50 % in VWRL (Vanguard Global Stock ETF), 50 % in IGLO (
I shares Global government bonds), rebalance annually and just leave it there until I hit 55.
Nationwide Amundi
Global High Yield Fund, Nationwide Amundi Strategic Income Fund, Nationwide
Bond Fund, Nationwide
Bond Index Fund, Nationwide Emerging Markets Debt Fund, Nationwide
Government Bond Fund, Nationwide Loomis Core
Bond Fund, Nationwide California Intermediate Tax Free
Bond Fund, Nationwide National Intermediate Tax Free
Bond Fund, Nationwide Loomis Short Term
Bond Fund, Nationwide Inflation - Protected Securities Fund, and Nationwide Ziegler Wisconsin Tax Exempt Fund Class A
shares have up to a 2.25 % front - end sales charge and a 0.25 % 12b - 1 fee.