Sentences with phrase «set by your creditors»

They are based on information in your credit report that suggests you meet criteria set by the creditor making the offer — for example, you live in a certain zip code, you have a certain number of credit cards, or you have a certain credit score.

«They are based on information in your credit report that suggests you meet criteria set by the creditor making the offer — for example, you live in a certain ZIP code, you have a certain number of credit cards, or you have a certain credit score.

It should be noted that your credit rating is set by your creditors.

Not exact matches

After a day of marathon talks on Monday, leaders from Greece's 18 fellow euro - zone countries agreed that Tsipras's government was finally getting serious about striking a deal after it submitted a set of reform measures that began to converge with the terms demanded by creditors.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This means a creditor must file its proof of claim by a set date, or the claim is barred from the case, and it won't be paid.

The loan lender will help you set up a monthly budget by reducing your overall monthly debt and by paying your creditors on time.

It also regulates the conduct of creditors by setting forth timetables for issuing billing statements, handling delinquent payments, and prohibiting bank conduct from using your money deposited there to satisfy delinquent credit payment.

You might also want to set up your business as an S corporation or limited liability company, which can protect your personal finances from claims against your business by creditors.

You will be required to set aside a specific amount each month that will be transferred to an escrow account, managed by an independent third party, who is responsible for paying your creditors from the account on your behalf.

A debt management plan can be set up for free, by yourself, simply by speaking to your creditors and seeing if you can come to some kind of agreement.

Even though your creditor or the credit bureau can remove negative items whenever they choose, here are the rules set forth by the Fair Credit Reporting Act (FCRA):

The only minor set - back of enrolling in a debt consolidation program is that your credit report will be flagged by your creditors as participating in a credit counseling / debt consolidation program.

A hard inquiry, on the other hand, is set in motion by rental applications to landlords or is put forward by creditors such as mortgage lenders and credit card companies.

Then you pay into an account set up by the debt settlement company until there is enough to pay off each creditor in full.

Your cosigner might not be notified by the creditor if you fail to make payments, so don't set him up for a nasty surprise.

However, due to various laws and rules set forth by these creditors, it can be quite hard to finesse a payment plan that fits within your current financial situation.

A debt collector could claim your payment as evidence you agreed to the terms set by your original creditor — and the settlement you worked so hard to get goes up in smoke.

Under Section 548 of the Bankruptcy Code, the Trustee may avoid or set aside a transfer of property made by a debtor if there is an actual intent to defraud, hinder or delay creditors or if the debtor was insolvent at the time of transfer and did not receive less than full value.

If you miss a payment, or make it after the date set by the court, your creditor may take further action.

Except as set forth in subsection (a), no action may be brought by the debtor under this section based upon a violation of any provision of this chapter more than two years after the date the violation occurred; provided, however, this limitation shall not bar a debtor from asserting a violation of this chapter in an action brought by the creditor, as a matter of defense by recoupment or setoff in such action, if otherwise allowed by law.

You can also use these letters to set up or amend payment agreements with creditors, to resolve complaints about credit card purchases, and to complain to the FTC about creditors who don't play by the rules.

Your insolvency practitioner will be in charge of monitoring your progress once the IVA has been set up and agreed to by the courts and your creditors.

Since non-profit credit counselors are dependent on funding by creditors for this debt management plan and creditors set the terms and control which credit counseling agencies can participate, the creditor calls the shots and pulls the strings.

A proposed $ 90.4 m (# 57.5 m) settlement with former Dewey & LeBoeuf partners designed to raise much - needed cash for the bankrupt firm's creditors is set to move forward, according to an email sent to partners Thursday (16 August) afternoon and obtained by The Am Law Daily.

The creditors and debtors are joined by a third set of wily players — the suits, lawyers, accountants, and financing wizards required to fix, defend, wind down, and restructure a failed company.

The case concerned a compromise under Part 14 of the Companies Act 1993 that was set aside by the High Court on the basis that the challenging creditors, who had voted against the compromise, had been unfairly prejudiced by the decision to call only one meeting of creditors.

Cobbetts is set to face a creditor claim over unpaid tax bills from HM Revenue & Customs (HMRC) following its takeover by DWF.

The boards of both companies have approved the merger with the majority share of the new company set to be owned by American Airlines» bankruptcy creditors with a 72 % shareholding.

Bankruptcy applications, including applications for sale and possession (and ancillary injunctive relief), applications for annulment (and rescission of an annulment order by a creditor following the bankrupt's failure to comply with the Insolvency Rules) and applications to set aside statutory demands.

By helping clients develop business contracts and procedures that reduce the risk of litigation going forward, and by drafting clear contract provisions that set the terms more favorably for our clients in the event they do face litigation in the future, the Creditor Collections Group helps set the table for effective, expedited collections and the prospect of maximum recoverBy helping clients develop business contracts and procedures that reduce the risk of litigation going forward, and by drafting clear contract provisions that set the terms more favorably for our clients in the event they do face litigation in the future, the Creditor Collections Group helps set the table for effective, expedited collections and the prospect of maximum recoverby drafting clear contract provisions that set the terms more favorably for our clients in the event they do face litigation in the future, the Creditor Collections Group helps set the table for effective, expedited collections and the prospect of maximum recovery.

Set - off is the right of a debtor, himself owed money by his creditor, to effectively secure payment of the debt to him by setting it off against his own liability.

The infamous bitcoin exchange Mt. Gox, which declared bankruptcy in 2014 while owing creditors 45 billion yen ($ 414 million), has a stash of bitcoins held by its trustee that — at least for the moment — are valuable enough to pay off its creditors and then some, thanks to the cryptocurrency's record - setting price surge this year.

In order to successfully seek or obtain payment of one spouse's medical debt by the other a medical creditor has to demonstrate a particular set of circumstances, which are set out below:

The U.S. Court of Appeals for the 10th Circuit affirmed the ruling of the trial court, finding that the mortgage broker did not meet the definitions of a creditor as set by the Act or by Regulation Z, the implementation regulation issued by the Federal Reserve for the Act.

It may make it easier for a Judgment Creditor (someone who sues you) to set aside your LLCs if they are wholly owned by the same parties.

Afterwards, this may be followed by a series of negotiations and haggling until you and your creditor — and your buyer if one's already involved — would all be happy with the price set for your home.

Section 1024.7 of Regulation X currently implements this mandate by requiring creditors and mortgage brokers to provide the RESPA GFE, which must be completed in accordance with the instructions in appendix C to Regulation X. Appendix C sets out specific instructions for the information that must be disclosed on the RESPA GFE, including the loan costs that must be included and how to identify those costs on the disclosure.

An industry trade association representing banks asserted that the ten percent tolerance rule should apply to lender - required service providers and that no tolerance rules should apply to fees paid to settlement service providers selected by the consumer without, or regardless of, a creditor's recommendation because the creditor has no knowledge of or control over the pricing set by such providers.

This Title also establishes that a violation of these minimum standards by a creditor can be used as a defense by a borrower to set off or recoup damages.

In addition, the Bureau believes that using the calculation of § 1026.32 (b)(1)(ii) to determine the amount of third - party loan originator compensation disclosed under § 1026.38 (f)(1) will facilitate compliance by creditors with the 2013 ATR Final Rule, the May 2013 ATR Final Rule, and the second set of amendments to the Title XIV Rulemakings.