Sentences with phrase «several years of debt»

After all, if you are ever faced with a car accident and without adequate coverage, you could be looking at several thousands of dollars in out of pocket expenses and several years of debt.

While this is below the average debt upon graduation of almost $ 30,000, it is important to realize that this is an amount still owing by graduates after several years of debt repayment.

Not exact matches

One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.

«Pockets of risk have begun to emerge» following several years of exceptionally low interest rates that have changed how lenders and borrowers view debt, Morneau told a news conference in Toronto.

For several years, policy - makers have been introducing new regulations, such as restrictions on mortgage credit, to curb the build - up of household debt.

Over the past several months, debt traders have been growing increasingly wary of this type of monetary tightening by global central banks, which have been the biggest buyers of bonds for years.

However, he says there's good reason to think Canada can manage the risks from debt, which he says is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.

NerdWallet's 2017 household debt study shows that several major spending categories have outpaced income growth over the past decade; many Americans are putting medical expenses on credit cards; and the average indebted household is paying hundreds of dollars in credit card interest each year.

Typically retail firms roll over debt to buy time, but interest rates have risen since the last set of buyouts several years ago, making that prospect more expensive.

The prospect of this downturn taking several years to unwind is a realistic one, given how overextended Canadians are in terms of debt.

Fortunately, some student loan borrowers have access to valuable forgiveness programs that offset the burden of paying for student debt over the course of several years.

Lenders want to see several years of responsible credit card use and on - time payments of any debt.

I thought everything had to be going towards my debt repayment and because of that I sacrificed several years of retirement planning.

Ultimately, if you're struggling with your current payments or are at risk of defaulting and still have several years left on your loans, debt consolidation might be a good idea.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the OCC, said in an interview.

An investor would be well served to ignore the buy, sell or hold recommendation S&P attaches to each of the reports, instead looking at the growth in earnings, debt levels and the return on equity rates for past several years.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

That might be due to concerns about Southwestern's financial struggles over the past several years as the result of its decision to finance a major acquisition with debt, or it could simply be bad timing amid falling oil prices.

Apple too has cash stockpiled overseas, but over the last several years it has aggressively engaged in a shareholder friendly campaign of buybacks and dividends funded with debt.

Its options include (a) cut marginal rates from -0.1 % to a more negative overnight rate target (b) increase purchases in one or several asset classes from current levels (JPY80trn annual in JGB's; JPY3trn in ETF's; JPY90bn in J - REITS)(c) further lengthen the average maturity of holdings (on average somewhere between 5 and 7 years by our estimates)(d) apply forward guidance with respect to its balance sheet or (e) an extreme derivative of (d)-RRB- espouse a «helicopter drop» strategy, wherein the BOJ offers unlimited monetisation of government debt.

Using «status quo» assumptions for future increases in official national debt and crude oil, and a collapsing Dow Jones Industrial Average, (similar to the collapse of 2008) I created the following graph of «calculated silver» prices for the next several years.

And because of the largest stock of debt, it could take «several years» to have a significant impact on overall vulnerability.

Poloz said debt is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

The past several years have featured little more than a gigantic asset swap, the short description being that massive volumes of government debt have been swapped by central banks for massive volumes of idle bank reserves, while massive volumes of low - yielding, covenant - lite debt have been issued into the hands of yield - seeking investors, in order to retire massive volumes of corporate equities at elevated valuations through buybacks.

Unlike several years ago, the majority of Greece's $ 315 billion debt is now owned by public entities; so we'd anticipate that any fallout would be contained primarily in public institutions such as the IMF and the European Central Bank (ECB).

«Most discussions of how company balance sheets will react to higher yields assume an instantaneous jump in debt - servicing costs — but borrowing is fixed - rate for several years,» Barclays says.

Yes, there were challenges associated with that move — debts to pay, players sold without proper replacements and the whole nine yards, but we still tried to compete, even though we fell short on several occasions and none hurts more than the 2006 Champions League final but nine years of a trophy drought changed to sheer elation when the Gunners won the FA Cup in 2014.

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«No matter what the Administration is painting as a rosy picture that there's going to be a decrease in the overall debt, I just don't see how a project of $ 192 million plus other projects that we have been assured will move forward at a cost of $ 93 million and knowing that union contracts will be up for ratification throughout the next several years, there's no way that the county can say that our taxes will not increase and that I can't imagine will be able to stay under the cap unless we decimate services,» says Strawinski.

You would see online the full agreement which the company reached with the estate several years ago, where all that was due to that estate was paid from the debt of the man.»

Speaking at a news conference at NAN's House of Justice on 145th Street, Sharpton suggested that the focus on tax debts that are several years old was politically driven and related to his support for and from President Obama and Mayor de Blasio.

The mayor, who said he's had several private conversations with Cuomo about the proposed cuts to CUNY and Medicaid, said he had not spoken with the governor and was not made aware in advance of the budget's release about the proposed debt savings clawback, which could cost New York City an estimated $ 650 million over a three - year period.

In particular the award has reminded me of the debt of gratitude that I owe to so many of my MCB colleagues for the helpful advice and support they have offered over the last several years, as well as to everyone in the greater MCB community for the warm welcome they have provided to me and all of the members of my lab this year.

After several years of postponing the wedding, to pay down other debts and keep other possibilities open and alive, Tom and Violet are faced with splitting up, and the realization that perhaps they're not meant for one another.

Just as you can almost guarantee that any film John Williams scores will gross enough money to wipe out the debt of several African countries, so you can almost guarantee that any film Thomas Newman scores will get some of the most impressive reviews of the year.

Meanwhile, student performance had earned the district an «F» from the state for several consecutive years, and CMSD's debt totaled tens of millions of dollars.

That battle has turned into a bleeding hole of debt for B&N where the Nook is concerned and for the last several years there has been open speculation about whether or not the bookseller would continue in the e-reader market.

I personally don't think many areas of the country exited the recession despite our government telling us it officially ended several years ago — looking at the lack of adult behavior in Washington (no matter which party you prefer), and the out of control spending and debt and no plans to reduce it makes me think it's going to last a little longer — although I certainly hope I am wrong.

Similar to Citibank, we recommend borrowers have strong credit, a reasonable debt - to - income ratio and several years of credit history to improve their chances of getting approved at Marcus.

This couple has no debts, but Tom's loss of a previous job several years ago has left him apprehensive about the future.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

For instance, when Greg Harris, 38, of Toronto graduated with his engineering degree several years ago, his parents gave him a $ 10,000 loan at the going interest rate to help him pay off his school debt.

Of course, your budget could be tight for several months but at the end of three years you'd be free of personal debt and your total interest bill during that time would be just $ 8,845.78 — a large amount for sure, but $ 36,557 less than had you paid only the minimum over 40 yearOf course, your budget could be tight for several months but at the end of three years you'd be free of personal debt and your total interest bill during that time would be just $ 8,845.78 — a large amount for sure, but $ 36,557 less than had you paid only the minimum over 40 yearof three years you'd be free of personal debt and your total interest bill during that time would be just $ 8,845.78 — a large amount for sure, but $ 36,557 less than had you paid only the minimum over 40 yearof personal debt and your total interest bill during that time would be just $ 8,845.78 — a large amount for sure, but $ 36,557 less than had you paid only the minimum over 40 years.

These programs can take several years to complete, and require your cooperation and dedication to getting out of debt.

Interest - only mortgages promise low initial payments because borrowers repay none of their debt for the first several years.

To improve your chances of being approved, we recommend borrowers have credit scores of 680 or higher, significant retirement or other savings, a low debt - to - income ratio, a variety of credit or loan accounts and several years of credit history.

A bankruptcy can last on your credit report for several years, but it's worth pursuing bankruptcy protection for those who feel like their debt has gotten out of control but they want to keep their property.

Several years ago, though, the government started putting restrictions on student credit cards to cut down on the amount of student credit card debt that was happening.

«People know that it will take them several years to get out of debt, and they are willing to work towards that goal.»