Sentences with phrase «services of a credit repair agency»

Enlisting the services of a credit repair agency is often the easiest way to complete the credit repair process because they do the work.

Using the assistance and advice of a specialist and inexpensive services of a credit repair agency can help minimize the time it takes to get back on the track to healthy credit.

Not exact matches

Utilizing a $ 10 million federal enhancement grant and a $ 100,000 contribution from the Texas Education Agency (TEA), TCEP provides credit enhancement for municipal bonds that provide financing for the acquisition, construction, repair or renovation of Texas charter school facilities (including certain refinancing of facilities debt that meet federal guidelines), by funding a debt service reserve fund for such issuances.

When you sign on with a professional credit repair service, you should expect to be working with a firm that has years of experience interacting with creditors, lenders, and the credit reporting agencies.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1Credit Reporting Act (15 U.S.C. 1681 - 1681t).

Choice will guarantee a secure MID and provide the services necessary to meet the business needs of credit repair agencies of all sizes

While other credit repair services only offer credit bureau disputes, we'll go to the collection agencies, your original creditors and the credit bureaus to correct or remove inaccurate information from your credit report, giving you the best possible chances of improvement.

The RMCN retainer fee was a direct violation of federal laws that do not allow credit repair agencies to collect any kind of fee without first performing specified credit repair services.

While much of Canada and almost all of the United States is dominated by for - profit credit counseling and repair services, this agency was founded with a far different goal in mind.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

My Credit Guy is a full - service credit repair agency helping clients across the United States qualify for mortgage, auto, and other types of finaCredit Guy is a full - service credit repair agency helping clients across the United States qualify for mortgage, auto, and other types of finacredit repair agency helping clients across the United States qualify for mortgage, auto, and other types of financing.

We are one of the leading credit repair agencies in the nation offering an invaluable credit repair service.

Today, the National Association of Credit Services Organizations (NACSO), the leading trade association for the professional credit repair industry, released the following statement regarding the «60 Minutes» investigation into the haphazard errors of credit reporting ageCredit Services Organizations (NACSO), the leading trade association for the professional credit repair industry, released the following statement regarding the «60 Minutes» investigation into the haphazard errors of credit reporting agecredit repair industry, released the following statement regarding the «60 Minutes» investigation into the haphazard errors of credit reporting agecredit reporting agencies:

LoanLove.com then goes on to encapsulate some of the services provided by credit repair agencies and credit repair attorneys.

That help may come in the form of: engaging the services of a credit repair attorney; signing up with a credit repair agency; or finding some other route to speed up the credit repair process.»

Before you sign up for a credit repair plan, you should make sure that you understand exactly what is involved in repairing your credit score... while there are a lot of credit repair agencies that are legitimate, there are also some that seek to prey on those who need help and perform services that are both immoral and illegal.

Ryan Wakenight, the company's chief of press affairs told this agency that the decision to seek a partner that would be able to provide credit repair services occurred under the increasing presence of customers who struggled to obtain funds and had difficulties due to bad credit.

Credit repair agencies provide a valuable service in taking on the intricate process of cleaning up incorrect or duplicate listings on your credit hiCredit repair agencies provide a valuable service in taking on the intricate process of cleaning up incorrect or duplicate listings on your credit hicredit history.