minutes in a courtroom crowded
with 52 spectators, the three judges zeroed in on where stem cell derivation ends and research begins, and if the two can really be
separated for legal purposes, as US
policies under George W. Bush and Barack Obama have assumed — a distinction that the plaintiffs argue is fallacious.
In a
separate policy statement published in Pediatrics alongside the survey, the AAP also recommended doing away
with non-medical exemptions to school - required immunizations.
This — together
with the
separate policies and terms expressly referred to herein — constitutes the entire agreement between the parties and there shall be no variation unless agreed between you and us in writing or notified to you by us upon reasonable notice in writing of not less than 30 days.
For many years, children from non-English-speaking families «were placed in
separate classes
with lower demands,» says Carrie Hahnel, deputy director of research and
policy analysis at Education Trust - West.
This second comparison
with non-APIP schools enables me to
separate out the impact of any
policy, such as the Texas Advanced Placement incentive program or the 10 percent rule (every student in Texas in the top 10 percent of her graduating high - school class is guaranteed a spot at the public university of her choice), that could have occurred at the same time as APIP implementation and could otherwise be confused
with the effect of APIP.
With respect to SEAs» possible use of FRPL data to adjust USED allocations for some of their LEAs due to recent boundary changes, creation of new LEAs, or for the allocation of Title I funds to charter schools treated as
separate LEAs under state law, USED's
policy guidance would allow use of any of the alternatives to FRPL data for CEP schools discussed above.
An evaluation study of the district's equity fund highlighted several implementation challenges.65 Some PTAs simply did not comply
with the district's
policy to give back some dollars, and the district had difficulty figuring out how to exempt some PTA expenses fairly from redistribution.66 The evaluators did not examine how this
policy affected PTA revenues, but there was significant pushback from members of the community,
with some parents threatening to reduce donations during initial
policy negotiations.67 A group of parents voiced that the approach was punitive, and that instead, parents should be encouraged to donate to a
separate equity fund or to other, less affluent schools.68 Other districts that have considered establishing an equity fund have feared similar pushback, worrying that rich parents will threaten to leave the district, disinvest in their schools, or decrease their overall contributions.69
It should be noted here that in DCPS teachers rated as «Ineffective» or consecutively as «Minimally Effective» are «
separated» from the district; hence, DCPS has adopted educational
policies that align
with this «conceptual model» as well.
At the heart of their recommendations, compiled in two
separate policy papers, are the following strategies: empowering principals and educators
with more autonomy over staffing; leadership and coaching opportunities for excellent teachers; student - focused professional development designed at the school site; direct investment in community engagement; and financial incentives to attract and keep teachers making progress
with their students (based on a multi-measured evaluation system) in hard - to - staff schools.
Yet a
separate survey by the Center on Education
Policy at George Washington University found that education commissioners in 35 of the states that have signed onto the Common Core report major or minor challenges in working
with higher - education institutions on the transition to the new standards.
Ideally, true transformation to public education would be dealt
with more deliberately through
separate legislation instead of by adding
policy pieces into the budget.
In the report, the study group arrived at three
separate series of recommendations that begin
with teacher preparation at the college level, continue through teacher retention and induction, and finish
with policy ideas for teacher evaluation.
Arizona's language restrictive
policies resulted in the controversial Structured English Immersion (SEI) program consisting of a four hour language block, leaving English learners (ELs) in classrooms
with a
separate curriculum from their English proficient peers.
Some automakers include roadside assistance
with their bumper - to - bumper or powertrain warranties, while others have
separate policies.
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