PIAC is a non-profit organization and charity that provides legal and research
services on behalf of consumer interests, and, in particular, vulnerable consumer interests, concerning the provision of important public services.
PIAC is a non-profit organization and charity that provides legal and research
services on behalf of consumer interests.
Almost all debt settlement companies charge a large portion of their fees in advance before they perform any significant
services on behalf of the consumer.
The Public Interest Advocacy Centre (PIAC) is a non-profit organization that provides legal and research
services on behalf of consumer interests, and, in particular, vulnerable consumer interests, concerning the provision of important public services.
The Public Interest Advocacy Centre («PIAC») is a national, non-profit organization and registered charity that provides legal and research
services on behalf of consumer interests, and, in particular, vulnerable consumer interests, concerning the provision of important public services.
The Public Interest Advocacy Centre (PIAC) provides legal and research
services on behalf of consumer interests, and, in particular, vulnerable consumer interests, concerning the provision of important public services.
Not exact matches
A lobbyist
on behalf of Equifax Canada has signed up to speak with the province's Minister
of Government and
Consumer Services and all 107 members
of the provincial parliament at...
Contractual partners who have access to your Personal Data in order to provide
services to you
on behalf of The
Consumer Goods Forum are contractually obliged to keep such information in confidence and may not use these Personal Data for any other purpose.
(1) to protect and promote breastfeeding, as an essential component
of their overall food and nutrition policies and programmes
on behalf of women and children, so as to enable all infants to be exclusively breastfed during the first four to six months
of life; (2) to promote breastfeeding, with due attention to the nutritional and emotional needs
of mothers; (3) to continue monitoring breastfeeding patterns, including traditional attitudes and practices in this regard; (4) to enforce existing, or adopt new, maternity protection legislation or other suitable measures that will promote and facilitate breastfeeding among working women; (5) to draw the attention
of all who are concerned with planning and providing maternity
services to the universal principles affirmed in the joint WHO / UNICEF statement (note 2)
on breastfeeding and maternity
services that was issued in 1989; (6) to ensure that the principles and aim
of the International Code
of Marketing
of Breastmilk Substitutes and the recommendations contained in resolution WHA39.28 are given full expression in national health and nutritional policy and action, in cooperation with professional associations, womens organizations,
consumer and other nongovermental groups, and the food industry; (7) to ensure that families make the most appropriate choice with regard to infant feeding, and that the health system provides the necessary support;
Jackie, originally from Sheffield, now lives in Purfleet and is a policy adviser at the Financial
Services Consumer Panel where she works
on behalf of consumers to get fairer treatment from financial institutions.
Today a survey amongst 2,000 UK
consumers carried out
on behalf of the Building Societies Association shows that if the barriers were lowered a remarkably large proportion
of the UK population would consider building their own home either directly or using the
services of architects and contractors.
«
On behalf of the local growers who have supported the Oneida County Public Market in its initial, highly successful weeks, and the
consumers who come to Union Station each Saturday in ever - increasing numbers, I want to thank the Agricultural Marketing
Service for its support
of our project,» Picente said.
Well the
Consumer Law Group has filed a class action lawsuit at the Quebec Superior Court
on behalf of individuals who have BlackBerry smartphones and who pay for a monthly data plan but were unable to access their email, BlackBerry Messenger
service (BBM), and / or Internet for the period
of October 11 to 14, 2011.
CONSUMER hereby acknowledges that Credit Repair Organization does not guarantee any specific outcomes or results
on behalf of CONSUMER, but contracts to provide the specific list
of services as more fully described herein.
With an increased focus for
consumers on repairing their credit, it makes sense that there are increased efforts
on behalf of less - than - reputable «credit repair» companies to market their
services to unsuspecting
consumers.
The
services of a home inspector are not provided
on behalf of, or in affiliation with, the Province
of British Columbia or the Business Practices and
Consumer Protection Authority (commonly known and doing business as
Consumer Protection BC).
In Massachusetts, Money Management International
of Massachusetts provides
services to
consumers on behalf of MMI.
(7) An affiliate
of a supervised lender when the affiliate provides
services described in paragraph A, subparagraph (1), (2) or (3) for or
on behalf of that supervised lender and when the affiliate is not compensated by the
consumer for those
services;
(8) An employee
of a supervised lender or an employee
of an affiliate
of a supervised lender when the employee provides
services described in paragraph A, subparagraph (1), (2) or (3) for or
on behalf of that supervised lender or affiliate and when the employee or the affiliate is not compensated by the
consumer for those
services;
(2) The terms and conditions
of payment, including the total
of all payments to be made by the
consumer, whether to the credit repair business or to some other person; (3) A complete and detailed description
of the
services to be performed and the results to be achieved by the credit repair business for or
on behalf of the
consumer, including all guarantees and all promises
of full or partial refunds and a list
of the adverse information appearing
on the
consumer's credit report that the credit repair business expects to have modified; (4) The principal business address
of the credit repair business and the name and address
of its agent in this State authorized to receive
service of process; and (5) One
of the following statements, as appropriate, in substantially the following form: a. «As required by North Carolina law, this credit repair business has secured a bond by..........
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the
services of a credit repair business, shall not do any
of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance
of the
services that the credit repair business has agreed to perform for or
on behalf of the
consumer; (2) Charge or receive any money or other valuable consideration solely for referral
of the
consumer to a retail seller or to any other credit grantor who will or may extend credit to the
consumer, if the credit that is or will be extended to the
consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal
of derogatory credit information from the
consumer's credit report or otherwise improve the
consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the
consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any
consumer to make, any statement that is untrue or misleading and which is known or which by the exercise
of reasonable care should be known, to be untrue or misleading, to a
consumer reporting agency or to any person who has extended credit to a
consumer or to whom a
consumer is applying for an extension
of credit, with respect to a
consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale
of the
services of a credit repair business or engage, directly or indirectly, in any act, practice, or course
of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale
of the
services of a credit repair business.
The following are deceptive acts: (1) To charge or receive money or other valuable consideration before the complete performance
of services that a credit
services organization has agreed to perform for or
on behalf of a
consumer, unless the credit
services organization has under section 8
of this chapter: (A) obtained a surety bond issued by a surety company admitted to do business in Indiana; or (B) established an irrevocable letter
of credit.
organization for or
on behalf of the buyer, including all guarantees and all promises
of full or partial refunds and a list
of the adverse information appearing
on the
consumer's credit report that the credit
services organization expects to have modified and the estimated date by which each modification will occur.
Debt settlement companies do not assume
consumer debt, make monthly payments to creditors
on behalf of customers or provide tax, bankruptcy, accounting or legal advice or credit repair
services.
Like the debt settlement model, most debt negotiation companies charge all
of their fees in advance, before any
services are performed
on behalf of the
consumer.
Further, the value
of the
service that a debt settlement company offers a
consumer is speculative because, at the time that the company enrolls a
consumer and collects an initial fee and obligates the
consumer to pay other fees, the company does not know what terms, if any, it will be able to negotiate
on behalf of the
consumer.
However, If you're a third party
service negotiating the terms
of a new consolidation loan with DE
on behalf of a
consumer, you may be clear
of UDMSA, but I think you, the third party, are in danger
of being a «loan broker» and requiring appropriate licensure.
Charge or receive any money or other valuable consideration prior to full and complete performance
of the
services that the credit
services business has agreed to perform for or
on behalf of the
consumer, unless the
consumer has agreed to pay for such
services during the term
of a written subscription agreement that provides for the
consumer to make periodic payments during the agreement's term in consideration for the credit
services business's ongoing performance
of services for or
on behalf of the
consumer, provided that such subscription agreement may be cancelled at any time by the
consumer;
Any extensions
of credit brokered or arranged
on behalf of a buyer by a credit
service organization must comply with the provisions
of the Uniform
Consumer Credit Code and the Credit
Services Organization Act.
Madigan s complaint alleges that
consumers did not understand (1) that their monthly payments would be used to pay fees before any performance
of services on their
behalf, and (2) that it takes several months to accumulate a lump sum payment to begin negotiating a payoff with the credit card companies.
PIAC seeks to represent and advocate
on behalf of ordinary
consumers, in particular vulnerable
consumers, concerning the rates, policies, rules and regulations associated with the delivery
of these
services with a view to ensuring principles
of access and affordability and fair treatment for the constituencies it tries to serve.
For the year ending March 2015, more than 200,000 new PPI claims were received by the Financial Ombudsman
Service,
of which 79 % were lodged by CMCs
on behalf of consumers, and around 20 % came from
consumers directly.
Ownership — We believe that all information yielded by work done
on behalf of consumers of legal
services is owned by those
consumers, and as such should be deployed for the benefit
of those
consumers.
Consequently, we have a long record
of successfully resolving these proceedings
on behalf of clients across industries, including retail and
consumer products, energy, chemicals, media and entertainment, healthcare and life sciences, heavy manufacturing, insurance, technology, and financial
services.
Co-lead counsel
on behalf of a national accounting firm in
consumer and competitor class actions seeking hundreds
of millions
of dollars based
on alleged misrepresentations relating to the provision
of services.
An authority
on payments and
consumer financial
services compliance, Barrie focuses
on three areas at the cross-section
of the fintech space:
consumer - facing financial and banking, regulatory counseling and investigations, payment card industry, including brand operating rules and data security standards; money transmission; and prepaid card access
on behalf of leading merchants, payment processors and industry vendors.
Customer
service advisor: # 18,500 pa Search Consultancy is actively looking
on behalf of our client for a customer
service advisor for one
of the leading
consumer finance companies.
Responsible for negotiating multiple variations
of unsecured debt
on behalf of thousands
of consumers with continued
servicing from month to month over multiple different creditors
A
service like the Mobile Concierge Platform that does this
on behalf of the broker and agent, as an extension
of their brand and in a manner that meets
consumer's expectations, will prove to be extremely valuable and ultimately drive more transactions.
Because we all fight the same fight
on behalf of the
consumer, which is to provide them with the best quality
service possible.
By responding quickly
on behalf of our clients, and then targeting follow up messages specifically to the home buyer or seller, brokers and agents communicate to
consumers that they are dedicated to quality
service and an exceptional experience.»
As a real estate licensee, Fred should ensure his clients understand which
of his
services are regulated under RESA, which are subject to the Business Practices and
Consumer Protection Act, and that any funds he collects
on behalf of the clients will be held by his brokerage in segregated accounts.
From operating and leading one
of the strongest and most accurate Multiple Listing
Services in the Miami Valley region, to engaging elected officials
on behalf of REALTORS ® and protecting the
consumer's right to homeownership — Dayton REALTORS ® is here to work for our members.
The organization also provides
consumer services on behalf of the membership to police the REALTOR ® trademark and enhance and elevate the profession within the industry.
Proposed § 1026.19 (f)(3)(ii) would have provided that a creditor or settlement
service provider may charge a
consumer or seller the average charge for a settlement
service if the average charge is no more than the average amount paid for that
service by or
on behalf of all
consumers and sellers for a class
of transactions, the creditor or settlement
service provider defines the class
of transactions based
on an appropriate period
of time, geographic area, and type
of loan, the creditor or settlement
service provider uses the same average charge for every transaction within the defined class, and the creditor or settlement
service provider does not use an average charge for any type
of insurance, for any charge based
on the loan amount or property value, or if doing so is otherwise prohibited by law.