Then, all of the inquiries made by that category of lender during the rate -
shopping window count as just one inquiry against your score.
Not exact matches
Because credit bureaus allow a
shopping window for auto and mortgage financing, these inquiries would only
count as a single inquiry on your credit if they are done within a short period of time.
However, the bureaus will
count all reports requested within a 45 day
window as only one pull, which allows homebuyers to
shop between multiple lenders.
FICO allows a 30 - day
window for «rate
shopping» when inquiries from different sources will only
count as one inquiry.
Pet stores owners, such as David Salinas, who had owned and operated multiple pet
shops around San Diego County,
count on unsuspecting consumers and the impulse - buying public to be overcome by cute, fluffy puppies, kittens and rabbits in their nicely adorned
windows to entice them to come in and make a purchase.
The
shop at Turner Contemporary is
counting down to the festive season — even the
windows have been decorated with Arp - inspired baubles created by artist, Viliina Koivisto.
During a
shopping window all inquiries of the same type are
counted as one inquiry.
FICO does allow for mortgage rate
shopping within a 45 - day
window, meaning you can seek preapproval from multiple lenders without having each credit inquiry
count against you.