They need a bit bigger nest egg on a per person basis because they can't usually
share expenses in retirement.
Not exact matches
In the opinion of the Company's management, adjusted book value per share is useful in an analysis of a property casualty company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment expense reserve
In the opinion of the Company's management, adjusted book value per
share is useful
in an analysis of a property casualty company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment expense reserve
in an analysis of a property casualty company's book value per
share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment
expense reserves.
To cover
expenses prior to that, they've invested
in residential property,
shares, and roof - mounted solar panels, which generate government - paid feed
in tariff payments.
On a non-GAAP basis (excluding stock - based compensation
expenses, amortization of intangible assets, reorganization costs, goodwill and technology impairment charges, the impact of the US tax reform and a loss from discontinued operations), the Company recorded a net loss of $ (1.6) million, or $ (0.54) per diluted
share in 2017, compared with a net loss of $ (375,000), or $ (0.13) per diluted
share in 2016.
It issued a total of 1.5 billion
shares to buy Countrywide Financial (a disaster) and Merrill Lynch (
in retrospect, a good buy), then from 2008 to 2013 issued an astonishing 4.5 billion extra
shares to bolster its capital and skirt bankruptcy, at the
expense of existing owners.
Whether to put on events, offer promotions, or
share in advertising
expenses, small businesses will band together.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of
expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies»
shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Net gain from the termination of the Aetna merger agreement of approximately $ 947 million pretax, or $ 4.26 per diluted common
share; includes the break - up fee and transaction costs net of the tax benefit associated with certain
expenses which were previously non-deductible; GAAP measures affected
in this release include consolidated pretax income and EPS.
«Google's Chrome OS continues to gain overall market
share in US classrooms at the
expense of iOS,» the report, compiled by the edtech platform Kahoot!
Housing and utilities are the main factors driving the over-the-top cost of living
in Los Angeles, so entrepreneurs willing to
share space with roommates might be able to keep this
expense to a minimum.
Guaranty fund assessment
expense of approximately $ 54 million pretax, or $ 0.23 per diluted common
share, to support the policyholder obligations of Penn Treaty (an unaffiliated long - term care insurance company); GAAP measures affected
in this release include consolidated pretax income, EPS, and consolidated operating cost ratio.
Companies typically spend an average of two years
in a business incubator, during which time they often
share telephone, secretarial office, and production equipment
expenses with other startup companies,
in an effort to reduce everyone's overhead and operational costs.
Amortization
expense for identifiable intangibles of approximately $ 18 million, or $ 0.08 per diluted common
share; GAAP measures affected
in this release include consolidated pretax, EPS, and segment pretax results (for each segment's amount of such amortization).
Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families
sharing a house to claim the CTC); • repeal $ 10,000 cap on medical
expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds
in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.
Its surging U.S. growth appears to be coming at least partly at the
expense of Blue Apron, which held twice the market
share of HelloFresh
in 2015 and even as recently 2016, according to data from online audience measurement firm SimilarWeb.
«We gained market
share across our businesses while carefully managing credit, risk exposures, and
expenses,» CEO Brian Moynihan said
in a statement.
In addition to the fixed cost of setting up a trust for the assets to be
shared, companies must create a written plan and communicate it to employees, as well as develop a recordkeeping system that accounts for earnings, losses,
expenses and distributions, according to the Department of Labor.
Some of us are interested
in building wealth while others are merely trying to cover
expenses, but whatever the motivation, if we work for a living, we all
share one general belief: more money is better.
Shares of early reporter Hess Corp, an E&P company, rose 1.8 percent on Wednesday after it reported a smaller - than - expected quarterly loss, thanks to
expense cuts and the rise
in oil prices.
In a February report, Synergy Research Group noted, «Amazon Web Services (AWS) is maintaining its dominant share of the burgeoning public cloud services market at over 40 percent, while the three main chasing cloud providers — Microsoft, Google and IBM — are gaining ground but at the expense of smaller players in the market.&raqu
In a February report, Synergy Research Group noted, «Amazon Web Services (AWS) is maintaining its dominant
share of the burgeoning public cloud services market at over 40 percent, while the three main chasing cloud providers — Microsoft, Google and IBM — are gaining ground but at the
expense of smaller players
in the market.&raqu
in the market.»
Excluding the first quarter impact of the TCJA - related
expense and the legal settlement, 3M expects its adjusted full - year 2018 earnings to be
in the range of $ 10.20 to $ 10.55 per
share versus a prior expectation of $ 10.20 to $ 10.70 per
share.
Represents
share - based compensation
expense associated with equity awards for the periods indicated; also includes the portion of annual non-cash incentive compensation
expense that eligible employees elected to receive or are expected to elect to receive as common equity
in lieu of their 2017 and 2018 cash bonus, respectively.
Product development
expenses grew
in line with revenues, driven by new hires, salary increases as well as growth of the
share - based compensation
in Q1 2018.
Comparison is between the average Prospectus Net
Expense Ratio for the iShares ETFs (0.35 %) and the oldest
share class of active open - end mutual funds (1.14 %) with 10 - year track records that were available
in the U.S. between 1/1/2008 and 12/31/2017.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes
in advertising demand, circulation levels and audience
shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes
in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success
in implementing
expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes
in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and
in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result
in unexpected adverse operating results.
As a
share of GDP, program
expenses declined from 18.7 %
in 1984 - 85 to a low of 12.1 %
in 1999 - 2000.
We believe it is useful to exclude non-cash charges, such as depreciation and amortization and
share - based compensation
expenses, from our Adjusted EBITDA because the amount of such
expenses in any specific period may not directly correlate to the underlying performance of our business operations.
For the year ended December 31, 2013, general and administrative
expenses included $ 4.6 million
in share - based compensation
expense, a $ 1.1 million increase compared to the year ended December 31, 2012.
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees,
expenses (including, without limitation, attorneys» fees and
expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected,
in law or equity, whether
in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post,
share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.
Under the Bonus Plan, our compensation committee,
in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per
share, net income, net profit, net sales, operating cash flow, operating
expenses, operating income, operating margin, overhead or other
expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or other subjective or objective criteria.
The company said it expects diluted earnings per
share to be negatively affected
in fiscal 2016
in the range of 10 cents (U.S.) to 20 cents a
share, primarily because of a temporary increase
in operational
expenses related to the consolidation and store disruptions.
Over time this means that households will retain a growing
share of China's total production of goods and services (at the
expense of the elite, of course, who benefitted from subsidized borrowing costs) and so not only will they not be hurt by a sharp fall
in GDP growth, but their consumption will increasingly drive growth and innovation
in China.
The bank's profits dropped 3.1 %, to $ 5.4 billion from $ 5.6 billion, with that difference
in net income due to legal
expenses, debt charges and $ 15 billion
in stock buybacks that reduced the bank's outstanding
shares by 4 %.
As I do every month, I'm
sharing all of my income and
expenses this month
in hopes of being as open as I can about my finances here to chronicle my journey to financial independence.
(j) Using litigations commenced by two former Retrophin employees (Jackson Su and Chun Yi Huang)
in an effort to obtain their Retrophin
shares for himself at Retrophin's
expense.
If we terminate Mr. Drexler's employment without cause or he terminates his employment with good reason, Mr. Drexler will be entitled to receive (i) a payment of his earned but unpaid annual base salary through the termination date, any accrued vacation pay and any un-reimbursed
expenses, and (ii) subject to Mr. Drexler's execution of a valid general release and waiver of claims against us, as well as his compliance with the non-competition, non-solicitation and confidential information restrictions described below, (a) a payment equal to his annual base salary and target cash incentive award, one - half of such payment to be paid on the first business day that is six (6) months and one (1) day following the termination date and the remaining one - half of such payment to be paid
in six equal monthly installments commencing on the first business day of the seventh calendar month following the termination date, (b) a payment equal to the product of (x) the last annual cash incentive award Mr. Drexler received prior to the termination date and (y) a fraction, the numerator of which is the number of days of service completed by Mr. Drexler
in the year of termination and the denominator of which is 365, such amount to be paid on the first business day that is six (6) months and one (1) day following the termination date, and (c) the immediate vesting of such portion of unvested restricted
shares and stock options as provided and pursuant to the terms of the relevant grant agreements under our 2003 Equity Incentive Plan.
the Company's significant strategic accomplishments
in 2011, including returning $ 5.0 billion to stockholders
in the form of a 140 % common stock dividend increase and repurchasing 86 million common
shares, successfully completing the Wachovia merger integration, and implementing the Company's
expense management and efficiency initiative; and
I'd recommend at least a small allocation to bonds or cash
in the event that an unexpected
expense comes up that over and above the dividend yield (although you could always create your own dividend by selling
shares too).
As a
share of GDP, program
expenses are projected to decline from 13.1 per cent
in 2013 - 14 to 12.7 per cent
in 2019 - 2020.
Reports indicate revenue
sharing has been declining over the last few years — both
in terms of the percentage of plans including it and as a portion of the
expense ratio.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market
share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes
in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes
in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets; increased pension, labor and people - related
expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions
in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Plenty of folks will also find a partner to pitch
in and
share the
expenses.
Due to this dynamic, striving to maximize market
share at the
expense of one's rivals makes predation highly rational; indeed, it would be irrational for a business not to frontload losses
in order to capture the market.
In many Canadian municipalities, the convention is that property fences are
shared when it comes to
expenses.
on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding
shares of convertible preferred stock other than Series FP preferred stock into
shares of Class B common stock and the conversion of Series FP preferred stock into
shares of Class C common stock
in connection with our initial public offering, (ii) stock - based compensation
expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement
in connection with a qualifying initial public offering, as further described
in Note 1 to our consolidated financial statements included elsewhere
in this prospectus, (iii) the increase
in accrued
expenses and other current liabilities and an equivalent decrease
in additional paid -
in capital of $ 187.2 million
in connection with the withholding tax obligations, based on $ 16.33 per
share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue
shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million
shares of Class A common stock and 5.5 million
shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be
in effect on the completion of this offering.
Our
share of losses
in equity method investments was a net loss of $ 0.5 million and $ 3.9 million for the years ended December 31, 2015 and 2016, respectively, which is included
in other income (
expense), net
in our consolidated statements of operations.
Educated professionals like scientists and architects could use their skills more productively, while many less - educated workers, like bank tellers and travel agents, saw their jobs being displaced by technology.6 This led to bigger employment
shares for high - and low - skilled jobs at the
expense of middle - skilled jobs
in Canada, along with a modest increase
in income inequality.7
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding
shares of convertible preferred stock other than Series FP preferred stock into
shares of Class B common stock and the conversion of Series FP preferred stock into
shares of Class C common stock
in connection with our initial public offering, (ii) stock - based compensation
expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement
in connection with this offering, as further described
in Note 1 to our consolidated financial statements included elsewhere
in this prospectus, (iii) the increase
in accrued
expenses and other current liabilities and an equivalent decrease
in additional paid -
in capital of $ 187.2 million
in connection with the withholding tax obligations, based on $ 16.33 per
share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue
shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million
shares of Class A common stock and 5.5 million
shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be
in effect on the completion of this offering.
In the second quarter of fiscal 2018, the company recorded Restructuring charges of $ 33 million and implementation costs and other related costs of $ 26 million in Administrative expenses and $ 1 million in Cost of products sold (aggregate impact of $ 46 million after tax, or $.15 per share) related to these initiative
In the second quarter of fiscal 2018, the company recorded Restructuring charges of $ 33 million and implementation costs and other related costs of $ 26 million
in Administrative expenses and $ 1 million in Cost of products sold (aggregate impact of $ 46 million after tax, or $.15 per share) related to these initiative
in Administrative
expenses and $ 1 million
in Cost of products sold (aggregate impact of $ 46 million after tax, or $.15 per share) related to these initiative
in Cost of products sold (aggregate impact of $ 46 million after tax, or $.15 per
share) related to these initiatives.
In the six - month period of fiscal 2018, the company incurred gains of $ 14 million in Other expenses / (income)($ 10 million after tax, or $.03 per share) associated with mark - to - market adjustments for defined benefit pension and postretirement plan
In the six - month period of fiscal 2018, the company incurred gains of $ 14 million
in Other expenses / (income)($ 10 million after tax, or $.03 per share) associated with mark - to - market adjustments for defined benefit pension and postretirement plan
in Other
expenses / (income)($ 10 million after tax, or $.03 per
share) associated with mark - to - market adjustments for defined benefit pension and postretirement plans.