Sentences with phrase «several financial changes»

Not exact matches

Several of those groups, including the National Restaurant Association, the Retail Industry Leaders Association and the Food Marketing Institute, had been fighting hard for what they referred to as «transition relief,» extra time for companies that must provide health insurance to their workers under the new law to implement the changes without having to fear financial penalties for not doing so properly.

In the wake of the recent global financial crisis, several developments suggest that market - makers are changing their business models.

During that time, which includes the financial crisis, much has happened at Scripps, including a corporate name change and several diversifying acquisitions.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

A research study «Changing Lives and Times» funded by the Economic and Social Research Council (ESRC) at Cardiff University has explored the impact of the financial crisis on the daily lives and future plans of new fathers, finding that several men were making significant life changes.

He subsequently joined PwC Consulting, spending several years assisting banking and insurance clients, performing various leading roles in substantial strategic change programmes, specialising in insurance finance function transformation and financial control remediation.

Bharara's departure raises uncertainty about the federal government's approach to trying financial crimes and global terrorism cases, even as it isn't likely to change the course of several high - profile investigations.

... which calls for several reductions in expenditures, changing the way business is being done at city hall, which the state comptroller and the mayor made prior to getting into office warned us that we were going to be facing these tough financial times, and so seeing that, the council unanimously, both Democrats and Republicans, passed the 16 - point plan, raising revenues, decreasing expenditures - the mayor refused to implement, the council's unanimous plan, even though it went into law.»

A civil rights organisation, Coalition for Good Governance and Change Initiative, on Sunday, expressed concern over the continued retention of the acting Chairman of the Economic and Financial Crimes Commission, Ibrahim Magu, several weeks after his rejection by the Senate, saying it was giving the country a negative image.

The sudden departure of the top U.S. prosecutor in Manhattan raises uncertainty about the federal government's approach to trying financial crimes and global terrorism cases, even as it isn't likely to change the course of several high - profile investigations.

«This recent drop in arts entries is driven by several factors, including changes to the way school performance is measured, financial pressures on schools, and, of course, local decisions taken by school leaders.»

Bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions of the risk of default, changes in government intervention, and factors related to a specific issuer or industry.

Consider these risks before investing: Bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions of the risk of default, changes in government intervention, and factors related to a specific issuer or industry.

This latest change, made official on Friday July 15, 2016, is one of several amendments that are part of the final step to create a more streamlined, easily understood financial reporting regime.

Consider these risks before investing: Stock and bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, factors related to a specific issuer or industry and, with respect to bond prices, changing market perceptions of the risk of default and changes in government intervention.

Consider these risks before investing: Bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including perceptions about the risk of default and expectations about monetary policy or interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer or industry.

However, rates change as financial markets do, and can rise or fall several times a day.

Asset prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including, in the case of bonds, perceptions about the risk of default and expectations about monetary policy or interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer, industry or commodity.

Towards the middle of the year, the manager changes his mind and, within several weeks, replaces these positions with ones in the technology, financial, and consumer discretionary equities.

Stock and bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including, in the case of bonds, perceptions about the risk of default and expectations about monetary policy or interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer or industry.

If you have trouble sticking to a budget, struggle with saving, or have several loans to pay off, now is a good time to recommit to making the changes you need to lessen your stress and improve your financial situation.

The asset allocation that is right for you, however, depends on several personal factors, such as life and financial goals, and will change over time with different life events.

Stock and bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including, in the case of bonds, perceptions about the risk of default and expectations about changes in monetary policy or interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer or industry.

There are several reasons why an investor would want to consider bond swapping or why a financial professional may advise it for a client, such as adding diversity to a portfolio, lowering taxes or taking advantage of anticipated interest rate changes.

This means you don't have to pay for unnecessary coverage now if you expect your financial situation to change later, such as if you expect to have a kid in the next several years.

By changing the official reason for borrowing, you have access to lower overall interest rates, leading to a great financial gain that can really pay off over the course of several years.

Consider these risks before investing: Convertible securities prices may fall or fail to rise over time for several reasons, including general financial market conditions, factors related to a specific company or industry, changing market perceptions of the risk of default and changes in government intervention in the financial markets.

Federal Housing Administration (FHA) Commissioner David Stevens recently announced several policy changes to bolster the agency's financial position, enabling it to continue to support home ownership for borrowers with limited means and help facilitate the nation's real estate market recovery.

Several significant changes in store for this coming year will potentially save taxpayers money, but one change in particular could result in significant financial costs.The professionals at Optima Tax Relief can help assure that you are able to take the maximum advantage of all available tax breaks.

Recently, several major financial guarantee insurers have had their insurer financial strength ratings downgraded and others, including MBIA Corp., have had their insurer financial strength ratings placed on review for a possible downgrade and / or have had their outlooks changed to «negative,» which may be contributing to a recent decline in the demand for financial guarantee insurance generally.

Bond prices may fall or fail to rise over time for several reasons, including general financial market conditions, changing market perceptions (including perceptions about the risk of default and expectations about monetary policy or interest rates), changes in government intervention in the financial markets, and factors related to a specific issuer or industry.

A commitment not to change one's position for several periods (the equivalent of «locking in» an investment) improves financial performance.

Mortgage rates move with financial markets and can change several times a day.

During this time period (one and a half decades), several financial crisis had their impact on the financial markets and changed them significantly.

You may want to transfer money from 1 RESP to another, for example, if you're changing financial institutions or consolidating several RESP accounts for the same beneficiary into a single account.

The statement claims that «We had anticipated the problems faced by the company last year... For several years we are witnessing multiple leader changes at its head, they did not hesitate to get rich despite financial difficulties.»

The financial landscape for the coal industry has changed dramatically in the last several years.

There are already several other lawsuits worldwide that are attempting to hold fossil fuel companies, including Shell, accountable for their contributions to dangerous climate change, but most are focused on financial compensation.

It was last September, and Carney, presently the head of the Bank of England, had signalled to British parliamentarians that his institution, and the international Financial Stability Board, which he chairs, had just begun an in - depth examination of the systemic risks posed not just by climate change, but by the «unburnable carbon» thesis advanced by the Carbon Tracker Initiative several years prior.

YLAL produced another consultation response, this time on changes to the financial eligibility criteria for legal aid arising from changes to the welfare benefits system, in particular the introduction for Universal Credit to replace several means - tested benefits; you can read it here.

Financial eligibility: before the election, the government consulted on changes to the financial eligibility criteria for legal aid arising from changes to the welfare benefits system, in particular the introduction of Universal Credit to replace several means - tested Financial eligibility: before the election, the government consulted on changes to the financial eligibility criteria for legal aid arising from changes to the welfare benefits system, in particular the introduction of Universal Credit to replace several means - tested financial eligibility criteria for legal aid arising from changes to the welfare benefits system, in particular the introduction of Universal Credit to replace several means - tested benefits.

These specifics can help guide you to a precise path to retirement savings that anticipates the changes in your personal and financial levels over the next several years.

Since this cover letter was published to help everyone from a nanny to a chief financial officer, you'll have to change several elements in order to come up with a resume cover letter that seems tailored for your own particular qualifications.