Sentences with phrase «service on your debt repayment»

Usually when you make application for a loan or credit card, or when a party who extended credit makes a report to their credit reporting service on your debt repayment.

Not exact matches

Just as hoarding diverts revenue away from being spent on goods and services, so debt repayment shrinks spendable income.

Depending on the borrower's income and debt load, income - driven repayment plans can be better options for borrowers who will qualify for loan forgiveness — particularly Public Service Loan Forgiveness.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

If your new financial circumstances require you to take on an onerous burden of debt, consider service - based or research - based grant repayment programs.

IBRinfo is a nonprofit arm of the Project on Student Debt that helps medical students navigate two new federal loan programs: Income - Based Repayment and Public Service Loan Forgiveness.

If you're struggling with significant credit card debt, and can't work out a repayment plan with your creditors on your own, consider contacting a debt relief service like credit counseling or debt settlement.

If you need help working out a repayment plan on your debt with creditors or developing a solid budget, contact a consumer credit counseling service in your local area.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

Depending on the borrower's income and debt load, income - driven repayment plans can be better options for borrowers who will qualify for loan forgiveness — particularly Public Service Loan Forgiveness.

Person permitted by a credit cardholder to charge goods and services on the cardholder's account but who is not responsible for repayment of the debt.

the disclosure of certain enumerated events affecting a municipal security; these events include the following, if material: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves; (4) unscheduled draws on credit enhancements; (5) substitution of credit or liquidity providers; (6) adverse tax events affecting the tax - exempt status of the security; (7) modifications to rights of securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment; (11) rating changes; (12) failure to provide annual financial information as required; the MSRB, Electronic Municipal Market Access (a.k.a. EMMA) provides free access to municipal disclosures, market data and education

They offer services that can assist in negotiating debt repayment, consolidating debts into a single payment, and advising consumers on the best course of action for their unique situation.

Our average female client with student loan debt has only $ 282 available each month for debt repayment, so you can see why it's very difficult to service over $ 14,000 in student debt, and all other debts, on that small amount of cash flow.

Debt Service Coverage Ratio = (PBT + Depreciation + Other non-cash charges + Interest on term loan + Lease Rental) / (Interest on Term loan + Lease Rental + Repayment of Term Loan)

PricewaterhouseCoopers (PwC), a professional services firm, became the largest employer in the country to offer student loan repayment when it announced on Sept. 22 that it would give entry level employees $ 1,200 a year to reduce their debt.

They don't provide loans, but instead provide consulting services that can negotiate on your behalf with your creditors and establish a fair repayment and debt elimination agreement.

Including your minimum debt repayments, how much per month do you want to spend on servicing your debt?

Worth up to one - hundred thousand dollars, the Delta Dental Loan Repayment for Service Program offers a very lucrative opportunity for those in the field and serving professionally in South Dakota to drastically reduce the amount of debt that they owe on your education.

Join our debt relief webinar on Thursday, June 16th at 3 pm EDT to gain a better understanding of income - driven repayment plans and Public Service Loan Forgiveness — it's never too late!

• Interviewing applicants to determine financial eligibility • Counseling applicants on loan repayments and restrictions • Setting up payment plans for debt liquidation • Analyzing potential loan markets to find financial services promotion opportunities • Ameliorate financial situations by investigating negative credit histories and providing recommendations