In my attempt to find solutions and coping strategies to help me raise my son, who suffers from a
severe mental illness, and in dealing with a lot of
setbacks along the way, I've discovered a formula for overcoming
life's inevitable hard knocks: Courage plus resilience equals triumph.
(As a practical matter, you'll also probably want to keep, say, one to three years» worth of
living expenses in cash so you don't have to tap your investment portfolio during
severe market
setbacks.)