Sentences with phrase «several years of retirement»

I thought everything had to be going towards my debt repayment and because of that I sacrificed several years of retirement planning.

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

The case, and several like it in the past year, may be harbingers of a new cycle of 401 (k)- gone - bad litigation, this time targeting ever - smaller retirement plans.

Putting away a percentage of your monthly income into a retirement fund as early as 30 years old means you can take advantage of several years of compound interest — and with little to no risk.

This account I started this year after reading about it from several different authors on Seeking Alpha (side note: if you are interested in Dividend Growth Investing and managing your retirement portfolio you HAVE to check out this site, it's one of my main sources for stock research).

She refers to the man in his 40s who divorces his wife because her commitment to church and to gardening and her dislike of tennis make him doubt that she will be a sufficiently amusing partner to cheer his retirement years; a young mother who admits that her husband is her best friend, but who divorces him because she no longer feels very romantic toward him; a woman who marries someone she doesn't especially like because she fears she may never find anyone better and then, after having several children, does find someone more to her liking.

However, he has suffered several injury troubles in recent years and this would have been one of the reasons for his early retirement.

Michael Owen has been widely known as one of England national team's best striker in the past few years back and as he announced his upcoming retirement by the end of this current season, several Three Lions players along with ex-manager Sven - Goran Eriksson pays tribute to the ex-Liverpool star.

After retirement, Mr. Smid was a part - time manager in the catalog department of Sears Roebuck and Co., Chicago, for several years.

Not because he is now — and has been for the past several years — hounded by plausible challengers at an age when most politicians are busy buffing the stones on the sides of buildings that bear their names; not because he continues to contend with suspicions that he is on the cusp of retirement.

In the next couple of years, Governor Andrew Cuomo may have the chance to shape the state's highest court, the Court of Appeals, as several judges reach the end of their terms or the mandatory retirement age.

If approved, the change would deprive Cuomo of the ability to make several nominations to the Court of Appeals in coming years to replace judges forced into retirement.

There have been several long - time incumbents in the 1st C.D., most notably Democrat Otis Pike of River - head who held the seat for 18 years until his retirement.

That number appears to be on the verge of being cut in half with the departure of Zibelman in March and next month's retirement of Patricia Acampora, the former Long Island assemblywoman who has served on the PSC for nearly 11 years, including several as chair.

Over the last few years, the County has had several rounds of voluntary retirements and one round of forced cuts.

A couple of years ago, my in - laws moved into a retirement community and with the purchase of their home came several items left behind by the previous owner.

In an FAS plan, your retirement check is based not on your career average salary, but rather, on the average of several years of your highest salary (typically earned in your final years).

The leadership team in our district began a similar process two years ago when we decided that, due to increased enrollment and the possibility of several retirements in the near future, we needed to «grown our own» future administrators.

They certainly do not want to be in the position of giving money and then finding out several years later that they do not have enough to support their own retirement or pay for their own medical care, including long - term care.

Even if you only get sideswiped by several years of unusually low returns early in your retirement, you can wind up with far less than you had bargained on.

To improve your chances of being approved, we recommend borrowers have credit scores of 680 or higher, significant retirement or other savings, a low debt - to - income ratio, a variety of credit or loan accounts and several years of credit history.

That's because your monthly benefit amount will continue to increase for several years past your FRA as a result of delayed retirement credits — credits you receive for delaying benefits beyond your FRA.

When you invest in an annuity through a lump sum or by making periodic payments over several years, your insurer in return agrees to make regular payments to you that can last the entirety of your retirement, says the SEC.

Have A Plan: We've had a downsizing strategy for several years as part of our «Red Zone» plan for retirement.

You could get the one - time benefit of pulling money out at a low rate, but then you're going to have non-registered investments that grow more slowly due to the tax drag than registered ones — and if you expect to be in a low bracket at retirement anyway (or for several more years as your disability takes time to resolve), then taking the money out early is of no real benefit to you.

In most cases you don't need to change the asset allocation of your retirement portfolio more than once every several years.

On Day 1 of retirement, we want to know we could leave any asset untouched for at least 2 years in the event this turns into a major bear market, requiring several years to recover.

While 2.37 percent per year may not sound like a large amount of money, over several decades this increasingly compounding fee burden can reduce a consumer's retirement nest egg by half if not more.

Hi JB — I was working in the U.S for several years, during this time I was contributing towards a 401k retirement fund, unfortunately at my recent VISA interview I was denied a renewal of my VISA.

Conversely, if superior market performance over several years has caused the value of your assets to balloon, you might consider spending more freely to avoid ending up with a big account balance late in life and the realization that you lived more frugally than you had to earlier in retirement.

A Thief's End takes place several years after Uncharted 3 and revolves around Nathan Drake coming out of retirement for one final adventure with Sully and his older brother Sam.

The year 1993 is marked in many people's minds by several major events: the creation of new countries in the Balkans; the retirement of Michael Jordan from basketball; the inauguration of Bill Clinton as the 42nd president of the USA; the implementation of the «Don't Ask, Don't Tell» policy for gay service members of the military; the height of the AIDS crisis; the ceasefire between Hezbollah and Israel; the signing of the Maastricht Treaty, establishing the concept of a single European currency, and the awarding of the Nobel Peace Prize to Nelson Mandela and President F.W. de Klerk.

«This gulf will only widen over the next several years, with continued strong growth of renewables and the planned retirement of at least seven percent of nuclear capacity by 2025.

In addition to this effort, I authored the legislation creating the District's first Climate Change and Resiliency Commission; I led the fight to have the District's retirement and pension funds divest from carbon and fossil fuel investment holdings; I wrote several bills to expand opportunities for solar installation; and I led the effort to name 2018 as the Year of the Anacostia River to celebrate and bring attention to the river on the eastern half of our city.

ABSTRACT: Electricity market prices across organized wholesale electricity markets in the United States have declined significantly in recent years, prompting several nuclear power stations to consider early retirement before the end of their licensed operation or useful lifespans.

Outages at operational nuclear power plants were generally lower this summer than in recent years, reflecting the retirement of several units along with a lower number of generators in refueling outages.

So, in most divorces, you would exchange several years» worth of tax returns, along with checking and savings account statements, credit card statements, and summary plan descriptions for retirement accounts.

As I noted here, opponents claim the bill is a political move by the Republican controlled legislature to avoid giving the Democratic governor the power to fill interim vacancies set to occur as several members of the court are forced into mandatory retirement in the next few years.

Opponents claim it is a political move by the Republican controlled legislature to avoid giving the Democratic governor the power to fill interim vacancies set to occur as several members of the court are forced into mandatory retirement in the next few years.

Settling on a retirement date several months — or even a couple of years — in advance will give you the time you need to properly close and store certain files, and to identify trusted colleagues to whom you can refer the rest.

Several studies have shown that, due to the limited benefits provided by the Canada Pension Plan (CPP) and Old Age Security (OAS), significant numbers of Ontarians will not have sufficient savings to maintain similar living standards throughout their retirement years.

Some LTD policies have benefit periods as short as a couple of years, while others will keep paying until you reach retirement age, even if that happens to be several decades from now.

Over the past several years, a newer form of universal life insurance has been used for life insurance protection, as well as a good supplement for retirement income planning needs.

Such types of policies are designed for people who don't require immediate pensions and have several years till the retirement age.

Healthcare hiring has become more difficult in the past several years due to a number of factors - a persistent skills gap coupled with a pending retirement surge.

So, in most divorces, you would exchange several years» worth of tax returns, along with checking and savings account statements, credit card statements, and summary plan descriptions for retirement accounts.

We love Virginia Beach, lived there most of our lives and will be back in several years for retirement.

Even if you can only convert, say, $ 5,000 a year, if you do that for several years before required minimum distributions from retirement accounts kick in, you could make a serious dent in the portion of your nest egg that will be subject to required minimum distributions, notes Warren McIntyre, a financial planner with VisionQuest Financial Planning in Troy, Mich..

In the last several years prior to his retirement his main focus was in the development and implementation of the Company's first Customer Satisfaction Process, which involved the training and education of company employees, both management and non-management in understanding what actions were necessary in exceeding the customers expectations.

A couple of years ago, my in - laws moved into a retirement community and with the purchase of their home came several items left behind by the previous owner.