In that case, you can really only enjoy the benefits when
shopping at that particular company.
Not exact matches
Another, potentially cheaper option is to talk to an independent insurance broker — a professional that doesn't work for any one
particular company but represents your interests by
shopping your requirements
at a variety of insurance
companies.
If you use an «independent agent» (we are independent here
at Huntley Wealth), your agent can
shop around for the
company who would be fairest and charge the least with your
particular history of cholesterol and a stroke.
Some pre-exsiting conditions are looked
at differently based on the
particular LTC insurer you are applying with.This is another reason why having options is the only way to truly
shop for the best long term care insurance
companies and policies.
Because these agents are independent of any
particular insurance
company, they can
shop the market to find you the right coverage
at a competitive rate.